Standard and ensures that lenders comply with federal law. The Senate Committee is in order. This hearing is held in virtual format. Once you start speaking, there will be a slight delay. To minimize Background Noise please click the mute button , until its your turn to speak or ask questions. You should have one box that will show how much time is remaining. For witnesses, youll have five minutes for your opening statements. For all senators, the Fiveminute Clock applies for your questions. 30 seconds remaining, youll hear a Bell Ring to remind you your time is almost up. It will ring again at zero. If there is a technology issue, well move to the next Witness Or Senator until its resolved to simplify the process, Senator Toomey and i have agreed to go by seniority for this hearing. Emerson teaches us that history is a battle between the innovators and conservatives. The innovators find ways to make the government work better for everyone. The conservators, the corporations, the speci
To minimize Background Noise please click the mute button , until its your turn to speak or ask questions. You should have one box that will show how much time is remaining. For witnesses, youll have five minutes for your opening statements. For all senators, the Fiveminute Clock applies for your questions. 30 seconds remaining, youll hear a Bell Ring to remind you your time is almost up. It will ring again at zero. If there is a technology issue, well move to the next Witness Or Senator until its resolved to simplify the process, Senator Toomey and i have agreed to go by seniority for this hearing. Emerson teaches us that history is a battle between the innovators and conservatives. The innovators find ways to make the government work better for everyone. The conservators, the corporations, the special interests, the elite who have amassed Wealth And Power at the expense of workers and their families, they never give up. So it is with predatory lending. In the late 90s, Pay Day lender
Hearing is in the virtual form. Once you start speaking, there will be a slight delay before you are displayed on the screen. To minimize backgrounds noise, click the mute button until it is your turn to speak. You should have a clock on your screen that shows how much time is remaining. For witnesses you will have five minutes for your opening statements. For senators, you will have five minutes in which to ask questions. If there is a technology issue, we will move to the next Witness Or Senator until it is resolved. To simplify the speaking order process, Senator Toomey and i have agreed to go by seniority for this hearing. Emerson teaches us that history is a battle between what he called the innovators and the conservators. The innovators work the find new ways to make Government Work for the people it serves and make Government Work for everyone. But the conservators who amassed Wealth And Power at the expense of workers and their families, the conservators never give up. So it i
30 seconds remaining, youll hear a Bell Ring to remind you your time is almost up. It will ring again at zero. If there is a technology issue, well move to the next Witness Or Senator until its resolved to simplify the process, Senator Toomey and i have agreed to go by seniority for this hearing. Emerson teaches us that history is a battle between the innovators and conservatives. The innovators find ways to make the government work better for everyone. The conservators, the corporations, the special interests, the elite who have amassed Wealth And Power at the expense of workers and their families, they never give up. So it is with predatory lending. In the late 90s, Pay Day lenders were desperate to find a way to evade State Laws that limited them from charging Interest Rates that trapped people in a cycle of debt they cant get out of no matter how hard they work. They came up with what the occ called rent a charter. What we now know as the rent a Bank Scheme, because banks are gener
Henderson and wagtoga counties in my state of North Carolina have been met with an outpouring of gratitude, Appreciation And Love from the members of the community they help keep safe. Last september we lost brian hendricks after he was shot and killed responding to a breakin. Officer hendricks was only 35 years old. He had two young children and set to be marrieds to his fiance the following month. Last december, Tyler Herndon was tragically killed in the line of duty days before his 26th birthday. In december, Officer Jason Shupin was shot and killed while responding to an attempted carjacking. Officer shuping was only 25 years old. He left behind his wife haley who, his high School Sweetheart. I had the sad honor to commemorate Law Enforcement Day and to honor officer shupins service. Most recently on april 28, North Carolina tragically lost two more Law Enforcement officers, Sergeant Chris Ward and K9 Deputy Logan fox of the Watoga County Sheriffs Office. They were responding to Al