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Net operating profit increased by 24 per cent to EUR 49.2 M. Net interest income increased by 6 per cent to EUR 62.2 M. Net commission income increased by 19 per cent to EUR 79.0 M. Total expenses increased by 15 per cent to EUR 121.9 M. Net impairment losses on financial assets totalled EUR 4.9 M, equivalent to a loan loss level of 0.12 per cent. Retuon equity after taxes. ....