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如何规避"穿新鞋走老路"？新一轮农信社深化改革到来 省联社改革也提上日程 _ 东方财富网

　　据了解，截至目前，北京、上海、天津、重庆、安徽、湖北、江苏、山东、江西、湖南、广东、青海等12个省份的农信社已全部改制成为农商行。
　　但改制而成的农商行良莠不齐，公司治理层面仍存在“穿新鞋，走老路”的问题。今年3月，银保监会通报“农村中小银行股东股权三年排查整治行动”结果，累计发现问题1.99万个，主要集中在股东资质不合格、入股资金来源不合规、超额持有股权、违规开展关联交易、股权质押不受约束五个方面。
　　银保监会列举的违规行为大部分都指向内控失灵，如某农信社改制组建农商行时，第一大股东在审计报告中虚增收入8000余万元，将实际经营亏损篡改为盈利，隐瞒真实资质；或某农商行未履行关联交易审查程序，其股东及多家关联公司以“化整为零”方式从该行获取数十笔贷款，总额占� ....

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黑龙江农信社改制加速：三家农信社合并为一家农商行获批

黑龙江银保监局在哈尔滨联合农商行开业批复中没有透露不予核准该独立董事任职资格的原因。同时要求哈尔滨联合农商行筹建工作小组按照《银行保险机构公司治理准则》第三十四条有关规定，在开业3个月内完成独立董事增补工作。
《银行保险机构公司治理准则》第三十四条规定为：银行保险机构应当建立独立董事制度，独立董事人数原则上不低于董事会成员总数三分之一。
截至目前，全国农信系统中，北京、上海、天津、重庆4个直辖市和安徽、湖北、江苏、山东、江西、湖南、广东和青海8个省份农信社改制成农商行的任务已经完成。
黑龙江省农村信用社联合社（下称黑龙江省联社）官网消息显示，在产权制度改革方面，2020年年内7家机构获得批筹，黑龙江省已改制农商银行62家，改制率达到80%。截至2020年末，黑龙江省联社资产 ....

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农商行合并新设又落地：哈尔滨三家农信社合并农商行获批_银行_金融频道首页_财经网

农商行合并新设又落地：哈尔滨三家农信社合并农商行获批_银行_金融频道首页_财经网
caijing.com.cn - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from caijing.com.cn Daily Mail and Mail on Sunday newspapers.

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哈尔滨联合农商银行获批开业 一名拟任董事未获"通行证"_银行_金融频道首页_财经网

哈尔滨联合农商银行获批开业一名拟任董事未获"通行证"_银行_金融频道首页_财经网
caijing.com.cn - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from caijing.com.cn Daily Mail and Mail on Sunday newspapers.

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