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only mortgages in massachusetts or texas, you can buy mortgage back security, so in this perverse way, because people falsely believed will it was true for a while. enabled the housing bubble to happen, that might not have happened in a system that might not allowed the risk to migrate out of the banking system. and you could see this in the pricing of their debt. they could systemically borrow. oneone of the priorities in this period is to squeeze out the too-big-to-fail premium. that makes them less profitable and would discourage banks and make them as clear as possible. i m not sure i want to be around when it happens. but if you actually watch it had pricing of their bonds, they are slowly converging on the smaller rates, the agencies have started to take away but i do believe we are going to recreation. thanks for having me. there s some books out there if you want to buy them. absolutely. thanks a lot. [inaudible conversations] you re watching book tv o ....
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