to support his position. - my daughter paid off her entire student loan. she was able--and she was in the income contingent program because her dad knew about it. - not everyone has you for a dad. a lot of people don't know about it. - i mean, we have an awful lot of students who are in never-never land today. but on average, their debt isn't all that substantial. - he concluded with a final thought that encapsulated his position more than anything else-- - for the ones who put themselves in exceptional debt, they were the damn fools, not the federal government. and they should accept the responsibility for that foolishness. - thanks so much. appreciate it. - my pleasure. - okay. - believe it or not, he was right. this mess was caused by damn fools. only it wasn't decent people like vivian, alan, or marcella, but the damn fools in washington