professionals. >> in addition to the insurance policy of about $1.1 million that cathy had at the time of her death on her own life, he had $1.2 million on his own life. >> reporter: no, cathy and todd were a young upwardly mobile couple. life insurance was cheap, easy to get. they both had it. anyway, todd loved cathy. why else would he keep her ashes all these years. cathy's death, said the defense, had nothing whatever to do with the event for which todd was on trial, the death of rachel winkler, and he wasn't guilty in this case either. >> this is not a murder case, ladies and gentlemen. it's a self-defense case, or at most it's a voluntary manslaughter case. >> reporter: there were two good reasons to believe that, said the defense. reason one, self defense. as todd told the police that very first day -- >> it was probably a kill or be killed kind of situation. >> reporter: he was a good guy in a bad situation, said his