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How a 32 Year Old Reached a $4 Million Net Worth in 11 Years


Today, Brambila is 32 years old. He spends the majority of his time living out of a converted van traveling across the country with his wife. And that s not because he s still flat broke. Within 12 years, he s managed to build up a net worth of more than $4 million, according to financial documents viewed by Insider. 
He shared with Insider how he did it. 
1. He never took on credit card debt
Brambila has always been focused on using his money to invest to build long-term wealth. Because of that, he knows the rate of return he can get for his money when it s placed in a brokerage account or a retirement fund. When he considers the interest rates associated with credit card debt, he knows he can t match that in an investment, so he stays away from any type of high-interest debt.  ....

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