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Operator Good afternoon, ladies and gentlemen. Welcome to the Cathay General Bancorp s First Quarter 2021 Earnings Conference Call. My name is Valerie, and I ll be your coordinator for today. [Operator Instructions] Following the prepared remarks, there will be a question-and-answer session. [Operator Instructions] Today s call is being recorded and will be available for replay at www.cathaygeneralbancorp.com. Now, I d like to turn the call over to Georgia Lo, Investor Relations of Cathay General Bancorp. Georgia Lo Head of Investor Relations Thank you, Valerie and good afternoon. Here to discuss the financial results today are Mr. Chang Liu, our President and Chief Executive Officer; and Mr. Heng Chen, our Executive Vice President and Chief Financial Officer.

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