secretary steve mnuchin and fed chair jerome powell. before we do that, let's get you caught up on the facts with this pandemic right now. more than 1.5 million known cases of coronavirus in our country right now so far. we've lost more than 91,000 americans to the virus. roughly an hour from now president trump will be meeting with republicans on capitol hill. he will head to the hill for lunch with republicans. we're watching for that. the president is now also saying that he is taking hydroxychloroquine. health experts continue that warn that the drug is an unproven form of treatment for covid-19. the president says he does not believe he has coronavirus and he's taking the drug after consulting with the white house physician. we're going to dig into that part of the story and more with our doctor on duty who is with us for the hour. we'll do that in just a moment. we start today with the hearing that is happening right now, another remote hearing. treasury secretary steve mnuchin, chair of the federal reserve jerome powell testifying before the senate banking committee. secretary mnuchin there. they're being grilled by lawmakers there for the first time over the government's response to the pandemic. here are a few of the headlines so far. >> in the second quarter of this year, we are continuing to see large unemployment and other negative indicators. it is important to realize the large number represents real people. this is why it is so important to begin bringing people back to work in a safe way, working closely with the governors we're beginning to open the economy in a way that minimizes risk to workers and customers. we expect economic conditions to improve in the third and fourth quarter and into next year. >> the federal reserve is committed to using our full range of tools to support the economy in this challenging time. >> let's bring in nbc capitol hill kpant garrett haake and senior business correspondent stephanie ruhle and politico's chief economic correspondent and also a cnbc contributor ben white. right now, senator tester of montana, john tester is questioning. we'll keep a close eye on the hearing. garrett, so far the key takeaway, as you've seen and heard it? >> i think the largest focus is how to use these trillions of dollars, hundreds of billions of dollars, how to get that money down to workers, to the people who need it most. there's a bit of a con sthaern the money is stuck. at one point the treasury secretary was asked about loans getting to smaller businesses. he pointed out a $25 billion to boeing. that's not really what we're talking about here. there's been a focus from both parties on questions on that issue. there's interesting partisan sniping going back and forth, almost talking over witnesses to other members of the committee. one question where the ranking member sherrod brown asked how many workers would have to die to increase the gdp by half a percentage point. the treasury secretary called that question unfair. then i think the other story line we're watching which so far hasn't particularly developed yet is democrats would like to seize on comments that the federal reserve chairman powell made a few days ago about the potential need for more action by congress, more fiscal intervention by congress. they floated various policy proposals, asked the chairman to weigh in. so far he's resisted talking about any specific policy proposal, but has largely stood by the comments that he believes more will ultimately be needed. craig. >> steph ruhle, if you were not our senior business correspondent but a senator for the day, what questions would you be asking of the fed chair, of the treasury secretary? >> would a doubt i would be asking, these big dollars that you're giving to big business, what restrictions are you putting on them? case in point, the 2017 tax cut. remember, we're going to give this big tax cut, make sure workers keep their jobs, it's going to help people in the middle class, they're going to get a pay increase and companies are going to repatriate those dollars and move their operations to the united states. we saw that happen a little bit. but what we really see happen was companies do what companies do, focus on their bottom line, their executives and their shareholders. if congress, if the treasury department doesn't put actual restrictions in place, nothing is going to push businesses to do that. look what the response has been. jay powell says we'll basically do whatever it takes. you had companies like cruise lines, disney, mgm, companies that are massively impacted by covid, their shares are going up. what does that tell us? investors look at this and say, well, more cash, that helps the price-to-earnings ratio but it doesn't help our businesses and the u.s. economy. the one other thing i'd really push on, how are you going to help things safely reopen. here is an example. walmart has been open this entire time. we saw their first quarter earnings numbers today. they spent $900 million on covid-related expenses. if you, craig melvin, owned a surf shop in westport, connecticut, is the government going to help you financially safely reopen, give you money to put plexiglas in place? are they going to give you temperature-takers. the big giants, they don't need help. this is going to make the big guys bigger and the small guys disappear. we know ppp, while it has had very good intentions, hasn't helped a lot of o businesses. we're waiting to hear who exactly got all those loans. they haven't made it public yet. that would be the number one thing i'd ask secretary mnuchin. >> you've been diving into how some of that paycheck protection money has been spent. what have you found? do we know anything about where this money is going so far? >> so we know because the biggest businesses that are publicly-traded had to disclose their names because that's how the sec works. other businesses haven't. in any other previous program, they'd disclose the tax ids of every single loan. as of last thursday, secretary mnuchin announced that any loan that's less than $2 million, they don't have the bandwidth to pursue for fraud. they don't have the ability? fine. this is the united states government. they keep saying we'll get to it, we'll get to it. you can say, oh, less than $2 million. you have over 3 million of the loans out there. if you knew you wouldn't get audited, apply for a loan under $2 million and nobody would look under the hood, there's a good chance you might do that. what we need is transparency. >> ben, i want to ask you about this report from the congressional panel overseeing the fed and the treasury effort. this is an article i saw in "the washington post," "the new york times" as well. the times writes, quote, most of the $500 billion that congress allocated in march to the treasury to support businesses and local governments had yet to be used and raised questions about how the rescue programs would work. mnuchin said in that hearing that the remaining money will be used to create or expand these c.a.r.e.s. act programs as needed. ben, how surprised are you that this money, this pile of money is sitting unused with so many people hurting? >> i'm really surprised by that. stephanie has talked in depth and very well about the issues we needed on transparency for all of these funds. but the fact that it hasn't been used is pretty remarkable to me because there are so many businesses that are in need of this cash to keep employees on the payroll and to get the economy to the point where we want it when we're actually able to reopen safely. i had a congressman on this morning, andy kim on with me, on a politico briefing, talking about paycheck protection program. i was asking him about all this money on the table that hasn't been spent. he didn't have a very good answer for it. i don't quite understand how it could be that that cash has not been used and spent because there are all of these businesses, as stephanie said, who need all of these protections put in place to be able to open safely. so eventually that money will get distributed hopefully properly and applied in ways that are helpful to this economy. we just need more transparency in how it's being sent out and how it's being used, and who is using it. we don't have that yet. we need to have it very soon. >> steph, new york governor andrew cuomo is set to give that daily briefing roughly 45 minutes from now, but he was on your show a couple hours ago and you asked him about this america's first legislation. here is part of what he said. we'll talk about it on the other side. here is governor cuomo. >> the businesses will turn around and lay off american workers and will give bonuses to executives and all on the taxpayer dime, and then we will have additional unemployed because corporations are going to use this as a time to right-size and get lean. i propose the americans first law to say, if you take a loan or grant from government, you must rehire the same number of workers, period. >> advantages and disadvantages to a bill like that one, steph, what are they? >> this is tricky. in a free markets world, should you be forcing companies to hire employees if you don't necessarily need them? you wouldn't think that's the case. but if these companies are taking money from the government, then there have to be some restrictions on it. the governor makes a really good point. remember, think of any city, big corporations get huge tax incentives by their cities to be domiciled there because they're huge employers. if they're not going to be huge employers, providing employees with benefits to support them, why are we treating those companies so well? >> garrett, president trump heading to the hill, we're told, top of the hour. any idea what this visit is about? >> reporter: this morning the vice president and treasury secretary were here meeting with republican leaders talking about potential next steps in recovery legislation. that could very well be the topic that the president wants to discuss at this lunch as well. typically his visits when he comes to these republican lunches in the senate, turn into pep rallies. sometimes he takes questions but more often than not, we get a version of the president that we see at those press conferences or even at rallies where he spitballs a little bit about the things he wants to talk about. it would not surprise me if that's what we see here. >> garrett haake on the hill. garrett, thank you. ben, thank you. stephanie ruhle, thank you as well. any minute president trump, before he makes that trip to the hill, is going to be speaking there at the white house. he's going to be talking at the white house, schedule says the event is in support of our nation's farmers, ranchers and food supply chain. that's about all the information we have. we're keeping a very close eye on that for you. of course, last night president trump revealing some surprising news, the president is apparently, he says, taking hydroxychloroquine. it's the drug unproven as a treatment for coronavirus. the food and drug administration has even warned against using it outside of the hospital setting boug because of a risk of heart problems. listen to what the president says. >> i happen to be taking it. happy new ye i happen to be taking it. >> hydroxychloroquine? >> yes. a couple weeks ago. i think it's good. i've heard a lot of good stories. if it's not good, i'll tell you, i'm not going to get hurt by it. it's been around 40 years for malaria, lupus, for other things. >> joined by the doctor on duty for the hour, dr. shoshana un r ungerlighter. we should point out, to our knowledge, the president doesn't have malaria or lupus. we should also point out that we can't really confirm whether the president is actually taking this drug. there's really no way to know whether he's telling the truth. but he does raise two questions here. first of all, the risk. what is the risk that takes with taking this drug outside the confines of the hospital as the fda recommends. is there a greater risk for the american people with the president of the united states announcing he's taking a drug unproven in treating the virus? >> thanks, craig. as a doctor, i'm very concerned about the safety of the american public who may start taking this medication without careful consideration by a medical professional. as you pointed out, the fda issued a warning that hydroxychloroquine should only be taken in hospitals because of the risk of dangerous heart rhythm problems and other complications. other common side effects include weakness, hair loss, nausea, dizziness, mood changes, organ damage, a rare and serious lowering of the white blood cells, the cells that help a body fight off infection or lowering of the platelets in the blood which can cause bleeding. what the president says matters. this has major potential to cause serious harm to so many. people need to know that there is absolutely no evidence at this point that this drug is helpful, and they should not be taking it on their own to treat or to prevent covid-19. >> i'm glad you raised that last part, because that's what i found -- well, there's a lot i found striking about the whole thing. but the fact that he says he doesn't even have the virus but he's taking hydroxychloroquine to prevent the virus. has there been any shred of research done on that? >> that's a great question. i think it's important to talk about the evidence. there are on going clinical trials right now to determine if hydroxychloroquine is effective in treating the virus. early on it looked like maybe that was the case, in march and april, maybe there was some benefit. potentially it could help with prevention. however, the data published so far indicate that hydroxychloroquine is not eff t effective in treating covid-19, and more importantly, there's no substantiated evidence that taking it when you're healthy prevents covid-19. a study just published may 11, over 1,400 patients hospitalized with covid-19, was not associated with significantly lower death rates. actually there was evidence of increased cardiac arrest in the group that took hydroxychloroquine plus si azithromyc azithromycin, an antibiotic. we need to continue to talk about the data and the evidence here. >> all right. dr. ungerleider, stand by if you would. a few moments ago, the treasury secretary steve mnuchin warned of potential permanent damage to the u.s. economy. should states continue to keep -- to basically keep businesses closed and folks inside. let's turn to one of those states that's slowly reopening, the state of north carolina, the tar heel state. it's now deciding if it should start phase two of its reopening. under the next phase, entertainment venues, places of worship, bars, restaurants, gyms, salons would all be back in business. officials are weighing that decision as cases continue to climb in north carolina. from friday to saturday north carolina saw the largest 24-hour increase of covid-19 cases to date. nbc's ellison barber is at crowder's mountain state park just outside of charlotte. it's one of the parks that saw huge crowds this weekend even as those cases spiked. walk us through the dilemma that north carolina faces over reopening and how is the spike in cases playing into that? >> governor cooper made it clear at his press conference yesterday, while they're expecting and planning to start phase two of reopenings in this state, it is not a done deal. they have increased the number of tests that they are giving people in this state. but, as you mentioned, there was a pretty big spike in the number of covid cases this weekend. the governor seemed optimistic about moving ahead with phase two. he said they will be looking at a number of different data points, and they'll make the decision whether or not they'll go ahead with that at the end of this week in the next day or so. listen here. >> we're working with public health and the private sector to determine how we can reduce the spread in the next phase. our indicators and trends are going to tell us when north carolina can ease some restrictions, but working with the business community, our health experts, together they're going to determine how we do it. so we're hoping this can happen. >> reporter: so north carolina, you often hear officials talk about the three ws. wait six feet apart, wash your hands, wear a face mask. whether at a park or a grocery store, they want everyone to adhere to these guidelines. you can see at this park, an incredibly popular park outside of charlotte, they have gone in and blocked off areas where people may potentially congregate. north carolina has 41 state parks. they've all been opened for the last two weekends. this weekend within an hour, hour and a half of being opened, 15 state parks hit their maximum capacity number. we walk back a little this way. you can see they're setting up guidelines trying to encourage people who visit their parks to do so responsibly. we have heard there is some concerns and issues with social distancing. people we have spoken to say they're trying to encourage hikers to space out on the trams. you can see some of the rules right here, even asking them to wear a face mask if they're talking with staff. they say there have been issues getting people to social distance. but they're keeping the parks open, trying to get people to follow those guidelines. >> ellison barber in charlotte, north carolina. as we call it in south carolina, south carolina's hat. ellison, thank you. detroit's faithful rejoicing. catholic parishes there preparing to celebrate their first public mass since march, but like everything else these days, services are going to be looking very different. ky cal perry is there. first, how is this forgetting creative? 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it's a simple question, yes or no. are you going to require that? >> first let me say our number one objective is keeping people employed. >> good. so are you going to require that for people getting taxpayer upon any? that's my question. >> again, we negotiated very significant restrictions on employee compensation, on dividends, on bybac buy-backs. we put in a provision that we expect people to use their best efforts to support jobs. >> i'm sorry. i'm sorry. i have very limited time here, mr. secretary. let me understand what you're saying. in all the facilities that are not the main street facility, you're not putting in any requirement for payroll and the main street facility is something about commercial reasonable effort to be able to maintain jobs. in other words, if somebody fires -- if a corporation fires a bunch of people, then gets federal taxpayer money, you're fine with that, or if they take federal taxpayer money and say it didn't work out commercially for us, then they can fire people. i take it your answer to your question, that whether or not you're going to require as part of the terms of the loan that people be kept on payroll is no? is that right, secretary mnuchin? >> that was discussed with people on both sides of the ais aisle. >> -- i'm sorry, secretary m mnuch mnuchin. i'm talking about your term sheets. you're telling me you're not going to require any payroll -- let me ask you one more question. taxpayer are on the hook for nearly half a trillion dollars. you're not going to require that they keep a single person on payroll. there are some rules, though, in the term sheets as you identified earlier, like prohibiting companies from getting bailout money, from double-dipping and other c.a.r.e.s. programs. by law, counties that get this money are going to have to sign agreements certifying they're in compliance. secretary mnuchin, here is what i want to know. will you create a certification process that ensures that executives are held personally liable and are subject to criminal penalties if they provide false information or misuse bailout funds. >> be brief, mr. secretary. >> we will review that. i will comment, programs like the airline programs have very specific requirements to keep jobs which was the intent of congress. >> that's right. and the rest was left up to you and what you're saying is you won't do it. we're in a situation where 35 million americans have filed for unemployment. you're in charge of half a trillion dollars. you're boosting your wall street buddies and leaving the american people behind. >> senator warren, i think that's a very unfair characterization. these issues were discussed with both republicans and democrats at the time. you were not necessarily part of those discussions, but these were completely discussed. >> you were given the authority to determine the terms. you said it yourself. you're putting out term sheets. the term sheets do not require that a single corporation -- >> senator, senator. >> thank you, mr. chairman. thank you both for being here today. i look forward to these quarterly updates. chairman powell, when you took -- >> okay. we just wanted to show you that exchange between senator warren, elizabeth warren of massachusetts and secretary mnuchin and fed chair jerome powell as well. let me bring back cnbc contributor ben white. it would seem the these sis from the senator, she was trying to get steve mnuchin, the treasury secretary, to say it is going to be a hard and fast requirement for these businesses that accept money to keep all of their workers employed. it did not sound like the secretary was inclined to give that guarantee. >> no. he wasn't. there's a reason for that. it's not required now. i think it's 75% of the money can be forgiven if you keep people on payroll. obviously senator warren is trying to score points, populous points saying we're giving away money to corporations who fire their employees. as the treasury secretary said, that's not fair because that's not what's happening. but there is a debate about the flexibility with which these funds can be used. some of the money absolutely should be used to keep employees on payroll. that's the key element in getting this economy started again, is having people stay on payrolls and able to go back to work when we are able to do that. at the same time, businesses have a lot of things they have to pay for, rent, mortgage, all of the other stuff that is on their balance sheet. so there is some flexibility now in paycheck protection program. there's talk about increasing that flexibility and fewer requirements on payroll. so a lot of businesses want that flexibility. it is probably a good idea to give it to them while at the same time trying to make sure that the focus is on keeping people employed. senator warren was trying to score some political points there. maybe she did, but i don't think she was entirely fair. >> all right. ben white, cnbc, thank you. always good to have you. thank you. >> thanks, craig. a troubling problem that has arisen from this pandemic. americans so afraid of actually contracting the coronavirus they're skipping the er despite suffering from some major medical issues. the new warning from doctors across the country. it's best we stay apart for a bit, but you're not alone. we're automatically refunding our customers a portion of their personal auto premiums. learn more at libertymutual.com/covid-19. 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what are you hearing from first responders. >> reporter: first responders are saying the people they would usually pick up and bring to an er like here are not calling 911. they say this is really a result of a misconception here at broward health in ft. lauderdale and hospitals across the country. people believe by coming in an ambulance and going through these doors here, they'll somehow walk through a cloud of coronavirus and possibly get infected. but doctors say, that's just not the case. >> reporter: this morning the doctors are saying where are the patients. >> we're seeing real emergency patients delaying coming in because of fear, the fear of catching covid. >> reporter: stacy simpson has battled heart disease in recent years, but a recent scare in the emergency room has her afraid to go back. >> i'm thinking i've had a heart attack and now i've been exposed to covid essentially by being in this room. it really made me feel like i'm going to die. >> reporter: a survey from the american college of physicians found a third of american adults say they've delayed or avoided medical care because they're concerned about contracting coronavirus. at the peak of the virus, ascension health symptoms with 150 hospitals in 20 states say patients visits to the er were down 48%. doctors say that can be deadly. >> we've seen heart attacks and strokes and surgical issues that would have been a relatively benign procedure that are coming in too late for us to do much with it. >> reporter: one cardiac physician says some patients are coming in critically ill because they delayed needed visits. >> there are a lot of patients who are dead on arrival with paramedics. >> reporter: with new safety protocols, doctors stress the danger of an untreated heart attack or stroke is much greater than the risk of catching covid-19 in the hospital. >> you are much likely to die of a cardiac issue without appropriate medical care than you are to die of the coronavirus at this point. >> reporter: another reason patients are saying they don't want to be brought into the er is because they fear they will be cut off once they're admitted by loved ones. people are reminding people it's the coronavirus victims that are isolated and separated. if you're brought into a hospital for another reason, you're treated in a different area. if you're admitted, the visitation rules are more along the lines of the typical visitation rules. there is no sealed-off, cut off from family members, craig. >> kerry sanders for us there in ft. lauderdale this morning. thank you. let's bring back our doctor on duty, dr. shoshana ungerleider from california pacific medical center. what is your message to americans who are watching or listening on sirius satellite radio who have on going medical conditions and are afraid of going to the hospital? >> thanks, craig. what we just heard is across the nation we're seeing a decreased utilization of the hospital, of the er. it appears that people are avoiding both routine and emergency care, possibly because of fear of exposure to covid-19. as we heard, heart attacks and strokes are going undiagnosed and untreated. preventative care is way down because of coronavirus. this is a real problem for everyone, especially those with chronic underlying medical conditions, kidney disease, heart disease, diabetes, who need frequent monitoring to stay well. my message would be it's not a good idea to avoid care right now if you need it. we can save lives in the hospital. people can turn also to telehealth in order to reach their doctor virtually. but that comes with its own set of challenges. so the bottom line is we're here for you. please come and see us if you need us. >> doctor, thank you so much. stand by if you can. parts of michigan slowly getting back to life. northern michigan specifically. roughly 30 minutes from now, catholic mass is going to be publicly celebrated for the first time since march. we're going to hear from one detroit priest right after this. can my side be firm? and my side super soft? yes. with the sleep number 360 smart bed, on sale now, you can both adjust your comfort with your sleep number setting. can it help me fall asleep faster? yes. by gently warming your feet. but can it help keep me asleep? absolutely, it intelligently senses your movements and automatically adjusts to keep you both comfortable. so, you can really promise better sleep? not promise. prove. during the memorial day sale, save $1,000 on the sleep number 360 special edition smart bed, now only $1,799. only for a limited time. to learn more, go to sleepnumber.com just in time for memorial day in michigan, two regions set to reopen. bars and restaurants, shops in northern michigan and the upper peninsula will be back in business, but with limited capacity. a few hours ago i talked to michigan's governor gretchen whitmer about these reopening plans. >> what does getting it right look like? >> that means enforcing the social distancing, ensuring that we don't have crowds in our restaurants, that we are able to keep people six feet away from one another, that everyone continues to stay vigilant. we know, if we drop our guard now, we could be in for a second wave. that would make all the sacrifice that we've made the last ten weeks in vain and we'd have to take steps backward. while we're not universal on a lot of things in this moment, i think we all know we don't want to take a step backward. everyone has to keep their guard up and be vigilant and do everything they can to mitigate the spread. >> meanwhile today in detroit some chuffs are opening their doors for the first time in two months. under new safety guidelines, nbc's cal perry joins me now from outside one of those churches. it's part of his road to recovery tour through the midwest. cal, tell us about these new guidelines for parishioners there and how are folks reacting to them? >> reporter: it will be about 45 minutes when people can go behind me and worship as a group. we're at saint aloysius church. you'll see hand sanitizing stations, the 25% capacity rule is in effect. this is a large church so that shouldn't be an issue. some of the pughs have been shut down. the social distancing will need to take place during the ceremony. we were able to speak to father amore. take a listen. >> there's a lot of excitement. a lot of joy. we've been away from the celebration of the mass for two months now. so for us priests, we're ordained to serve the people of god. it's like being away from our own family. we know not everyone will come back to today or even this sunday, as they're able and as they're feeling comfortable, they're excited to have that opportunity. >> this church is a deep part of this community and it's allowing people to survive. we did not expect this when we came here. i want to leave by showing you this pantry. people have been coming throughout the day since we've been here. i asked the father how many people are you supporting. he said about 175 people who live in this area. they can come and get supplies, all the basic stuff you need, soap, toothpaste, hand sanitizer, towels. this church, even though they're opening the doors for the first time today, they've been working since the outbreak began to keep this neighborhood up and running, craig. >> good to see that church and so many churches around the country stepping up right now. cal perry for us there in the motor city. cal, thank you. safe travels to you. meanwhile, new virus hot spots are popping up in germany despite international praise for the way that that country initially handled the pandemic. now some towns are reimposing lockdowns to fight these new coronavirus clusters. we'll head to germany in just a moment. we are also back here waiting for the governor of new york to start the daily update. we're told it's going to happen top of the hour. when it does, we'll bring it to you live. tired of clean clothes that just don't smell clean? what if your clothes could stay fresh for weeks? now they can! this towel has already been used and it still smells fresh. pour a cap of downy unstopables into your washing machine before each load and enjoy fresher smelling laundry for up to 12-weeks. i've been involved in. communications in the media for 45 years. i've been taking prevagen on a regular basis for at least eight years. for me, the greatest benefit over the years has been that prevagen seems to help me recall things and also think more clearly. and i enthusiastically recommend prevagen. it has helped me an awful lot. prevagen. healthier brain. better life. ior anything i want to buy isk going to be on rakuten. rakuten is easy to use, free to sign up and it's in over 3,000 stores. i buy a lot of makeup. shampoo, conditioner. books, food. travel. shoes. stuff for my backyard. anything from clothes to electronics. workout gear. i even recently got cash back on domain hosting. you can buy tires. to me, rakuten is a great way to get cash back on anything you buy. rack it up with rakuten, sign up today to get cash back on everything you buy. time is running out. industry leaders and experts say expanding voting by mail for november could require making commitments within the next few weeks. congress must act now to fund such voting and states must do whatever it takes to make it happen. people should not have to choose between their health and participating in democracy. . today germany is facing a potential speed bump in its road to recovery. two hard-hit areas there are seeing a second wave of cases. now officials in germany are implementing new lockdown restrictions to try to stop the spread. nbc's carl aspen joins us from germany. you're in one of these new virus hot spots. why has a second wave started there, do we know? >> yes, hi there, craig. we think of germany has a success story, and that's still pretty much too but that success starting to be tested. we are seeing the coronavirus hot spots pop up. i'm standing in one with of them, greiz, the center of germany. here the dates of raylee new infections up to ten times as high as the national average. the numbers so high the german military was actually called in to help with a medical response. they've been conducting thousand u.s. of tests here in hospitals and in nursing homes. that's how seriously they're taking it. this is really the first test of what's called germany's emergency break system that's triggered if new daily infectiones go too high. well, if that happens, the new restrictions can be put back in place. that's exactly what we are seeing. so restaurants supposed to open last week. those openings being delayed by a couple weeks more. visitations being canceled at hospitals and car centers to protect the residents. what is it like to be back under lockdown? i asked the head of military's germany operation here. here's what he told me. >> my feeling is that the people understand quite well that if you have a hot spot of this pandemic situation, then you have, of course, rules of 60 to 100 kilometers away. >> reporter: businesses are not happy about this. their businesses are being hurt by he's lockdown restrictions. and this is something every country has to deal with, including the united states, as states continue to reopen. how do you get the residents to clamp back down and buy in? and that's a test germany is facing right now. >> griesz germany, thank you. that will do it for this hour. president trump heading to the hill shortly to meet with congressional republicans. and governor andrew cuomo set to start that daily briefing in just a few moments. we will be right back. ♪ ♪ ♪ ♪ ♪ if you have a garden you know, weeds are low down little scoundrels. with roundup sure shot wand you don't need to stoop to their level. draw the line. the sure shot wand extends with a protective shield to pinpoint those pesky bedfellows. it lets you kill what's bad right down to the root, while comfortably guarding the good. draw the line with the roundup sure shot wand. roundup brand. trusted for over 40 years. i don't have to worry about that, do i?are irritated. harmful bacteria lurk just below the gum line. crest gum detoxify, voted product of the year. it works below the gum line to neutralize harmful plaque bacteria and help reverse early gum damage. gum detoxify, from crest. sawithout evenon yoleaving your house. just keep your phone and switch to xfinity mobile. you can get it by ordering a free sim card online. once you activate, you'll only have to pay for the data you need- starting at just $15 a month. there are no term contracts, no activation fees, and no credit check on the first two lines. get a $50 prepaid card when you switch. it's the most reliable wireless network. and it could save you hundreds. xfinity mobile. good day. i'm andrea mitchell in washington where president trump is heading to capitol hill shortly to meet with senate republicans. as the federal reserve chairman and treasury secretary both answer questions from congress today for the first time about the balance between preventing more spread of the coronavirus and the need to reopen the economy. here are the facts at this hour. fed chair jerome powell testifying all of the job gains of the past decade have been reversed and people earning less are the worst hit by the crisis. top doctors across the country are alarmed the president is taking hydroxychloroquine, despite the fda warning the drug should not be taken outside of a hospital for covid-19 and could even cause fatal heart complications. and the president is threatening to permanently cut off all funding to the world health organization, now holding its global meeting on the pa

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