kparson shop for lower drug prices according to consumer reports but one start-up has one bay to buy your medications and to be a prescription for savings. it is this week's cover story. for most people drug prices are a mystery. >> after you get your medicine and standing at the counter, you find out the price. >> she is among 60% of americans that take at least one prescription drug. >> one is for lowering cholesterol and one is for my heart. >> just last year drug prices jumped more than 10%. >> on an internet i was searching for a coupon to save money on drug prescriptions and i just accidentally came across blink and it was an app. >> launched by two brothers, blink health is aimed at getting the lowest negotiated prices direct to consumers. search for your drug, get the pricend a pay in advance and pick up your medication at a local pharmacy. this woman is saving more than $300 a month, including one for neck pain. >> and that was $120 every month and now i'm paying $21 a month. >> blink said about half of the 15,000 medications they offer cost less than $10. that is less than mtos insurance co-pays. joining us right now to explain how they could offer prescription drugs so cheaply are the cofounders of blink health, jeff is the ceo and his brother matthew is the chief operating officer and thank you for being here. >> thank you for having us. >> so jeff explain this. i don't understand how you could offer things more cheaply than my insurance company can. how does it work? >> it is primarily about power of numbers. we are able to group our americans together with a whole host of others, about 25 million and that gives ushe t negotiating power to get lower prices for all of the users. >> that makes sense to a certain extent but i think about my insurance company. they probably have 25 million members too, or a walmart or cvs or that could push for lower prices, what gives you a leg up over those prices. >> theth oer players are focused on your entire -- what is referred to in the insurance industry as book of business. they are not focused on the out of pocket price you pay when you go to your pharmacy. blink health is the first company and exclusively focused on making sure when our members go to the pharmacy they are getting the lowest price possible. >> ho cwome nobody else does that? >> there hasn't been any information that is focused on patient out-of-pocket expenses. as my brother was talking about. insurance companies are focused on the catastrophic expenses and with the afokd care act out-of-pocket expenses were growing and we recognized an opportunity to represent patients at the out of pocket expenses for prescription medications which are the most frequent health care expenses so about 90% of health care transactions are pharmacy transactions and you do them every month. >> and that is for consumers, usually the thing that hits them hardest. i've spent $300 in medications this month. >> that is exactly right. and people are making decisions whether to take mir prescription medications or get groceries and 50% of medications aren't taken as prescribe and what also remarkable is it is sticker shock at the pharmacy counter. so 35% of scripts are left at the pharmacy counter without even being picked up. >> let's walk through how that works. if you are offering the low prices and we're looking at a list, average for lipitor is $163, you could get it for under $10. that seems crazy. why is no one else doing that. >> we are at a unique time when we find that technology is realigning a whole host of other industries. it didn't happen yet in the pharmaceutical space. >> how do you make money? >> we make money by negotiating. we negotiate with every pharmaceutical in the country for the prescription medications and what we've done to make our product simple is charge one price available to patients at every pharmaceutic ce co lose ney as well. >> and when i start thinking about the profit margins, how big is your prophet margin. >> and a lot of medications are less than $5 and our margin is pretty thin. >> and that is the barrier for entry. but you have to make it up with a lot of bulk in order to be able to turn a profit on this? >> yes. so i think the way the business works is that we could service -- so on day one we were available not just in new york but nationwide.so over -- over 67 pharmacies, with tens of thousands of employees, with just 50 people we could serve the country. >> and what is the reaction? what is the benefit managers from the insurance companies, are you taking business that they feel should be rightfully theirs? how do they come back? >> most of what is happening, is all of the guys are contacting us and i think you have to realize that the people that work at these companies are also patients and they've had unusual and crazy experiences where they've had sticker shock at the pharmacy counter. and there is a huge opportunity to win, if you make them more affordab affoda heanpany you to take your medication because then i wouldn't necessarily pay out because you are back in the hospital. >> exactly. >> so have they come at you and said how do you do this and do you expect to eventually sell to one of these companies? >> so, well we're not focused on selling the company we are focused on getting as many members as we can because the more members we have the lower prices could get and building a sustainable business and we'll see down the road but right now the focus is just on driving prices down and making sure that experience is better for users. >> and is it fair to say transparency is your biggest alley, kpurs could compare and contrast. >> and patients and doctors could go to a website and make sure the price they pay when they go to the pharmacy is a fair price and we pride on brought to market that is for nyma drugs the lowest prices a patient could find. >> thank you for joining us today. up next, we're "on the money." americans spend billions with credit cards and thatoe ds not mean we understand them and that could be costing you money. and later, life is not all fun and games. unless, of course, you make a career out of it. we'll talk the big business of gaming and how summer camps are fostering future talent. but as we head to a break. take a look at how the stock market ended the week. search for over 4 million cars. it is fast and friendly with no ads or distractions. find classics and preowned and all on listing.cars.com. don't let dust and allergens get between you and life's beautiful moments. by choosing flo naz, you are choosing the enjoyment that comes with it. our bodies react by overproducing six key substances and most allergy pills controls one and flo naz reacted to all six. six is greater than one changes everything. total listing all cars.com now. search from over 4 million cars. use your desktop and tablet or smartphone and with no ads or distractions. distractions. find classic and spent eleven months in a pow vcamp.m what donald trump said about our members of the military being captured is a disgrace. he's a war hero because he was captured. i like people that weren't captured. when you fly over enemy territory, the odds might be against you being able to come home. donald trump doesn't understand the weight of sending americans into harm's way. he's unfit to be president. priorities usa action is responsible for the content of this advertising. now here is a look at what is making news as we head into a new week "on the money." a blow out number in a strong jobs report for the month of july. the economy actually created 255,000 jobs. that was far above expectations. gains were broaden with strength in health care, finance and manufacturing and government jobs. also the unemployment rate held steady at 4.9% and wage growth picked up -- in fact, numbers for the previous number were revised higher as well. all of that good news sent stocks up in early trading on friday after a choppy week that saw the dow break the longest losing streak in a year on wednesday. the nasdaq and the s&p # 500 climbs early on friday as well and stocks closed higher on friday as well. u.s. auto sales may have reached a peek. gm and ford and toyota all showing declined for the month of july. while fiat and chrysler had a small increase. it is still an average of 17.8 million units sold on an annual basis and that is up 1% from a year ago and slightly better than expected even with the soft results and it is still a record pace for the industry. we may be spending less on cars, but we are still finding plenty of thing to charge. americans are carrying over $700 in credit card debt. despite our apparent love of plastic, there is plenty of confusion over how the cards work. the consumer financial protection bureau has received 97,000 complaints this year alone. joining us right now with more on this from washington, d.c. is senior personal finance correspondent sharon epperson. and sharon, i'm not surprised to hear about those complaints. but what are some of the most common complaints being put to cspb. >> there is concerns about multiple balances on one card and they are paying different interest rates for different types of balances on the card and the money is not being applied the way they think that it should be. the other thing is understanding the fees that they are charged. and whether or not they are charged fees when they shouldn't be. and the final complaint that they have had about rewards cards and how to best use the rewards. >> how do people get different interest rates on one card and how are the payments applied to the debt when you do something like that. >> there are folks tlout out there with a couple of credit cards and they want to consolidate because they are carrying a balance, another no-no. but you are carrying multiple balances, pay it off with a balance transfer card. those are often at zero percent for a introductory or and then purchase on the same balance transfer card and that interest rate may be 15% and if you try to get cash back you could be talking about a 25% interest rate. so then when you go to pay your bill, and you pay the minimum, the minimum amount -- >> it is a 0%. >> exactly. >> and you wind up with 25% apr. and another question is about fees. and that gets to the point of whether consumers could reduce the fees or better understand them. >> you can better understand them because again, with the credit card act, you giving more information about fees on your statements. if you have difficulty remembering to pay on time, set up auto pay. i love automatic payments for just about everything and so do that. and if you are on time but you just were out of town and you went on vacation and missed that bill, contact the credit card company and let mem know and ask for a good-faith adjustment. sometimes if you've been a customer in good standing, they will give you a break on that. and that is something thing to consider. if you are still having problems with fees and think about maybe switching credit cards or eliminating a couple of credit cards. try to pay that one off as quickly as possible and don't use it any more. >> the unupside with using a credit card and the reason i have one is because i like the rewards, 1.75% cash back but there are -- >> i love that you know that. >> i went through and i read it and i said okay, this makes sense. i'm going to try to pay it off as long as i don't carry a balance, i'm making money and getting a discount on everything i buy. but there is a trick to figuring out the best bargains or understanding what you can get out of them. >> you have done the first step which is read the terms and understand what the rewards are. are you getting 1% cash back or 2% cash back. how long is the promotional offer to offer you even more cash back going to last. and then make sure that you review sites and the information on the credit card to find out once you have the reward points and beat the system by earn and burn. don't just hold on to the points and wait until i take the round the world vacation and use them because it goes -- >> exactly. >> because they change the terms sometimes. they change it seasonally. so get the biggest bang for your buck with those points and so pay your balance off every month and make sure you use the reward points regularly so that you are getting the most money that you can by having these rewards cards. >> sharon, thank you. it is great to see you. >> great to see you, too. >> up next, we're "on the money." while you're out searching for pokemon, gaming companies are out to find the growing demand for workers in the multi-billion dollar industry and how some camps are helping students learn coding skills. and jumping on a new trend. trampolines. how this 31-year-old is making a i'm hillary clinton and i approve this message. how do we make the economy work for everyone? hillary clinton's plan starts here... by making big corporations and those at the top finally pay their fair share in taxes. and those companies that move overseas? she'd charge them an exit tax. then she'd use that money to make the largest investment in creating good paying jobs since world war ii. millions of jobs. you can read the plan here. if you have moderate and you're talking to your doctor about your medication... if you have moderate to severe rheumatoid arthritis and you are talking to your doctor about your medication, this is hume era. helping to relieve my pain. this is hume era helping me go further. it works for many adults. it targets and helps to block a specific source of in flamation that contributed to r.a. symptoms. doctors have been prescribed hume era for over 15 years. >> serious sometimes fatal infections and cancers including lymphoma have happened. as have blood, liver and nervous system problems and new or worsening heart failure. before treatment get tested for tb. tell your doctor if you've been to areas where certain functional infections are common or if you have flu like symptoms or sores. don't start hume erau have an infection. >> talk to your doctor. this is hume era at work. over the next few years, the booming video game industry will be hiring big-time. job growth is estimated at about 10% and some of those jobs for designers, programmers ant artists will be paying more than six figures. a camp called girls make games is helping to train teenage girls for the industry. cain rogers has the story. >> neighbor barkatullah is learning to make video games instead of going to the beach. >> all of the guys at school, they are like, no way, you play games. you are so weird. i think that is the reason why a lot of girls don't go into gaming. >> neighbor is part of girls make games, a summer camp addressing an industry long dominated by males. the camp has taught over 800 girls the fundamentals of programming and design. >> at first i had no idea how to code. what is coding. but after attending girls make games, i'm confident in my coding. >> during the camp the girls create games and pitch them to industry experts and get them publishes. for layla, it is a chance to misspell the misconception that women aren't interested in video games and foster talent that game companies are now actively seeking. >> they want a diverse work force and more ideas and more voices and this is how they will get it. >> they will be glad they got a head start in an industry that is booming. the goble gaming industry is poising to hit $90 million before 2020 and industry experts say jobs could grow 10% in the next several years. >> that growth is the reason companies like salt lake city wild works is expanding. salt lake city is home to other big gaming studios including arts. >> we're looking for engineers or programmers who have a background in the gaming industry. >> with a staff of over 120, wild works is looking for game designers, artists and community managers. and since the primary audience for the flagship game animal jam is girls, they would like to hire more women. >> we want to continue to augment our female staff because they bring a perspective, a variety, an experience, especially as we make games that resonate with girls and boys. >> and emily is new to the industry and feels optimistic about the outlook. >> you definitely still feel a bro culture going on but i think women are getting more and more involved as they realize that they can and be accepted. >> shabir is excited too. >> how their eyes light up when they talk about their games and when they say things like i had no idea making a game was this easy or this fun. i can't imagine what they will end up making and i'm excited for that. >> now a college degree isn't necessary according to industry experts but it helps and the pay is very competitive. in 2015, the median salary for software developers was $100,000 annually and multi-media artists took home around $64,000 and barkatullah is starting high school this fall and looking forward to seeing her first game edible warfare launching in october. back over to you. >> go girl power. woo hoo. up next, "on the money," look at the news ahead. and forget the trampoline in your backyard, how about an entire trampoline park. they are gaining more and more fans every day. even our very own janeere you g >> i'm going to wet my pants. >> you show up, you stay up. you listen. you laugh. you worry. you do whatever it takes to take care of your family. and when it is time to plan for your family's future, we're here for you. we're legal zoom. and for over ten years we've helped families just like yours with wills and living trusts. so when you are ready, start with us. doing the right thing has ner been easier. legal zoom. legal help is here. ram trucks are built to work. to play. tow, and haul. they are built to get the job done, and go the distance. ram trucks are built to be america's longest lasting pickups. >> get 0% apr for 60 months on the 2016 ram big horn crew cab. >> my experience with usaa is awesome. >> homeowners insurance, life insurance, automobile insurance. i spent 20 years active duty and they still refer to me as gunnery sergeant when i call. being a member, because of my service in the military, to pass that on to my kids, is something that makes me happy. i'm a usaa member for life. >> we know what it means to serve. get for more on our show and our guests, go to our website. follow us on twitter at "on the money." stories coming up that may impact your money this week. earnings from disney and macy's and nordstrom and kohl's. and a celebration on wednesday, when it is declared national s'mores day. yum. and football begans, get ready on terse, the preseason kicks off and retail sales for the month of july. and we'll see if there are any signs of inflation on the wholesale side with the producer price index. and life could be full of ups and downs, especially when starting a business. and for one entrepreneur is t was no different when he jumps into the trampoline game. jane wells has more from los angeles. >> becky, this is a great story about starting one kind of business and being smart and nimble enough to change direction and even jump to the next level. ♪ >> jumping on a trampoline makes you forget all your troubles. >> how do you feel doing that. >> alive is the word that comes to mind. >> and the longer you jump, the more money jeff platt makes. >> we say anyone that can walk, can jump. >> and they jump at sky zone, an indoor trampoline park that opened in 2002 and has 140 outlets in five countries. >> and we initially raises $2.5 million when we started the company. all of the investment was friends and family. you could burn up to a thousand calories an hour if you are really going. >> kids and adults love it but jumping around was not the original idea. his father wanted to create a trampoline sports league with a new made-up game. >> with quid ditch. >> no one understood the sport and they were running out of money and by accident they figured out a better idea. >> and there was a skate park next door and kids would come to the industrial center where we were located and one day when they knocked on the door, we said they could jump but we told them it was $8. and they looked around and said but yet we got to jump for free. why is it $8 today and we said we're in business now. >> the concept took off. jeff platt opened a second store in st. louis and ten years ago at the age of 21, he suddenly found himself running the company. >> about five weeks after we opened, my mom got diagnosed with cancer and my dad rightfully so said, i've got to go take care of your mom, good luck. i was thrown in the fire to try to figure it out on my own. hi to work extra hard to prove that i deserve to be in the position, not that i was handed the position. >> ten years later that $2.5 million investment has grown into a company with $240 million in total revenues. copycats have popped up, turning this into a global form of active entertainment. >> it is a real industry now. it generates over a billion dollars in revenue and it is growing and continues to grow. >> it is a great workout. and by the way, becky, that idea of a sports league, well it is back. dodge ball. a sport we know. >> i love it. >> on a trampoline. >> i love it. >> jane, we played a clip of you before we went to commercial break before and your reaction is my reaction every time i get on a backyard trampoline, oh, my gosh. but it looks like amazing fun and it is great exercise. >> it is. it is so much fun. and yes, it will probably help for the older crowd, adult diaper sales. >> jane, thank you. a lot of fun. i love it. >> you bet. that is the show for today. i'm becky quick. thank you for joining us. next week, if you have a kid who is into sports, you know how expensive that will be. we look at how to keep the costs down. each week keep it right here. we're "on the money." have hello! it's our new intern, bart's first week here at td bank, he's a robot from one of those other banks. we're training him to bank human. i am banking assistance & registration technology. wait, wait, wait. but you can call me, banking assistance & registration technology. hi amy. thank you. thank you. that is not protocol manager jenna. that's ok bart, it is here. at td bank we do things differently, like having the longest hours of any bank. don't just bank. bank human. new details are emerging about a murder/suicide that claimed the lives of an entire family. three young children are among the victims. a live report is straight ahead. more con concert chaos in camden. we're learning more about dozens of people injured when a fence fell during a show and we're telling you what's being done to improve safety at the popular venue and an olympic upset. a local athlete's hometown reacts to her missing the cut to advance in rio. good morning. this this "nbc 10 news today." it's 5:30 on this sunday.

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