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Filing a home insurance claim? 5 common mistakes to avoid By Parker King According to experts, here are the dos and don’ts of filing home insurance claims. (iStock) Home insurance and the insurance claims process can be complicated to understand. But knowing your policy and what events it covers, like property damage from a natural disaster, is very important. Sidestepping the common home insurance claim mistakes, like the ones below, could save you money and a major headache when you need to file a home insurance claim. 5 home insurance claim mistakes to avoid Not reading your policy Waiting too long to file an insurance claim

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