UNSPLASH Not all homes and income are the same. A home and income in the council’s eyes, is where the studio or apartment has a separate entrance, separate utilities and a kitchen and bathroom. In a year when homeowners were staring possible redundancy in the face and adult children back home, many became aware of the real value a home and income property can offer. In Wellington, home and incomes have long been part of the housing stock, partly because of the topography of the land. Houses tend to get built on hills and there is a natural space beneath the main home, says Tommy’s Real Estate managing director, Mark Hamilton.