impact of what happened today on individual consumers out there. 25 basis point rate cut doesn t sound like much. if you re shopping for a mortgage, it is. good news for you, a full percentage point rate cut from ninth months ago. that s good news. saving accounts will pay less. let me tell you, the average rate right now is .10%. housing afford ability improved. back to you. shepard: gerri, thank you. we ll be watching the next 47 minutes. the feds say air airline worker that sabotaged a commercial jet had isis videos on his phone along win foe on a high profile plane crash. breaking details from miami. the question is how somebody accused of terrorism ties got access to the tarmac in the first place. fact is, every insurance company hopes you drive safely.