interest rates. will the fed listen. what does it mean for your money. muscle cars are back. the detroit ought show -- auto show kicks off. about high gas mileage and horse power. >> those that know about sports cars are salivating about this vehicle. gerri: we're previewing the rival that is trying to win back american hearts. we have that on "the willis report" where consumers are our business. we begin tonight with new questions about america's political leadership and a rare admission from the white house that it made a mistake. the mistake they say, not sending a higher-profile figure to the weekend anti-terror march in paris. that rally drew political leaders from all other world. conspicuously absent was anyone from the obama administration. with us now, democratic strategist and fox news contributor doug schoen and "national review" editor rich lowery. doug i will start with you. >> sure. gerri: you say the president has abdicated global leadership this move? >> we have the really singular nation to advocate freedom liberty and the kind of liberal values i think we all hold dear. the fact that the president didn't show up, the fact that he would not speak about islamic terror, and the fact that we were represented only in the march by our ambassador, a good and decent woman but a political donor, not even a career diplomat is to me a great tragedy, a mistake and a is something that requires us to as people to be profoundly saddened and disturbed by. gerri: a strong statement. prime minister of britain cameron, angela merkel was there. benjamin netanyahu was there. mahmoud abbas was there. representatives, heads of states from all over. rich, ask you to listen to the excuse we got today from the white house, to the white house press corps from josh ernest. listen to this. >> the fact this is obviously a march that the planning for which only began on friday night and 36 hours later it had begun. the, what is also clear that the security requirements around presidential level visit or even a vice-presidential level visit are onerous and significant and in a situation like this, they typically have a pretty significant impact on the other citizens who are trying to participate in a large public event like this. gerri: that was a long explanation, rich, do you buy it? >> look, moving the president of the united states anywhere is a big logistical challenge but if president obama had said look this, is huge world event that symbolically extremely important and i want to be there, it would have happened. it could have happened and it didn't happen. i think root of it this president, he campaigned on ending war on terror. he wanted it to be over. it is very low on his list of priors. sew considers these sort of things an inconvenience and annoyance. gerri: that's what it sound like. >> and not what he wants to talk about. gerri: when you hear him talk about this doug his body language, talking about this, slumped in his chair. oh, another one of these. i felt like he was just board with this? >> well i don't know if he was bored, dismissive, i don't know but let me offer a personal perspective. i'm jewish. i am secular jew. don't spend a lot of time talking publicly about my religious faith but to have the incident at a marketplace and not have the president in synagogue, in paris, on saturday morning showing solidarity with the jews of france and indeed europe, who face unprecedented anti-semitism, i found this an embarassment and profoundly disturbing. >> you have jewish children in a liberal western society having to go to school basically under armed guard. that is an extraordinaire departure and goes to how important this moment is. gerri: i completely agree with both of you on this. and, just shocking he seems so dismissive of all of this. i truly don't understand his reaction. he got a double-whammy today. he is out announcing a cybersecurity effort against terrorism, right? he is saying we'll do something about this i will require companies to report to me within 30 days. if you are breached, and then, almost immediately centcom is attacked. doug, what was your reaction? >> my reaction we were being mocked by isis. the fact that the president spent time with the san antonio spurs, joking well he could have sent the vice president but he preferred to do it and not do his state of the union preparation, is this man living in alternative universe? absolutely right. gerri: twitter feed that was attacked okay. that is not the heart and soul of the pentagon. >> right. gerri: this not where generals share their darkest secrets. >> doug is right. we were being mocked this is one of the fruits of obama's national security policy we're not taken seriously by our friend and our enemies. those are both very bad things. gerri: so one of the points that was made by our own ed henry doug, today at the press conference, why the president didn't show up, why didn't he go to paris, everybody else did? ed said, you managed to make it to mandela's funeral. only three days to get there. that to me seems like a fair point, do you agree? >> of course it is a fair point. the president could have been in france if he wanted to be. the security challenges facing the israeli prime minister benjamin netanyahu are at least the equal if not more substantial than those facing our president but this is a larger issue that is security. this is standing up for american values, when we were under assault. gerri: i couldn't agree more. >> they said they're coming to the u.s. gerri. i believe them. gerri: i do too. i don't think there is any doubt. i want to play sound from eric holder over the weekend. and what is amazing to me, is he still talking about this in a way we did 10 years ago. listen to eric holder. >> the president has announced that on february the 18th we will host a summit in washington d.c. i announced that at the meeting so that we can come up with a way which we can deal with the root causes of this encounting violent extreme i'll. deal with the root cause what is it is that attracts these young men to these really negative idealogical groups. gerri: root causes. what is that liberal, you know, speak for? >> all poverty. what they don't want to say, and why they're saying violent extreme i havism they don't want to say islamic extremism. gerri: why not? >> they have a allergy to it. president of france is more at forthright we're at war with radical islam than an american administration is. i love the shows of unity and solidarity we saw in that march but much more important to be honest and truthful about the immigration problem europe has about the problem that islam mass and about the need to actually show these images. >> would you ever thought rich, the president of egypt, general assisi would be more compelling than our own president? >> i didn't. he is actually now someone who deserves a nobel peace prize because the president of egypt is very likely to face serious threat of assassination for saying the obvious truth that islam needs reform. gerri: over the holidays he came out, it didn't get a lot of attention. >> almost none. gerri: or play in it country. suddenly people started paying attention. there are calls everywhere that i can think of for the islamic community to come together, so-called, good islam i'ves and say, we don't agree with this. this is wrong. terrorism is bad. he did just that. and a stronger voice than our very own president, doug. >> absolutely. gerri: thanks for coming. >> thank you very much. >> appreciate it. great conversation. >> thanks, gerri. gerri: we want to know what you think. here is our question tonight. should president obama attended the paris rally? go on gerriwillis.com. vote on the right-hand side of the screen and i will show you the results at the end of tonight's show. we have a lack of leadership on terrorism right? a lock lack of leadership on oil. the cartel wages war on u.s. drillers pumping more oil into the market despite the supply glut and lackluster demand as american drilling jobs get the axe, isn't it about time this administration puts pressure back on opec? we're asking heritage foundation economy nick loris. welcome back to the show. i don't think a lot of people look at the story this way. they see low gas prices, low oil prices as a boon to consumers but what is really going on in the background here, opec is going along with the price reductions and they're not with holding supply. as a result oil continuing to plummet lower. do they have the upper hand here? >> they do, largely because their production costs are lower in saudi arabia than they are in the united states, because fracking in someplaces of the country is expensive but also because we face high regulatory costs from drilling in the united states too. so they have the upper hand where they can continue to put downward pressure on prices, continue to supply us output in the hopes we'll scale back our investments here in the u.s. gerri: what should the administration be doing? seems like there is no response at all from the administration to this. they're willing to sit on their hand. >> well i don't think is is the role of federal government to tell opec to stop their production. i think that is a market decision but we should be stronger about our energy policy and show, hey we're not backing down either. we can do things like approve the keystone xl pipeline or lift a ban on crude oil exports to supply american oil to some european markets where the middle east is taking advantage of. so there are plenty ever policy responses to show that the u.s. is serious about its energy supply and job creation. gerri: everybody knows that the president is not going to support keystone. he already on the record saying that. only thing he wants to support a non-traditional energy sources here. and at the end of the day he is hurting me and you and every other american. and also people who work for oil companies. at end of the day what would america do here? what would be the right thing to do to show that we're knot cowed by opec and we want to run our ownership and be energy independent? >> well, i think a big part of it is lifting the ban on crude oil exports. you will have a lot of these oil companies shutting in wells because the price is too low where we're preventing them from expanding opportunities to other markets. and when we have an open market full of competition, that is when our energy producers are going to take advantage of them, sell their oil overseas and create more jobs here in the united states. so it's a win-win and it would show that we're not kowtowing to opec. that we're serious about our own energy production. gerri: you know what is interesting? it seems to me the oil industry these today. >> they have two enemies, right? they have the government and they have opec. seems to me like the government should assist that industry and behind that industry that is so important to our nation's competitiveness. >> yeah. and the lack of leadership when it comes to the obama administration and energy is nothing new. especially when it comes to oil and gas sector. they failed to open up federal land. they have filed on more and more regulations. they failed to open up exports to opportunities there. they failed to approve keystone. so it has been one thing after another. and the oil and gas industry and american energy has really thrived in spite of the obama administration. certainly not because of it. gerri: we've got layoffs even today. shell in canada, laying off folks. lots to come. nick, thanks for coming on the show tonight. >> thank you. gerri: and still a lot more to come this hour including why the ceo of the nasdaq is pleading with the federal reserve to keep interest rates near zero. we're heading to detroit where flashy muscle cars are making a big splash at the north american auto show. let us know what you think. tweet me @gerriwillisfbn. send us an email to the gerriwillis.com website. we'll be right back. ♪ these ally bank ira cds really do sound like a sure thing but i'm a bit skeptical of sure things. why's that? look what daddy's got... ahhhhhhhhhh!!!!! growth you can count on from the bank where no branches equals great rates. gerri: the detroit auto show kicks off today. there is new optimism about sales. driving the surge, better economy and one of the biggest makeovers auto industry has seen in years. over 100 completely redesigned autos and trucks hitting showroom floors. many unveiled today in the motor city today. with us the car coach lauren fix. lauren? >> yeah lots of excitement here. gerri: tell me what are the big trends. >> funny when you look what won car and truck of the year for mortgage america it was vw golf which included diesel lineup and fuel injected and performance mod definitely on the truck side it was the f-150 aluminum. the trend when you look at those winning vehicles is diesel performance. still looking at electric, electrification which is electric cars which is only 2.3% of the sales of auto industry and looking lightweight materials which give better fuel economist. hey, we're all fighting c.a.f.e. standards here. we're trying to come with better technology. the result is better cars. gerri: i got to tell you though, the vw golf, are you kidding me? why is that such a big car? >> it is really nice though. gerri: tell me. >> the whole lineup. you're looking at the vw golf is not just diesel, fuel injected and of course the performance model. it is completely new all inside and out. it was designed for the u.s. roadways. when you're looking at a german car you can get at very reasonable price starting around $20,000, that anybody can purchase that makes it a very good choice. the choice of performance you want. is it fuel economy? is it long distance like in diesel where you still have performance? or do you want fti which is a blast to drive. gerri: i love. that talk about diesel for a second because for a long time americans have not liked diesel. >> okay. gerri: but now it is being really promoted this this country. why? >> well it is becoming, one of the options instead of electrification. people don't want to be at the time they ared to a cord like you are -- tethered like you are with cell phone or don't like hybrid because of towing capacity. millenials don't have preconceived notions. my generation and older talking about the vehicles that make noise with black smoke. gerri: very very smelly. >> but that is that is from the '70s. forget that. today we're talking about vehicles with really, i have a diesel vehicle. i have a diesel suv i'm totally in love wit. my lease is coming due and buying another one. i am that much in love. we're looking jaguar and land rover, bringing in diesel for pretty much the whole lineup. they want to fight the germans so they're coming after them. >> i want to you can talk about the ford f-150. it has been hugely popular. now made out of aluminum s that going over? how are people responding? >> when you look at voting scores on the north american car and truck of the year website, most of the journalists voted for it because of the fact you're getting not just a truck with utility but where they took away the weight by using aluminum gave it back to the consumer in towing capacity and performance. looking at a vehicle actually toes more than the competition plus they gave massaging heats heated and cooled seats. got utility in the truck. i'm telling you, i have an f-150 truck that is older. i'm telling you this is so much better. leaps and bounds better. better towing capacity and performance. that's why that vehicle won. gerri: lauren i know you're in heaven in detroit at the show. thanks for coming on the show. >> thanks for having me, gerri. gerri: all right the italian auto brand, you know this, alfa romeo, hot cars making its return to the u.s. it is debuting its 4-c spider at the detroit auto show. fox business's jeff flock is with richard cox director of alfa romeo north america with jeff. jeff? >> i saved best for last. we fire it up, and see it moved to the spot on the show floor. how much is that, richard. >> we haven't announced pricing of 4c but the coupe goes from 55 to $70,000. >> they're moving it now. >> they're moving it into position for tomorrow. press days for tomorrow. >> if he hits gas instead of brake, that is 0 to 60 in what? >> 4.1 second. >> mid engain carbon fiber chassis. >> this is alpha return to the u.s. market. this is the coup version. convertible essentially version. that went up there. the lower one is the coupe right? >> that is the 4c coupe. that started hitting dealers in november of last year. >> they're about to to disassemble this, gerri. i want to show you the one on top. what is that? >> that is a 191 67 -- 1967, one of 33 cars. this is 1500-pound car. 238-horsepower engine. v-6 manuel, 1 off miles an hour speed. >> sells for? >> in excess of $10 million. >> alpha has a rich history of racing vehicles. that is racing vehicle also. >> yes. that one is 1932 p-3 that one won a number of races. basically every single world grand bring between 1932 and 1935. this one 132 top speed in '32. >> alpha is back in a big way. pretty sexy stuff gerri. gerri: you answered my question, yes they do come in red. i appreciate that. we'll be right back. >> baby they do. 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foreign markets. asian debt that recognizes the shift in the global economy. you know, the kind that capitalizes on diversity across the credit spectrum and gets exposure to frontier and emerging markets. if you convert 4-quarter p/e of the s&p 500 its yield is doing a lot better... if you've had to become your own investment expert, maybe it's time for bny mellon a different kind of wealth manager ...and black swans are unpredictable. gerri: democrats on the hill pitching a controversial tax plan that entails big tax breaks for the middle class while implementing new fees on wall street and other top earners. a wealth transfer, if you will. governor affairs director for americans for tax reform. thanks for coming on the show patrick. i'm interested in this 2,000-dollar break for middle class families. this is just free money isn't it? >> yeah, well, he has a number of provisions for giving money to the middle class. this is spending increases not tax cuts. they'll go to a portion of the population that does not want have an income liability. when this is in legislative form at formah. >> i think you make a good point. look, this is free money going to people, 2000 for families. 1,000 for individuals. there's a bonus for people who save money. 200 bucks for people who save 500 bucks a year. what. why aren't we doing on our own. how will they pay for all this? >> that's the most problematic thing of this proposal. that's why it's dead on arrival. the two ways they want to pay for it is one with a transaction act. they call it a fat cat tax. it will hit every american with a bank account, an ira just to name a few. gerri: they're calling it a high roller tax. but it will hit far more people. what actually are they taxing here? >> it's actually a regressive tax. it hurts lowest incomes much higher that night highest incomes. so again everyone who has a bank account. everyone who has an ira and a savings account will bear the burden of this tax. this is not a tax on the rich. this is a tax on most americans. gerri: every time i take money out of my savings account, that i'll have to pay some kind of levy or fee or tax? >> it absolutely does. actually i think it's worth pointing out european union has tried to institute such a tax for the past several years. and, you know what president obama and his white house have opposed it because they say compliance costs will be too great and it will be too hard to enforce. it applies just as much here. i don't know how they can be open to it here democrats on the hill. gerri: i have to tell you this sounds like nonsense to me. just sheer nonsense. this is the most obvious wealth transfer i've seen in a long time. you rich people you shouldn't have that money, we'll give it to other folks. does it strike you as the same way? >> yeah, it does. the way to look at it, it's dead on arrival. congressman dan knows this is. this is politically posturing. congressman paul ryan said this is nonsense. what this would do, his proposal shouldn't pass, but say it did, this would hurt the prospects to get comprehensive tax reform done down the line. the other ways he wants to pay for it which is taking away credits and deductions. you want to talk about that fine, it should be talked about in -- it's a pr stunt is what it is. >> thanks for coming on the show. and still to come, the government's military command twitter account gets hacked by isis supporters. we'll have the details. and the looming threat of rising rates on wall street has wall street on its knees. the op-ed making waves coming up. ♪ gerri: welcome back to the willis report. in a moment, why the nasdaq ceo is asking the fed to keep the party going. but it's time for a look at other stories. millions of brothers will see their credit score. bank of america and jpmorgan chase will provide fico scores for free. fico scores are used in about 90% of lending decisions. china does not want our chicken. according to the us poultry counsel, chinese are banning poultry and eggs after bird flue flu was detected. they're calling it drastic and unjustified. social security will not see tax returns to collect old debts. they suspended the debt collection program last spring. the agency says it will continue the suspension while officials look at possible changes. not poonot too popular a program. the death toll rise to see 45, after they approved three claims. it's been handled by kent and it's being accepted until the end of the month. those are some of the stories in the news this month. wall street literally on its knees begging the federal reserve not to raise rates quickly. nasdaq ceo robert, publishing this op-ed titled be fed please be late to the raise. i have to read you the quote because it's so funny. he says moving too quickly signs of global economic trouble could send stock and bond markets into turmoil. here we have wall street pleading to keep the party going. (?) stop saying that. gerri: stop saying what? >> he's not wall street. gerri: he's part of it, my friend. >> he's part of the regulated part. control over the marketplace. what wall street wants is a free market place. fed or no fed -- gerri: i don't know if i agree with you. i think most den denizens they've loved these low rates and enjoyed this long period of time of low rates. >> well, i won't argue that the fed's intervention has benefited a small number of individuals. it's benefited who the fed said it would benefit. they've helped the wall street elite. whether they like that or not, that's a more subjective thing. the real issue what's good for the economy what's good for the country. that's letting prices roam free. most people think there would be higher interest rates. (?) the market which is the ultimate arbitrator wants lower rates. gerri: they want to be the protected by the fed. >> that's exactly right. gerri: the fed is not elected. they operate on their own with no sanctions, no controls whatsoever. let's face it, they run the world more than congress does, more than the white house does. >> i'm not going to dispute -- gerri: economic policies in a way that nobody else can. >> so what are you against? the fed? you should be against intervention in the market. stop saying wall street is begging for help. i mean -- gerri: that's not what i'm saying. >> i'm sorry if i'm misunderstanding. the thing i'm saying, as an investor, i'm seeing lower rates. across this board. mortgage-backed securities. treasury securities. what's happening is spreads are widening. the market, wall street, if you will, is showing fear. the junk is getting dumped. the high-yield loans. the emerging market effect. and the higher quality credit stuff like treasuries is hitting multi year lows here and also abroad. germany, negative yields. gerri: jonathan, if there's anyone i want to yell with, it's you, my friend. appreciate your time. and a programming note here tomorrow i'll be talking to richard. the director of the consumer financial protection bureau. the cfb launches a new tool to help buyers find the best mortgage rate. a preview to super bowl 2015. and, next the twitter feed and youtube account for the us command hacked. here's your consumer gauge with the numbers that matter the most to you. we'll be right back. gerri: here we go again yet another hacking. this time impacting the us central command. pro isis messages posted on their twitter and youtube accounts all while president obama unveiled his initiative to boost cyber security. with more on all this, the cofounder of identity theft adam levin. welcome back. this is concerning. i know it was only a twitter account. what do you make of this attack? >> this was obviously a pr move. this is a 21st century version of tokyo rose. how do you get into the heads of the enemy. we're the enemy. they want to tell us, be worried about your safety. we're in your pcs we're coming after you. they want to make people feel scared to death that everywhere they turn or look, they're in danger. >> i want to show some of the screen grabs which is what people saw. you're seeing them right now. isis is already here. we're in your pcs in each military base. we won't stop. we know everything about your wife and children. we're coming. watch your back. it is intended to instill some fear and anxiety. i think it's probably done just that. >> oh, no. it's definitely designed to make people feel uneasy. the timing was a pr move to time it with the president's announcement of the cyber security. or at least one section of the cyber security state of the union. gerri: doesn't this make you think, they're right. we need to do more. how do we make people feel safer. >> we need to do more, absolutely. the fact that cyber war has replaced the cold war, we need to say mr. obama, mr. mcconnell, and mr. boehner put up our walls. put up our cyber walls. gerri: the president was saying he wants to require 30 days the companies have to say make it public. tell the white house that they've had some kind of breach or problem. but there are laws on the books all over the country. and states all over the country with their own rules about this. this seems to me to be trying to close the gate behind the horse, i guess. >> well, there are 47 different jurisdictions that have laws on this. and a lot of people have complained and argued that it's a confusing patchwork. so do you follow the most stringent law? and there are different notification requirements as to government officials and reporting agencies and the like. trying to get some form of uniform standard, national law, a lot of people are worried that a national law could come with tougher state laws. they have to come with a formula that could say this is a floor and states have a right to make it tougher, but this is the minimum standard he in terms of notification. gerri: i want to switch up topics. a lot of consumers are concerned about their personal data being stolen and misused. one of our producers just got a letter from staples. remember staples was hacked. that was five, six months ago. finally this producer now getting a letter saying we're sorry we had a problem, five months after the event. here's what the letter said. staples security experts detected that criminals deployed malicious software. it may have allowed access to the purchases made between august of 2014 and september of 2014 at two stores from july through september. wow. do you find this as concerning as i do that it takes them this long to inform the consumers? >> well, there was a public information release that was put out about a month ago. that was still a very long time. gerri: but that wasn't informing individuals that they were actually at risk. >> but i think they were essentially saying if you shopped at the store between these dates -- gerri: so it's up to you to do the hard work and figure it out. >> basically you have to assume, every time you hear of a breach of any store you've shopped in you should be looking. the truth is, you should already be looking at credit and debit accounts on a daily basis and be signing up for activity alerts from your financial institutions. that does not excuse businesses to properly notify you and protect you. gerri: that's my point. i think you made good points about what consumers should be doing. but i think companies should be more responsible about handling this information and let us know the earliest possible time they get breached. they need to let us know when they have problems. >> when a company asks us to provide them with personal information at that moment, they have a fiduciary responsibility to each and every one of us to protect that as best they can. and several of the points in the president's bill of rights, the privacy bill of rights for consumers actually addresses issues like this. gerri: they address them on paper and may be nice words but we haven't seen any real action, adam. i've yet to see companies feel like they've got to get out in front of this problem and tell people right away. we wait four or five or six months. and then they tell us about the problem. thank you for coming on. the biggest bank in the u.s. jpmorgan chase was the target of hacking last year. tomorrow, get this, ceo jamie dimon sits down with maria bartiromo for the only televised interview he's doing. that's tomorrow 9:00 a.m. don't miss that. we want to hear from you. both president obama and secretary of state john kerry were no shows to paris' unity rally. should the president have attended? rick says: definitely. the first thing i noticed was that he was not there to represent the usa. his absence tells the world that the us is no longer the leader of the western world. the french were the first to visit the white house after 9/11. nancy posted this: john kerry is saying that complaints regarding obama not going are quibbling. really? more like disgraceful to me. in add to following me on facebook, be sure to like fox business on facebook. here's the emails on the shrinking middle class. andrea writes, the middle class is being squeezed out. under the administration, there are only two classes. then the elite and then us all other americans. everyone is equal except for the leaders and their friends. gene says, american dream is not a pipe dream. just far more difficult than necessary. politicians in their infinite greed have made regulations so difficult and taxes so high. many entrepreneurs have lost interest or go broke trying to comply. we love hearing from you. send me an email. it's down to the final 14 as we get closer to super bowl 2015. and a look at the controversial call green bay. cost the cowboys the game. look at that. ouch. gerri: as everyone is gearing up for the college football championship tonight. all eyes to the super bowl. we're down to the top four teams. who are trying to snag a spot for the game on february 1st. all things football, jt, the brick. thank you for coming on the show tonight. i have to ask you because it's monday after all the bucks versus the ducks. who wins? >> well, i like the ducks in this game. never won a national championship. but the bucks have all the momentum. urban myers the head coach. all the momentum. the ducks have been restless for years. gerri: let's go to professional football. that seattle game. i know they lost, i was surprised at what a show carolina was able to put on. >> cam newton was in a rollover accident was injured. played a big game. one costly intersection. but he played good enough to be competitive on the road. but, gerri the seahawks are going for the rare repeat in the super bowl. there's nothing stopping them in that building. they're pretty much unbeatable. gerri: i have to tell you, they are on fire. they look so revved up. i was worried they were on drugs or something. they were just vibrating, every one of them. it was amazing. >> toughest place to play in football just in seattle. it's the loudest stadium in football. those fans stand up throughout the entire game. it's very loud. other teams can't get an advantage. gerri: wilson was a real rock star. i want to talk about peyton manning. sad to watch the bronc onbroncosgame. >> he was hiding an injury with his legs. he was the reason denver lost that game. typically peyton manning is the best player in the sport. he's lost his fast ball. doesn't have the strength to throw deep downfield. i think he'll be back because he plays in the afc west. they'll host another home play joseph game if they win the division. gerri: he doesn't want to go out that way, but he looked old for the first time to a lot of people. do you agree? >> he definitely looked the worst he's played in the last four or five years. he's peyton manning. if they don't have him they don't make the playoffs. with him, they can make the playoffs. a good off season will do him well. gerri: let's talk about tom brady. his team, the patriots haven't won a intrbl super bowl in over a decade. can they do it now? >> absolutely. i think they're the best team had left in the final four. brady was magnificent. final four. this is a defining moment for tom brady. he does not want that to be the end of his legacy. he's a must-win. has to win the super bowl if he wants to be compared to the joe montana. gerri: who are you betting on here, my friend? >> at this point, i don't think anybody can beat seattle. they're the best team on the ground. russell wilson is a great quarterback. they have by far the best defense out there. gerri, if we get new england in seattle in the super bowl, it will be one for the ratings. we can't lose either way. best four quarterbacks left. i have to give the edge to seattle. the only team that can beat them is tom brady and new england. >> you'll have to come back and talk to us more. we'll be right back. gerri: president obama a weekend. should he have attended? we asked on gerriwillis.com. 13% said no. that's it for tonight's willis report. "making money" with charles payne is coming up next. have a great night. charles: i'm charles payne and you're watching "making money." major averages. kick off the week in the red. continuing a very rocky start to 2015. it looks like volatility will be the norm. oil continues its downward spiral. bond yields collapse. odd action. let's go to nicole petallides on the floor of the new york stock exchange. >> charles, we had a couple of weeks of selling and once again selling on wall street. tried to give it a go. it was energy that weighed on the markets. worst sector of the day. the dow was down over 90 points of the day. tacked on 300 points lost in the last two weeks. been negative

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