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Operator: Welcome to The First of Long Island Corporation Third Quarter 2023 Earnings Conference Call.

New yorkUnited statesLong islandGreat neckJanet verneuillePiper sandlerChris beckerJay mcconieAlex twerdahlChris hiltonAlexa twerdahlFederal reserve bankFirst investments programFirst of long island corporationExchange commissionFirst of long island corporation third quarter