0 from the cbo that were mimicked, incidentally, by his own omb? did he not understand when the actuary at hhs said, no, these estimates are way too low, it will be at least 14 million? he implemented it as it was required to be implemented. the other thing in this apology, he said, oh, it's just a tiny -- what did he say? >> 5%. that's 5% of 320 million people? >> no, no, it's 5% of policies. let's take a look, though. here are the numbers. 153 million people in america have employer-provided coverage through a group -- through a group plan. about 15 million policies are in the individual market. these cover all -- all of these cover multiple people. if you got coverage at work, it generally provides coverage for your family. so that's 168 million private insurance policies, roughly. now, 90 million of them are not subject to obama care. this may surprise you. a self-funded insurance plan, which is roughly 62% of the group market and growing -- that number is growing -- those people are not covered by obama care. so they're not subject to medical loss ratio, all of the things that drive up the cost of the premiums. that's why the obama administration is going to be worried about these people. but that leaves about 78 million people who are in a group plan that is subject to obama care, it's not a self-funded plan, or in the individual market. so 15 million people are going to lose their coverage, that's 20% of the people in the private insurance market who are -- those are 20% of the policies in the private insurance market that are subject to obama care. american action network economist said it will be roughly 35 million or 45% of the policies that are in the -- that are subject to obama care. so, look, this is a bunch of people who got coverage today who will lose their coverage, or have already lost their coverage because the design of the law makes policies that they now have, nonconforming, and, therefore, policies that have to be cancelled when they come up for renewal. >> i don't have much sympathy for the democrats who are complaining about members of the that. >> we've had health problems in my family this year, and more than -- and i have seen what people are gone through. we're lucky. we have the best health insurance. it's upsetting, because i want people to have access to the medicine. when you put a junk law that can't work in its execution, that's going to create greater upheaval, that you actually do more harm -- you do more harm, because now what are we going to do? >> now, here's the problem for the administration. what they're saying is in direct conflict with what people are feeling in their lives? i suspect you're like me. every day, today, one of my interns came to me, and said my family has had their policy cancelled. father has health issue, the policy is cancelled, and they're worried about -- they've got a plan, a new plan they can replace it with a policy, 30% more in premiums, but they're also concerned, will they have access to the same set of doctors and the same network of providers -- >> we had a doctor on the other night who was an emblem network, and 950 patients got -- he got removed from emblem, so 950 patients had to find another doctor. we did the segment, and all of a sudden, emblem called the next day, we'll put you back on the network, so they got their doctors back, but all of the people were going to lose the cardiologist, and they were not medicare patients, no place to go. >> this is why the administration is in deep doo-doo as we say. they're arguing against -- >> we're more graphic where i grew up, but go ahead. >> yeah, i was quoting george h.w. bush. they're arguing where the reality people are feeling in the lives. i don't know if the president is disconnected from this, he doesn't understand the law, or is telling another untruth. >> just say untruth, i think that -- >> i think he knows the things aren't true. >> carl, nice to see you. >> great to see you, greta. you know about the individual exchange, and you know it has big problems, and now president obama admits that. but there's another exchange, one giving american people a bigger headache, a small business owner is here to tell but that next. life with crohn's disease or ulcerative colitis