This is on the money, your money, your life, your future. We begin with email. At work and at home, its part of daily life for most people, but email hacks and leaks were a big story this election cycle. You may not have considered how careful you should be before you hit send. Andrea day has ty, protecting y i was getting 200 to 400 emails a day and it just became a huge distctraion. Hes ceo of tommyhn. The Underwear Company on pace to exceed 100 million in annual sales by 2018 and if you need to reach Tom Patterson dont send him an email. I no longer check a. M and 5 . If you need to get ahold of me during that time, send me a text message or stand up and walk over to me. His strategy started long before wikileaks began dripping out secret information. It was a scare at his first job out of college that made him rethink email forever. A girl i worked with started screaming like oh, my god, oh, my god, and she sent an email and said something she regretted. I just sat next to her and, lyrics gosh, i never want that feeling. And according to experts patterson had it right from the expert. A best selling book ns benefits of cutting back on email. I think weve had a feeling of safety and security with email for a really long time and now that bubble is real being burst. Ed batches of says, aerft rele hacked emails from inside Hillary Clintons campaign infecting some americans with email anxiety. It made me feel as a citizen that perhaps were moral vulnerable. Im thinking about looking at that software that email. Ive always been very concerned about where my emails might end up. Like patterson many wellknown Business Leaders use emails sparingly, if dimon keel replace short, sometimes one word and investor carl icahn rarely uses the service and warren buffettre lies on his assistant for his messages. Everything can be exposed publicly eventually and we need to take that attitude towards it. Reporter and beyond surecity patterson says hes already seen age sglakt has is real empowered the people reporting to me to be more direct. I was able to delegate responsibility. Reporter and if you have any doubt at all, dont send the email. Come back to it later and then decide better yet have a facetoface conversation, especially if its confidential. For on the money, andrea day. Emake seems like a private correspondence, can you expect pry protect yourself and your mess snajs Claire Garret zombieland a director at the electronic privacy information center. Claire, thanks for joining us and good to see you. Hi, thankso smuch for having me. When youre going in to type that email, should you assume that anything you write could be expokesed . Yes. I think its wise for americans to understand that their email privacy is threatened from a variety of fronts, so in addition to identity thieves and hackers, the government and even the Service Providers are having the confidentiality of emails we intend to be private. If youve got gmail and yahoo scanning your emails, what are they looking senator. Gmail one of the most popular regular email services regularly and systematically scans all of the incoming email and outgoing emails to extract content for targeted advertising purposes. And then they combine that data with your search web browsing, what youve watched on youtube. You mention the the government just this week. We saw the fbi got expansive new powers remotely to hack into individuals computers and. Hones is that a privacy threat . Absolutely. Law enforcement has, unfortunately, quiailable to th them to compromise the privacy of our email now the new criminal procedure rule that you mentioned, rule 41, broad powers to countless information. S to search for most people who are working know that your employernd look what youre doing on the personal mail account if youe computer but privately on your private computer and on your mobile device how do you protect yolf messages . So there are a few, you know, basic steps thatve ery consumer can take so one of them, and this is true for think sort of strong password and to not use the same passworld across aacou. Using twofactor authentication is also an important added layer of protection when it comes to preventing up authorizeesd to your email accounts. Thanks so much for joining us. Really appreciate it. Sure, absolutely. Thank you so ess of Legal Marijuana is one of the Fastest Growing industries in the United States. Sales expected to hit 5 billion this year and as much as 17 billion to the u. S. Economy. Our kate rogers has more from denver on the challenges ofg wo comes out of theows. Reporter cannabis has been a gold mine for Andy Williams and his Company Medicine man, a, wi is that righted a small Family Business in runs nine separate marijuana related ventures sand planning to expand. We have very unique problems for thi igring and coming from black market into the light and every problem that exists is another opportunity for an entrepreneur to make that problem go away. The industry offers a myriad of career paths for job seekers rom plant cultivation to manufacturing retail and management b. 150,000 people work in cannabis today according to analysts and next pect the opportunities to expand in the coming years. Giving eight states past ballot measures on election night. With the new laws well triple sales than will have massive impact on communities and states that is trickles throughout our economy. Reporter the marijuana business daily protects the Economic Impact of the Marijuana Industry could hit 44 billion by the year 2020. Although many in the industry are concerned about how new president elect donald trump might tackle the regulation of marijuana, especially with his nomination of senator Jeff Sessions for attorney general who has been notoriously outspoken against legalization. Contessa, back over to you. Thank, kate. Up next. Should you send money to save money . More and more retailers are betting you will with Loyalty Programs that you have to pay for. Is it the really best bang for your buck though . Later, celebrity chef, author and restauranteur marcus samuelsson. His road to success and what hes cooking up next, and now a look at you how the stock market ended the week. I thought i was managing my moderate to severe crohns disease. I didnt think there was anything else to talk about. But then i realized there was. So, i finally broke the silence with my doctor about what i was experiencing. He said humira is for people like me who have tried other medications but still experience the symptoms of moderate to severe crohns disease. In clinical studies, the majority of patients on humira saw significant symptom relief. And many achieved remission. Humira can low yerour ability to fight infections, including tuberculosis. Serious, sometimes fatal infections and cancers, including lymphoma, have happened; as have blood, liver, and nervous system problems, serious allergic reactions, and new or worsening heart failure. Before treatment, get tested for tb. Tell your doctor if youve been to areas where certain fungal infections are common, and if youve had tb, hepatitis b, are prone to iecnftions, or have flulike symptoms or sores. Dont start humira if you have an infection. If youre still just managing your symptoms, talk with your gastroenterologist about humira. With humira, remission is possible. Heres a look at whats making news as we head into a new week antimoney. Americas Unemployment Rate fell to a nineyear low in november stt. Ands at 4. 6 , best number since august of 2007, but thats in part because many people gave up looking for work and the labo frorce shrank. The economy created 178,000 new jobs about, in line with expectations. Hospitality and leisure showed strength. Yet another record close for the dow on thursday. Banks and Energy Companies helping push the average higher but the nasdaq and s p 500 lagged behind most of the week. Stocks were mixed on friday. Americas economy grew at a much faster pace than first thought. The second reading of last quarters got domestic product showed an annualized rate of 3. 2 , thats better than it the original estimate of 2. 9 . In fact, its the best number in two years. Those low Oil Prices May be a thing of the past. Opec Oil Ministers came to an agreement this week to cut production for the first time in eight years. Thats supposed to talk effect january 1st, but opec producers dont have a great history sticking to their own deals. Even so, that sent oil prize north of 50 a barrel and its likely to increase gas line prices and Home Heating Oil prices. The holidays are coming up and for many of us it means getting together with family and friends and exchanging gis. Ft finding best bargain for those presents usually means scouring the internet or newspapers for coupons. But as more and more stores offer memberships, is that the better bet . Joining us now is mary beth quirk, the managing editor for consumerists. Com. Great to have you here. Big box stores like sams club and costco have been doing this for year. You have amazon prime which a lot of people are fans of. Who else is getting in on this membership deal . Walmart recently jumped on the bandwagon with amazon. They are not offering where you can pay a certain amount of money for year, you get free woday shipping all year long and other stores doing this it, brands you might not have thought of, rei, Restoration Hardware, lands end, all different than the free programs you can join and get the regular kind of perks. This you also pay for a year and then you get Free Shipping in return, sometimes other perks or conveniences they can offer and Better Customer Service and may have bert access for sales throughout the year. Might get a flat 20 off on everything you buy from the rell tailer and can get access to special sales that are just for members. Its interesting when you are talking about having a Loyalty Program because so many of them are free s. Paying a fee for that Loyalty Program a turnoff for some customers . It is, but thats where you have to think about what kind of customer you are. This is the place youre shopping regularly throughout the year and its going to be worth it, you want to make sure it pays for itself. Dont want to be like the gym membership you get on january 1st and never use it again, something sitting there bothering you how do you decide what the value is to you . Many different questions, a warehouse club, physical storks how close is it to you, near your home or office senator somewhere youre likely to stop by . You basically want something thats not more work for you. I find myself weighing because i get the emails from Restoration Hardware is how much am i going to spend at this particular store . If youre getting ready to do all your Holiday Shopping hat one store, that might me aksense or if youre going to redesign your interior, go for the paid Loyalty Program because 20 off could be significant. They also offer perks, just like amazon prime has access to video libraries and mike, things like Restoration Hardware offer an interior Design Service thats complement reand rei you can hook up with a travel guide and they have got Different Things that can help you out and its not just about buying things. They want you to have an experience with your brand. Great to talk to you. Thank you. No problem, thank you. Up next were antimuch. Hatching up a hit. The toy that stores cant keep on their shelves and later celebrity chef m after coming to the United States with just 300 in his pocket and a vision, chef marcus sam yulgsson earned a threestar review from the New York Times at the ripe old age of 23. 11 restaurants and eight cook books later the celebrity chef is on the path to building a cooking empire. His latest book is called the red rooster cook book after his harlem restaurant. Mar cushions its such a pleasure to have you here. How are you . Great to see you. Nice to see that were coordinated. Ready for the holidays here. Yes. I have to ask you, you have this remarkable story that epitomizes the American Dream and yet you didnt start in america. Can you give me a sense of your past. Like any swede i was born in ethiopia and adopted to sweden and obviously i feel very fortunate about that and my life could have taken a completely different path. My sister and mom and i had tuberculosis, adopted in swooez sweden hand my grandmother there taught me how to cook and taught me basically everything that i know her today and her meat balls, grandmas khelga meat balls will always in hour restaurant. I felt i did all my education in europe in terms of working in france and switzerland and i wanted more. I wanted to own my own restaurant and coming to america for me was the place and specifically in new york city was the place i felt i can do that. Do you have to have other skills outside the kitchen . Sure. Business, branding . Success is not a bus stop. You constantly have to be curious and want to learn more and operating a restaurant today in a multilocations and multicountries is fastly different than 10, 15 years ago. Today you have to know about social media, about, you know, the dialogue about Healthy Cooking is much better. Where does the ingredient come from . Yes, finance, marketing and, of course, passion for food and leading and building communities, right. Thats essentially what weve done at the red roostner haar level. Weve started with this idea that good food shouldnt be owned by certain zip codes. I was also interested to learn this a large percentage of the staff at the red roostner harlem are local people, some of whom had no restaurant experience beforehand so how do you give back to the community and employ local people and still achieve a High Standard of Culinary Service that your loyal customers from other restaurants would expect from you . I mean training, training, training and its hard work and its also what you get from people that youve not worked in the restaurant before and weve had a very diverse past and also an excitement and loishlgts so, you know, when i talk to my chef and colleagues downtown the loyalty factor might different. It really goes back to the core name of what a restaurant means. Restore your community and by having about 200 employees there, by having 50 musicians that call red rooster home and a place we can play, i feel like weve really done something that we can stand for, great food and great music and hospitality. Whats your best advice for achieving the kind of success . The land skein of starting your own business is very interest, right, because you can actually start it out of your own parent eats home and can you start it online, even from your phone, right, so the opportunities and dream if you cant see it, there might be an opportunity for you to create it so dream birks you know. You look at a person that started in one part of the world and group up somewhere else and came to new york city and had a lot of mentors and a lot of people believing in me and hard work and finding a good mentor and actually listen to your parents might be the recipe for you. Marcus, thank you so much. Thanks for having me. Up next on the money a look at the news for the week ahead and theres no escaping the seasons host toy. Oh, no, here it comes. Its a creature in a plastic egg with a real exit strategy. He really wants to get out. N almost everything, so we know how to cover almost anything. Even a rodent ridealong. [dad] alright, buddy, dont forget anything [kid] i wont, dad. [captain rod] happy Tuesday Morning captain rod here. Its pretty hairy out on the interstate. Traffic is literally crawling, but there is some movement on the eastside overpass. Getting word of another collision. [burke] it happened. December 14th, 2015. And we covered it. Talk to farmers. We know a thing or two because weve seen a thing or two. We are farmers. Bumpadum, bumbumbumbum this year at tmobile, the holidays are on us switch your family of four to tmobile, get unlimited everything, and well give you 800. Thats right 800 to spend anywhere you want. Plus, all season long, get awesome deals on smartphones, tablets, and accessories. Hurry in to tmobile and get your holidays on us. Cmohappy birthday i survived a heart attack. Im doing all i can to keep from having another one. And im taking brilinta. For people whove been hospitalized for a heart attack. I take brilinta with a baby aspirin. No more than one hundred milligrams as it affects how well it works. Brilinta helps keep my platelets from sticking together and forming a clot. Brilinta reduced the chance of another heart attack. Or dying from one. It worked better than plavix. Dont stop taking brilinta without talking to your doctor since stopping it too soon increases your risk of clots in your stent, heart attack, stroke, and even death. Brilinta may cause bruising or bleeding more easily, or serious, sometimes fatal bleeding. Dont take brilinta if you have bleeding, like stomach ulcers, a history of bleeding in the brain, or severe liver problems. Tell your doctor about bleeding, new or unexpected shortness of breath, any planned surgery, and all medicines you take. Talk to your doctor about brilinta. Im doing all i can. That includes brilinta. If you cant afford your medication, astra zeneca may be able to help. Here are the stories that may affect the money this week. On monday well get the latest report on Consumer Spending and always important because that makes up more than twothirds of the u. S. Economy. Well also get the ism nonmanufacturing index which looks at the services sector. On tuesday factory orders for october are out, and hollywood is in the spotlight when the golden globe nominations are released, and how deep in the red are we in the Consumer Credit report for october comes out wednesday. Every year there seems to be one hot holiday item, and this years is a toy that reached store shelves in the fall and became and immediate hit thanks largely to youtube. Our Courtney Reagan went straight to the source of whats put the toy in such high demand. Kids. Its hatching. This years hottest toy is a hatchimal, a creature in an egg that pecks its way out. Hatching once which can take up to 45 minutes, but if the child in your life wants one, youre probably out of luck for the holidays. While toys r u. S. , walmart, target, k martd and amazon sell or sold the hot toy for around 50, it is a been nearly sold out since october. The hatchimal website calls the consumer response extraordinary, exceeding all expectations. The canadian toymaster spin master is planning on getting more hatchimals but they cant promise it. You can get one on the internet for a few hundred dollars but she wont pay that. The hatchimals does not inflate inflated prices from nonauthorized retailers but if youre desperate you can bid tree times the suggested retail price or for score one on ebay. They start at roughly three times retail price or 200 with shipping and walmart marketplace sellers are the most aggressive asking almost five times retail price or more for the seasons hottest toy. Chloe kennard is one of the lucky ones. They are pretty fun and can you play different games with them. Her sister is hoping for one this year. Yes, i really want one. Does that look like something you would want . Yes. Reporter how does a hot toy get so hot . In the digital era utaub plays a big role. Hand my friend shade she really wanted a hatchimal so i looked it up on youtube. Ive heard it on youtube and i saw it on youtube. Very interested in watching a lot of youtube videos that have anything to do with opening up surprises with toys. The element of surprise is what they really enjoy. Reporter lucky for some parents not all kids want a hatchimal. Does that look like a fun toy for you . Yeah, but its for girls. Reporter its for girls only . I really like legos . Lego creator set. Reporter all right. Well, here it is. Here is the hatchimal, and so i think this is what it looks like once it hatches. This is the hatchimal in the egg and its sleeping and i think we just woke it up. They are noisy little critters. When the eyes move around it tells you Different Things, it can be sick or cold or angry and have a hiccup. Will it hold the kids interest after it hatches . One little girl does have it, you have to hold on to it and love it. Kind of like a fish . Exactly. It has life stages so a baby, a toddler and then a kid. Can you hear it doing Different Things and the eyes will light up and when the eye lights up it goes through different emotions. It makes motions. This will give the family pet a run for the money, dont you any . Under a lot of Christmas Trees this year. Thanks so much. Thanks, contessa. That does it for this week. Im Contessa Brewer in for becky. Up next week, yearend tax tips, how to lower your 2016 tax bill. Each week keep it right here on the money. Have a great week. Well see u agholor. Breaking overnight, change of strategy. Well tell you about the move by the green party to keep the election recount in pennsylvania alive. Parts of our area could see snow in the next 24 hours. Where and when it could hit. Oh my god. You could call it a foam flood. Investigators are working to find out what caused this explosion of bubbles in center city philadelphia. Nbc 10 news starts now. Good morning. Its 5 30 on this sunday. Lets start with
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