KXLY January 14, 2021 3:45 AM [email protected] (Catherine Brock) Posted: Updated: January 15, 2021 11:01 AM The most common path to millionaire status doesn’t involve a brilliant business idea or a lucky draw from the lottery. It involves disciplined saving and investing over time — which, admittedly, is far less interesting than launching a hot new app or buying a $2 ticket that’s suddenly worth millions. But boring as it may be, a structured savings plan produces more predictable results than any other moneymaking scheme. Even better, if you have a 401(k), you already have the tools you need to become a millionaire by age 50.