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How Forum-Selection and Choice-of-Law Provisions in Insurance Policies Can Affect Coverage | Pillsbury - Policyholder Pulse blog


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Location matters. Some states are more protective of policyholder or consumer interests than others. And so, where the case is ultimately litigated, and what law applies, can have profound implications for a policyholder’s recovery.
In an effort to secure the application of a body of jurisprudence they perceive to be more favorable to them, insurance companies will sometimes include provisions in policies mandating either that cases arising under the policy be filed in a certain court or conducted under a specified state’s laws. We have previously noted the limits of such choice-of-law provisions, especially when the selected state’s laws conflict with the fundamental public policy of the state in which a coverage suit is filed. Now, a recent decision from a New York State court illuminates the limits of forum-selection clauses in an insurance policy. ....

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NY: Forum-Shopping Insurance Case Dismissed


Wednesday, April 14, 2021
Mac Parent LLC v. North American Elite Insurance Company, Index No. 906489/2020, Supreme Court, Albany County
On March 29, 2021, Justice Richard J. Platkin, of the Albany County Commercial Division, dismissed an insurance coverage dispute pursuant to CPLR § 3211(a)(4) due to another action that was pending in New York County, making clear that New York courts do not tolerate forum-shopping in the face of clear forum selection clauses.  
Mac Parent LLC v. North American Elite Insurance Company, 2021 NY Slip Op 50268(U) (Sup. Ct. Albany Cnty 2021).
Plaintiff Mac Parent LLC (“Mac Parent”) filed its case in Albany County seeking a determination that its chain restaurants were covered under an all-risk commercial insurance policy (the “Policy”) issued by defendant North American Elite Insurance Company (“NAE”) for the loss of business income and extra expenses incurred due to governmental orders issued in response to th ....

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Albany Commercial Division Looks Beyond "First-In-Time" Analysis When Considering Dismissal Pursuant to CPLR § 3211(a)(4) | Sheppard Mullin Richter & Hampton LLP


To embed, copy and paste the code into your website or blog:
Mac Parent LLC v. North American Elite Insurance Company, Index No. 906489/2020, Supreme Court, Albany County
On March 29, 2021, Justice Richard J. Platkin, of the Albany County Commercial Division, dismissed an insurance coverage dispute pursuant to CPLR § 3211(a)(4) due to another action that was pending in New York County, making clear that New York courts do not tolerate forum-shopping in the face of clear forum selection clauses. 
Mac Parent LLC v. North American Elite Insurance Company, 2021 NY Slip Op 50268(U) (Sup. Ct. Albany Cnty 2021).
Plaintiff Mac Parent LLC (“Mac Parent”) filed its case in Albany County seeking a determination that its chain restaurants were covered under an all-risk commercial insurance policy (the “Policy”) issued by defendant North American Elite Insurance Company (“NAE”) for the loss of business income and extra expenses incurred due to governmental orders ....

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Space Needle sues insurer for pandemic losses


Space Needle sues insurer for pandemic losses
KIRO 7 News Staff
Seattle’s Space Needle has filed a lawsuit against the North American Elite Insurance Company alleging it failed to pay out an insurance policy that included recouping losses resulting from the COVID-19 pandemic.
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The limit of liability on the policy is $160 million.
The Space Needle alleges Elite promised to insure against the losses sustained from revenue lost due to government shutdowns related to COVID-19.
The lawsuit says the policy specifically included coverage for “Interruption by Communicable Disease” and “Order of Civil or Military Authority.”
The Space Needle believes the language around the definition of “communicable disease” is broad enough to include COVID-19. ....

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