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The shift away from pensions means millions of Americans won't be financially secure in retirement. Annuities could help, but many don't know what they can do. In the 1934 comedy classic It’s a Gift, W.C. Fields’ character encounters an aggressive, slick-talking annuities salesman in an indelible scene that helped shape a negative perception of the product. Despite decades of product innovation and the adoption of industry-wide operating principles benefiting consumers, some would have you belie