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Millennials in their 20s and 30s are likely to be the first generation in Ireland to have lower living standards than the previous one, research has found. Earnings for workers in their 20s have flatlined which, meaning they are earning less than people their age did in the 1990s and 2000s, according to the Economic and Social Research Institute (ESRI). Rapidly rising rents are compounding this situation and home ownership rates for people in this age group have also collapsed. We asked Irish Times readers to share their experiences of high rents, stagnating salaries and inability to buy homes. JAMIE PAISLEY ....