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The marginal cost of lending rate (MCLR) is the lowest lending rate. No bank is allowed to make a loan interest rate offer below this. Here is a comparison of lending rates of banks in the month of October 2023. ....
HDFC Bank has increased the benchmark marginal cost of funds-based lending rates (MCLR) by up to 10 basis points on select tenures. The bank has also hiked base rate by 5 bps and benchmark PLR by 15 bps. These rates are effective from September 25, 2023. ....
MCLR is the minimum interest rate a financial institution needs to charge for a specific loan. The new rates are effective from August 7, 2023, according to the HDFC Bank website. ....
On certain tenures, HDFC Bank has raised the benchmark marginal cost of funds-based lending rates (MCLR). The new rates are effective from July 7, 2023, according to the HDFC Bank website. ....