[laughs]to the election. it's been like 99 lifetimesin a year. i just think that we're soldthese narratives about, like, things that justaren't real. chris garcia:the other big thing, too, was about this time,my fiancée was pregnant. so that was oneof those things where it was like, oh, man,this investing thing, i got to be smart about it because nowi got a baby coming. so this could be money to setaside for formula or just doing the baby's room,doing the floor to the house-- all these smallthings you hear of, right? a baby is goingto change your life. you need all this moneyfor stuff. and i had no idea. i mean, i had a dog. kirsten: when covid did hit, my dad's bar and restauranthad to be shut down. it was kind of scarybecause we had no idea how longthis was going to last.