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Housing supply and reducing cost for borrowers. This is before the Senate Banking committee. It is an hour and 45 minutes. [inaudible] [inaudible conversations] committee on Housing Urban Affairs is called to order. Thanks to the two witnesses joining us. Home is more than four walls and a roof for the play and do their the committee on banking, housing, and urban affairs is called to order. Thanks to the two witnesses joining us. Home is a lot more than four walls and a roof. Home as we go after a long day of work and your kids play and do their homework. Home is where you plan for the future and build wealth. Home is how millions of families join the middle class. And our homes are anchor in our lives but for too many and the country, a home they can afford and told their life around feels out of reach. I hear it in ohio everywhere. I hear it in lima. Summer where i grew up in mansfield. A new building with 54 apartments for working families just open. For those 54 apartments, they h

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