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Access Bank's consumer focused retail strategy, a driving force in Africa's financial scene

Access Bank has been driving its revenue growth through retail expansion, driven by a strong focus on consumer lending, payments and remittances, as well as customer acquisition at scale, writes
It is no secret that achieving revenue growth in an earnings-constrained and ever-increasing competitive environment remains a major challenge for traditional banks globally.
The situation was further worsened by the outbreak of the COVID-19 pandemic which has also led to an increased incursion by financial technology (fintech) players into the financial services segment.
According to a report by Deloitte, a global professional services firm, as the low interest rate regime and new regulations continue to strangle traditional sources of risk-based and fee income, many once-attractive customer relationships are generating less revenue, causing some to become unprofitable. ....

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As Access Drives Revenue Growth through Retail Banking

Focus
Access Bank has been driving its revenue growth through retail expansion, driven by a strong focus on consumer lending, payments and remittances, as well as customer acquisition at scale, writes Obinna Chima
It is no secret that achieving revenue growth in an earnings-constrained and ever-increasing competitive environment remains a major challenge for traditional banks globally.
The situation was further worsened by the outbreak of the COVID-19 pandemic which has also led to an increased incursion by financial technology (fintech) players into the financial services segment.
According to a report by Deloitte, a global professional services firm, as the low interest rate regime and new regulations continue to strangle traditional sources of risk-based and fee income, many once-attractive customer relationships are generating less revenue, causing some to become unprofitable. ....

United Kingdom , South Africa , Coted Ivoire , City Of , South African , Ivory Coast , Herbert Wigwe , Obinna Chima , Cardinal Drilling Services , Access Bank Group , Access Bank , Central Bank , Access Bank Branded Cabins , Access Bank Zambia , Diamond Bank Plc , Access Bank United Kingdom , Access Bank Plc , Diamond Bank , Seplat Chairman , Structured Trade Finance , Access Bank United , Group Managing Director , Cavmont Bank Limited , Grobank Limited , Bank Group , Access Mobile ,