Payable on death (POD) and transfer on death (TOD) accounts both offer a unique mechanism for streamlining the transfer of assets when an account holder dies. Assets held in POD and TOD accounts swiftly pass to the named beneficiary, bypassing the often time-consuming and costly probate process. Despite their similar names and purposes, the POD […] The post Payable on Death Account vs. Transfer on Death Account appeared first on SmartReads by SmartAsset.
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First comes love, then comes marriage, then, often, comes a joint checking account. It's not very romantic, but it is a common situation in married life. Spouses often not only unite themselves.
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