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outfits people will be wearing. on monday of course we will celebrate everyone who took part and for all the great causes and the personal causes to them as well. perhaps you will be one of them on monday, if you are send us your pictures, we will get as many as we can the programme and with you. the will get as many as we can the programme and with you. the time now is 7.21. fraud is now the most common type of crime in the uk, but how you re treated as a victim often depends on where you keep your money. it s something we have spoken about a lot on this programme. new rules aimed at protecting victims are set to be introduced in the coming months, but the watchdog in charge of the changes says smaller financial firms still have work to do when it comes to supporting customers. we re joined now by dan whitworth from radio 4 s money box and arun chauhan, who is a lawyer and a member of the fraud advisory panel. good morning to both of you. dan, give us the big picture first of all. . .

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