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How Bill C-228's protection of DB pension plans affects financial planning

Encouraging clients with these plans to build up personal savings alongside employer pensions and government sources of retirement income is more important than ever ....

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How to manage RRIF withdrawals tax-efficiently to avoid 'a hefty penalty'

Taking full advantage of someone’s marginal tax rate can be a way to reduce taxes on RRIF withdrawals over the long term ....

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