TWO words sent global markets and economies on a roller coaster ride in 2020 and it is the similar two words that will set the tone in 2021. Covid-19 and vaccine will still be the main themes that shape 2021, dubbed the year of recovery as economies emerge from the pandemic beatdown. The vaccine is literally the shot in the arm that is needed now because it provides not only the immunity to Covid-19, it is also the master key to the reset button to fully reopen economies and borders. Various countries have gone through lockdowns and gradual easing of movement restrictions, only to reimplement lockdowns when cases spike or when there is a new outbreak.