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MMBL, the only microfinance bank in the industry to have maintained a Stable Outlook , not included on PACRA s Watchlist

Mobilink Microfinance Bank (MMBL), the largest digital bank in Pakistan with over 700,000 traditional individual and micro-enterprise loans disbursed, alongside more than 3,300,000 digital nano loans disbursed till Nov 2020, and 10 million-plus active JazzCash digital wallets, has been recognized by PACRA, Pakistan’s leading Credit Rating Agency, as maintaining a ‘Stable Outlook’ and additionally, has not been listed on the agency’s Watchlist, as per credit assessments concluded recently. MMBL is the only microfinance bank in the industry to have garnered this combined recognition from PACRA. The rating further recognizes MMBL as scoring an “A1” short-term rating and an “A” long-term rating. The agency carries out these credit assessments bi-annually.

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