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Your p.i.n. as you are punching it in. so always cover up the key pad as you are punching in the p.i.n. and they can t get the code to make ale withdrawal on your account. jamie: other than cash, there any other way we could be paying for things and avoiding all of this? or we just have to be alert? so, i use my credit cards for everything. i don t worry about credit card fraud. i tell consumers the same thing. use your card, but pay close attention to your statements. do i it weekly online. i like at my receipt, whether they are purchased in person or the internet and i compare them to the charges online. as long as it matches up, you are fine. if it doesn t, you refute your charges and they may change the card number. i don t worry about it. the chances of it happening to you, it s slim. but there is a chance, so you upon to pay close attention to your statement. ....