Upgrade Launches Unique Rewards Checking Account Upgrade customers pay no fees, earn 2% cash back on common everyday expenses and qualify for better lending rates News provided by Share this article SAN FRANCISCO, Jan. 14, 2021 /PRNewswire/ -- Upgrade, Inc., a neobank that offers affordable and responsible credit to mainstream consumers, unveiled today a new mobile checking account designed to deliver exceptional value to mainstream consumers. Upgrade charges no fees and lets customers earn 2% cash back on common everyday expenses and recurring payments, and 1% cash back on all other debit charges. Qualifying customers also enjoy up to 20% lower rates on Upgrade loans. (PRNewsfoto/Upgrade, Inc.)