create voter rolls. now some would question that statement now because of what's been happening with people being challenged about voting but his central point was that if you look at blacks then and the statistics you compare to now, very, very similar. the unemployment rates are lower. also if you look at a living wage, smaller share of black families have access to a living wage. how do we do this? in our institute, ray and his colleague they've published a really outstanding volume on wealth and approaches to improving wealth and addressing this gap. some of these policies are approaches or really practices too focus on right from cradle, right from birth providing opportunity for growing wealth. 529s which exist. those are examples and i urge