coming up, another christmas without family? what doctor family just said about the incoming holidays. it has some people steaming mad. >> i am sandra smith and i have been at fox for 14 years. my phone rang one day to come down the street and start at fox business network. it was an opportunity i could not pass up. >> ten-point loss in the dow industrials. >> no one knew of financial crisis was coming. 12 hours a day standing outside a bank. >> in new york, i am sandra smith. i watched men and women walking out of bear stearns carrying cardboard boxes filled with personal items because their bank was going away. it still gives me chills to this

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