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Zambia has set itself a goal of universal access to financial services

01/03/2021 – by Derrick Silimina
Nowadays
© stepmap.de
Financial products such as bank accounts and bank loans help people to manage their money and invest in assets such as houses and education.
When households have secure bank accounts and reliable channels for making payments, they are better able to make large purchases and to save money for the future. As a result, when most people in a community use financial products, businesses are more likely to invest in those communities.
That is why many developing countries, including Zambia, aim for universal access to basic financial products. But they have a long way to go to get there. More than 40 % of Zambian adults have no access to quality financial products, and about 60 % of adults who have such access do not use it, according to Zambia’s National Financial Inclusion Strategy paper for 2017-2022. In vast areas of Zambia, especially remote rural regions, people still rely on cash or barter, or u ....

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