outlines that have been released and what we don t know. what s the biggest difference from what we do know between this and the house bill? i think we can look at a couple of things on both sides here. and to your point this is with respect to moderate republicans and conservative republicans, both of whom you re going to have to hold together with such narrow margins that we re working with in the senate. just a 52-48 majority here. and you have people on both end who might be inclined to question and potentially drop off if their concerns aren t met. on the conservative side, we have to look that states are going to retain some of this waiver authority. the manner in which they do it is going to be a big deal. from everything that i understand, this idea of community rating that s tied to health status, that is being able to differentiate premiums based on a person s health history, who are in the same age bracket, that is no longer going to be in this particular bill. however,