am talking about the big question here. why is it that i owe you -- you just acknowledged i have to pay, i'm a taxpayer and i pay a lot in tax. why do i owe him tens of thousands of dollars to pay off his kids' basket weaving degree? if college isn't work and the kid can't pay it back, he shouldn't have went to college anyway. why do i have to pay? >> i understand your argument. but it's not a legal one. the legal argument whistle the heroes act allows the biden administration to waive it. >> you can read the heroes act. this is not a national emergency. biden just acknowledged the