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credit schemes: Brands' margins may take a hit if higher risk weight raises borrowing costs

Longer-tenure EMIs, buyback guarantees, and other sweeteners are driving sales of automobiles, consumer durable, and electronic goods in India. The Reserve Bank of India has increased the risk weight on consumer credit, including credit card receivables and bank loans to NBFCs by a fourth, potentially forcing banks and non-banks to set aside more capital, which can potentially increase lending rates. ....

Rajeev Singh , Sumit Bali , Deloitte Asia Pacific , Nikhil Ranade , Landmark Group , Axis Bank , Counterpoint Research , Reserve Bank , True Value , Credit Schemes , Fuel Sales , Reserve Bank Of India , Borrowing Schemes ,

Personality traits: What your dimples reveal about you

Dimples can reveal personality traits. Long dimples on both cheeks indicate a magnetic and persuasive personality. People with these dimples are easyg ....

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