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Do I need a lawyer when I refinance my home? Updated 5:30 AM; Homeowner A. Some states require the use of a real estate attorney in the refinancing process, but New Jersey isn’t one of them. Even if it’s not required, it still may make sense for you to have someone who will understand all of the mortgage terms that you will receive because no one else involved in this process is representing you, said Altair Gobo, a certified financial planner with U.S. Financial Services in Fairfield. With interest rates being so low, many people only focus on the rate, Gobo said. ....
I’m now a telecommuter. Can I deduct a home office? Updated Feb 11, 2021; Q. I have been working from home since the start of the pandemic. Initially it was due to my office being closed but the office is not. However now my company has permanently closed my local office. I have been officially designated as a telecommuter and I can only work from my home office. How does the tax law work in my situation? Worker Eligibility to deduct expenses depends on if you are a W-2 employee or an independent contractor. The Tax Cuts and Jobs Act eliminated home office deductible expenses for employees working for employers W-2 wage earners, said Altair Gobo, a certified financial planner with U.S. Financial Services in Fairfield. ....
Why did I lose my disability payments when Social Security started? Updated Dec 29, 2020; Q. I just turned 66 in October. In 2017, I became disabled and started receiving disability payments. But in October, I had my disability taken away from me. Can you tell me why I lost my disability because I am still disabled? Confused A. Let’s go over the different kinds of benefits one may qualify for. Those who are disabled may qualify for two different benefits which are overseen by the Social Security Administration (SSA), said Claudia Mott, a certified financial planner with Epona Financial Solutions in Basking Ridge. ....