Completely free of national insurance and income tax, so it s pa rticuta rty insurance and income tax, so it s particularly good for low and middle earners~ particularly good for low and middle earners. do particularly good for low and middle earners. y ., particularly good for low and middle earners. ,, ., . ~ ., ., earners. do you acknowledge that the fact the threshold earners. do you acknowledge that the fact the threshold is earners. do you acknowledge that the fact the threshold is frozen earners. do you acknowledge that the fact the threshold is frozen for - earners. do you acknowledge that the fact the threshold is frozen for the - fact the threshold is frozen for the tax brackets meaning the 1p that drops will be absorbed when it comes to inflation because it s like saying to people through taxation and inflation i m taking £100 away from you but i m giving you a £20 note and pretending it s christmas. of course there is inflation inftation of course there is ....