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On cspan2. The reauthorization of the National Flood Insurance Program. Femas perspective. All members will have five days for extraneous materials to the chair for inclusion in the record. I recognize myself for five minutes for an opening statement. Thank you for appearing today for the second hearing for the housing subcommittee for the 118th congress. Fema plays a vital road through the Disaster Recovery efforts and today well explore the National Flood Insurance Program which existed over 50 years and until recently has operated in the same manner and relied on the same outdated tools since its creation and i just applaud the progress that youre making as flooding in the United States is a significant and costly problem for coastal and inland residents. Unfortunately, theres only one provider for nearly all Flood Insurance and the governmentbacked program which sells in a 93 to 95 of all rest tension Flood Insurance in the country. Thats not just a bad idea from the perspective of

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