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Health insurance companies ask customers to mention in their application forms if they are a smoker and, if yes, the duration. They may also have to state if they are a compulsive smoker.

Ankita konarPankaj shahaneAtri chakrabortyAalok agarwalCan smokers geta health insuranceWorld health organisationGlobal adult tobaccoHealth claims at digit insuranceGlobal adult tobacco surveySmokers getHealth insuranceDitto insuranceDoes it affect theHealth claimsDigit insuranceIndiafirst life insurance