>> a lot coming up this our and interesting stuff happening on the floor of the senate. we will look at the floor and senate majority leader harry reid introduced the nuclear option which would allow, minority leader mitch mcconnell responding to senator reid, all of certain motions in the senate to pass by majority vote, 51 votes rather than 60 votes. republicans are not happy about it to say the least, think that getting ugly. we will talk more about it has the power goes on. the thick argument from the republicans is democrats are trying to say a change the subject from obamacare with which mcconnell said majority leader promised he wouldn't break the rules to change the man he may as well have said if you like the rules in the senate you can keep them. you get the reference. that is interesting. rich edson will come up and we will have dan henninger on. -mack breaking news, anything you can talk about. let's go. changing the filibuster rules in the senate. we are going to do it. >> talk about markets right now close to 16,000 on the dow and nicole petallides on a rally at the stock exchange. nicole: good morning. you are absolutely right getting close to 60,000 or 16,991, the survey helps us with jobless claims that came in slightly better, adopt 91 points a gain of 1/2% and nasdaq composite up 1 percentage point. the isn't be at 1792 and majority of names on the dodge and industrials have green arrows, 25 have up arrows led by jpmorgan, united healthcare, american express. a lot of winners to speak of. also want to talk about green mountain coffee roasters. the stock is soaring at the scene%. they can she not with quarterly profit on a rise by a 30%. dagen: couples enrolling in obamacare are facing what is being called a marriage penalty in the new health-care law in terms of subsidies you will get based on income levels. there heritage foundation discovering married couples will paid can thousand dollars more per year than under counterparts. connell: how does it all work? >> obamacare subsidies or tax peer dollars given to people to hold the health-insurance are based on income and where the income falls on the federal poverty skills of the less you make the more money you can get from the government so let's look at this. fuhrer and individual and you make above $45,960 you will not qualify for subsidies but below that you will. look at the next line. married couples. if a married couple makes $62,040, that couple would not qualify for subsidies but below that they would. you can see looking at those numbers tell two people living together not married applying as individuals could both make below the $45,960 and both qualified for thousand in subsidies but if they married and their combined salaries were above the $62,040 they wouldn't get any government help and that is what conservative group that pointing out. robert rector, senior research fellow at the heritage foundation says the obamacare law is, quote, a system that preferential the rewards this a people for not being married. it is as if the to the income tax cut tentacle l the tables that were late to married couples and an ideological bent in this because married couples often vote republican and singles and unmarried couples often lead towards democrats. dagen: not everybody sees this as a hit on marriage. >> some people say this is what happens when the government ties 87 cities or benefits such as food stamps or housing assistance to federal poverty levels. here is more. >> i don't think there's any reason to believe anyone was trying to discourage marriage. just comes from the common sense axiom that two people married can live together more cheaply than two people living separately. >> this is an example of an unintended consequence of the obamacare law. dagen: thank you so much, molly, in washington. what does governor mike huckabee, former governor of arkansas, host of huckabee on the fox news channel letting us from his radio studio in florida. great to see you. what do you say about this? >> society ought to be encouraging marriage. it is the foundation of civilization and perpetuation of a civil culture and for us to discourage marriage by tax policy and obamacare in snow sense. we can go back to 1964 when a liberal, daniel patrick moynihan warned of what happens when children grow up in single-parent households. there are many success stories but the fact is if you want to a limited poverty the three things to do, get a high school education, be employed consistently, and be married to this impart her in a monogamous relationship for a life. that will eliminate roughly 93% of poverty for every child in america so when we talk about a policy that discourages marriage, encourages people to live single, an enhancement to poverty rather than a discouragement to poverty. dagen: do you believe and i don't, that this would discourage a ridge? the government saying you are better off do you really believe it would apply to weiner people in this country that people would make the decision not to go in front of the minister or pastor and get married in the eyes of family and god just because they would save money, get more subsidies from the government? >> where you and i came from maybe not. yet even in the south the culture is definitely changing. there's no stigma about people living together like there was once was just a generation ago and i do think there are couples who would say in a world in which marriage is to the people just a piece of paper i think they would say is this piece of paper is going to financially damage us, make it very difficult for us so if you have a couple particularly one without children the it vantage of that couple is to remain unmarried and just live together and government policies ought to encourage our best behavior, shouldn't discourage our best behavior. we saw that in welfare reform in the 90s, when you make it so people can get more benefits by remaining single and not working than they can by being married, you are going to have a rash of single people which is what we did see with the welfare situation before the reforms work without rolling them back. the call will take the other side of this, the rollout of obamawill encourage people to get married pacan find a spouse based insurance because you don't have to worry with the exchanges and getting the subsidy and dealing with the federal government or even years state government. if you matisse somebody employed by a big company, you get married and get insurance. >> we are arguing whether it is better to have a sugar mama or sugar daddy or just to shack up. isn't it sad that the government is offering those are the choices? shouldn't it be the government is saying rather than get married because it is a financial business decision get married because it is above decision, a commitment, responsibility decision and the government shouldn't discourage commitment, love and responsibility. that is the bigger question. either way we would go on the issue. that good to see you, thank you so much. >> goldman sachs out with the stock market outlook, looking for a solid year for equities. the terms says there's a 67% chance stocks could drop 10% at some point next year. charlie smith joins us, founder and chief investment officer at fort pitt capital group. the ultimate caveat, the easier forecast to begin every year, a genius if you are right and you know people forget if you are wrong. who knows what is going to happen next year but i will take a two thirds argument that they make in the assessment and bring that to you if hypothetically we save that happens and stocks dropped 10%. what do you do as an investor? what is yourrnext move? >> a 10% correction in 25 months, actually never had one in the bull market from the early 2000s through 2007 so it is not a requirement but if we are to get one obbiously we tend to be value players, we see a chance to buy companies that we have been waiting to buy and most of this year and put some money to work. we have a three to five your whole rising at a minimum so we have a chance to put some money to work, goldman sachs's predictions include the caveat nobody here is a serious prognosticator not including a few weasel words so of course anybody who will be predicting the 1900 level for the s&p is a fairly bullish prediction. crisp connell: what you think of the market now, is toward 16,000. are you waiting and hoping for the pullback because you think stocks are fully valued at this point or maybe even overvalued? what do you make of the market now? >> we have a 17 multiple on a 100 he dollar earnings estimate for the s&p. in a 2% inflation environment that is a reasonable multiple so stocks are not wildly overvalued the way they were in 2007 or 1999 so it is a reasonable multiple given the current inflation levels of we are picking and choosing the edges of the industries we like, waiting for businesses we like to come to less. connell: those were the two years that some sort of bubbles are forming not necessarily in stocks although the stock market would be affected if these catastrophic scenarios were to unfold the way people think they will but in the bond market and other places are you worried about bubbles, interest rates staying too low too long and creating something like we saw back then? >> not sell much. i think the fed will be some much aware of how well the economy is doing i don't think the fed will continue to push aggressively at further q e if the economy doesn't respond. at some point within the next year if the economy is still running at 2% growth rate they're going to say this really isn't working as well as we thought, we need another strategy and the process of winding it down. connell: new fed under janet yellen. you get 10% pullback in a lot of places. thank you for comg and. dagen: the federal aviation administration is now requiring overweight pilots to undergo a special screening. screening for what? we will tell you coming the for? connell: ashton kutcher going toe to toe with walmart. the world we live in when walmart response and it is all about how much employees are getting paid. dagen: in means not on their time. tomorrow's business today police testing out new technologies that could mean high speed car chase is left in the dust. thanks for waiting. the cost, that and the cost of oil. tdd# 1-800-345-2550 searching for trade ideas that spark youruriosity tdd# 1-800-345-2550 can take you in many directions. tdd# 1-800-345-2550 you read this. watch that. tdd# 1-800-345-2550 yolook for what's next. tdd# 1-800-345-2550 atchwab, we can help turn inspiration into action tdd# 1-800-345-2550 boost your trading iq with t help of d# 1-800-345-2550 our live online workshops tdd# 1-800-345-2550 like identifying market trends. tdd# 1-800-345-2550 now, earn 300 commission-free online trades. call 1-888-628-7118 or go to schwab.com/trading to learn how. tdd#-800-345-2550 sharpen your instincts with market insig from schwab tdd# 1-800-345-2550 experts like liz ann sonders and randy frederick. tdd# 1-800-345-2550 get support and ta through your ideas with our tdd#-800-345-2550 trading spialists. tdd# 1-8-345-2550 all with no trade minimum. and only $8.95 a trade. tdd# 1-800-345-2550 open an account anrn 300 commission-free online trades. call 1-888-628-7118 to learn more. so you can take charge of your tradg. [ male announcer ] they are a glowing example of what it means to be the best. and at this special time of year, they shine even brighter. come to the winter event and get the mercedes-benz you've always wished for, now for an exceptional price. [ santa ] ho, ho, ho, ho! [ male announcer ] lease the 2014 e350 for $579 a month at your local mercedes-benz dealer. and this park is the inside of your body. see the special psyllium fiber in metamucil actuly gels. and that gelling helps to lower some cholesterol. metamucil. 3 amazing benefits in 1 super fiber. 3 amazing benefits sometimes they just drop in. always obvious. cme group can help you navigate risks and capture opportunities. we enable you to reach global markets and drive forward with broader possibilities. cme group: how the world advances. connell: before we talk about overweight pilots get to ashton kutcher. remember snap chat with a golfer? dagen: vast majority of users are women like 70%. connell: we send in those photos and $3 billion offer from facebook, forget it, everybody made fun of them. it turned out as nicole petallides rejoins us maybe there's a bigger offer on the table. nicole: we will see. that is the story here that we are following, yahoo! in a new record high back to levels of 2006. renown 2% at $36.38 but did hit a high of $36.63. the question is as they extend their buyback and sell convertible nodes and talk the developing to make acquisitions, robert tech actually says he would not rule out a large acquisition and also near term access on the balance sheet. they purchased $1.1 billion purchase of tumbler and talks about snap chat, buzz feed, not of interest overall. back to you. dagen: the federal aviation administration will begin screening overweight pilots for sleep apnea. that is a disorder that causes a temporary stoppage of breathing during sleep, can lead to severe fatigue, commercial and private pilots who fit certain criteria must be evaluated by a a sleep specialists to maintain their licences. how does the government decline of a week? all pilots with body mass index over 40 and nick circumference of 17 inches or more will have to be examined to determine if they have a sleep disorder and get treated if they do and bmi of 40 is wildly obese. not even of the weight. it is huge. that is the big fellow. connell: and of weed paula is a healthy than applying the plane, you don't want the co-pilot to be insured. dagen: perfect legitimate. i.t. told stuart varney that in passing and he said government intervention, i don't want to die because much paula is fat. we talk about not ashton kosher -- ashton kutcher, a big twitter aficionado and now he is in a big twitter fight with walmart. here is what ashton kutcher was tweeting, employee food collection story that is out there and the first week, walmart, if your profit margin so important you can't pay your employees and of the above the poverty line? walmart responds, that is the world we live in. and fortune in an act of human kindness has been taken so out of context. we are proud of our associates in canton. walmart close it off by saying we know we can always get better as the company. this you will need providing more opportunities for our associates to be a top priority. walmart versus ashton kutcher. the the average full-time walmart associates makes $12.80 an hour, average full time. match the federal minimum wage, 7-1/4. it is not what costco pays its employees but walmart has more employees per square foot so you can argue these numbers all day long. well above minimum wage. that is well above the minimum wage and wal-mart is in the ballpark of what your average retail employee pays. there are always multiple signs. we have more retail coming up when charles payne joins us, discounter is taking a hit because -- charles will show us how to make money on this. that is next. the senator harry reid looking at a nuclear option in the senate. we will talk about that. connell: in the currency, al everyone else is performing against the u.s. dollar. you really love, what would you do?" ♪ [ woman ] i'd be a writer. [ man ] i'd be a ber. [ woman ] i wanna be a pie maker. [ man ] i wanna be a pilot. [ woman ] i'd be an architect. what if i told you someone could pay you and what if that person were you? ♪ when you think about it, isn't that what retirement should be, paying ourselves to do what we love? ♪ they a guy lived. bernard: you lived it? time to make money with charles payne. he lived too. charles: i am living in it. connell: walmart and ashton kutcher have nothing to do with it. dagen: i was arguing -- connell: don't waste charles's time with how you livid. the idea is these retailers proxy for the economy and tell us things are falling off a cliff for getting better. charles: i am flipping channels hearing people talk about retailers and how bad they are doing and worried about the consumer and sequestration, the next battle in d.c. and put the remote control way but it is good to know what people are saying particular weakness when they have been correct information. let's start with retail stocks that are slammed, today, yesterday, target, abercrombie and fitch and dollar tree and what do they have in common? they are not well-run companies. they are being slammed not because of the consumer or washington d.c. but because they are not well-run companies. target missed three of the last four quarters. abercrombie missed two of the last three quarters. today's report, sales are down 18%, same-store sales down 14%, dollar treat missing back-to-back quarters. that is what is going on. of course if you are the ceo you throw the economy and to the bus but as an atlas of this if you talk to the american public you don't just regard it a that because there's another side to this story. this week about retailers reported there doing phenomenal. let's talk about the ones that are soaring. home depot, laz-z-boy, williams sonoma. would they all have in common? they have blown away wall street estimates not just this quarter but each of the last four quarters. this is a story about companies doing it right and companies that are doing it wrong. not necessarily an indictment of the u.s. economy and not a political indictment. i think you're doing a disservice to the viewer when you do that and i am not saying the american public, consuuers are spending like crazy. creditas come down in september. they are spending money and picking their spots where to spend money in these retailers that doing poorly have been doing poorly because they're not executing. people need to understand. connell: disney to watch "imus in the morning". charles: who doesn't? that is what i'm talking about? -at the chains offer christmas. charles: those things are scary. if you don't know what you are doing -- try it out in front of the emergency room. see you guys later. connell: we need to get to the senate. dagen: senator harry reid stirring things up on the floor today. he could soon push for a vote on the nuclear option. connell: getting ugly on the senate floor. we will have a report on dance customer service failure, sprint has fallen off the cliff in the minds of many consumers. the make you didn't know for all the advertising out there, catching fire. there you go. it is said to hit the box office in a big way this weekend. 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[ male announcer ] fedex one rate. simple, flat rate shipping with the reliability fedex. connell: we are at the half hour. coming up in this hour of markets now, dan henninger is here in studio to talk about a potential big change in senate rules. the story that is unfolding right now on the senate floor. google's latest effort to take on paypal for the holiday season and catching fire, the latest hunger games movie in theaters this weekend and dennis kneale will be here on the big money rollout of that film. the axe speaking of teams, the team audience movies and two retailers seeing mixed results, more on abercrombie and buckle with the buckle, what the stock is doing. nicole: let's look how they're faring at the moment and abercrombie has noted that teams are very fickle. they tried to change the inventory to a certain extent but there, on sales by down again so comparable-store sales, same-store sales dropping the the seventh quarter and wrote but we are seeing it up about 1%. bothell is down 1.1% but just to get back to abercrombie, trying to restructure to a certain extent especially in internet apparel area, they sell brands like diesel and gas which should help the long, online sales, same-store sales actually was a bright spot for buckle. that increased 12% to $22 million. that will be interesting of the holiday season to see how online factors into these retailers and other retailers. connell: breaking news out of washington d.c. minority leader in the senate, mitch mcconnell moved to the senate until 5:00 p.m. this evening, unusual move and unusual day, senate majority leader harry reid bringing up this so-called nuclear option which would be a big change in senate rules when it comes to filibuster and other things. dagen: forbid the minority from using, its only real power in the senate and that is the filibuster, getting concessions by stalling if you will. whatever it means what does it mean? rich edson can tell you in d.c. in of play-by-play from the senate floor. >> the latest bid of procedure here by mitch mcconnell basically calling for a time out in the senate until 5:30 and voting on that, the senate is in the middle of lengthy bit of procedure likely resulting in democrats changing the senate rules if things continue going down this track. harry reid is moving to eliminate the filibuster on judges and administration nominees, dropping the threshold to the president's nominations approved from 60 to 51 and hitting the way for confirmation of a handful of judges and administration nominees. >> gridlock has consequences and they are terrible. it is not only bad for president obama. it is bad for this body, the united states senate. it is bad for our country, address our national security and that for economic security. that is why it is time to get the senate working again. >> months ago minority leader mitch mcconnell warned this move could bring harry reid's legacy down to the worst in senate history. >> rather than distract people from obamacare only reinforces the narrative of a party that is willing to do and say just about anything to get its way. >> another tied to the health-care law mitch mcconnell says harry reid might as well have said if you like the rules of the senate you can keep them, a nod to the president's promise to be like to keep your health insurance you could. republicans it is travel the right of the minority. democrats say this is the only way to end relentless republican obstructionism. rich edson. connell: we will be point. dagen: the very nature of politics, thank you. dan henninger recommended beauty editor of the editorial page, is it just a distraction tactic? to try to get the focus off of the president's health-care law? >> the democrats have to do something to get the focus of of the health-care law. it is hurricane obamacare, it is killing democrats, killing the president. this is a battle that has been going on for several years in the senate between the republicans and democrats led by harry reid. the idea that you would simply need a simple majority to pass judicial nominees and administrative appointments inside the administration. this is the so-called nuclear option. i think the point we have to keep in mind here is if they do this, the democrats are going to have to keep control of the senate because if next year, looks closer than ever, the republicans would gain control of the senate they would be allowed to use the same device. the issue would be on the other foot long term and if they won the presidency in 2016 and start appointing nominations to the court, over turn roe versus wade the democrats would have no way to block it. that is the deck of the filibuster. is supposed to make things hard so harry reid may be doing something that his party will regret. connell: make it analogous to the debt ceiling debate where when one party is in power they do one thing, even the president and the senate voted against it and when he is president says you have to raise the debt ceiling huge where the power lies. you must believe if you support this you must believe things of drastically changed in washington, that -- used to be we can get things done and valid is just gridlock and nothing -pgets done so we must change these rules. that has to be their argument. >> it is gridlock because parties are really so far apart on their basic ideas of what the government should be doing, democrats are essentially party of public budgets, want more public spending, republicans famously completely opposed to that. difficulties two parties to agree on anything right now. in the middle of that you have senate rules like the filibuster that make it difficult to pass things that the minority does not want to pass so there is no two ways around the fact that that is the way the system works and you use elections to resolve it. the bans on who controls the senate and to controls the white house and all to leave the american people have to make these long-term decision. dagen: what would be the american people's reaction if this does go through in the senate? >> i think initially they would say maybe we're getting something done, breaking the gridlock but they have to understand there are reasons for rules like this and as i say if the shoe goes on the other foot liberal democrats and progressive democrats will go crazy next time around when republicans start pushing through their administration appointees into the cabinet and the bureaucracy without any opposition whatsoever other than a simple majority vote in the senate. connell: you could argue a lot of average people wouldn't even care about something, even if there is an effect for health care is something they identify much more so with because it affects their lives day today back to the original question whether this is a politically to change the subject. >> obamacare of the perfect example. usually these goes through and corporations hire accountants and lawyers to make it work and all happens below the surface no matter how messy. the obama health care law is all on the surface. this is the way washington produces laws and this is sometimes the results and now the american people are participating and obamacare is maybe the greatest civics lesson of the last 25 years. bernard: without republican support. they exo much for the cream rising to the top. it is not cream. >> it is colonel. great to see you. breaking stories, this brings us -- connell: every time whether it wants to or not. smart guy. new technology in the meantime poised to make high-speed chases a thing of the past. we will talk about that and markets now. the net couldn't get worse this spring, telecom giant having customer service problems. we will explain. connell: looking to take a box office by storm. dennis kneale ahead of the new installment in the hunger games saga. stay tuned for dennis on that as we keep an eye on markets as well. treasury elsewhere. @?? if you've got copd like me, hey breathing's hard. @?? know the feeling? copd includes emphysema and chronic bronchitis. spiriva is a once-daily inhaled copd maintenance treatment that helps open my obstructed airways for a full 24 hours. spiriva helps me breathe easier. spiriva handihaler tiotropium bromide inhalation powder does not replace fast-acting inhars for sudden symptoms. tell your doctor if you have kidney problems, glaucoma, trouble urinating, or an enlarged prostate. these may worsen with spiriva. discuss all medicines you take, even eye drops. stop taking spiriva and seek immediate medical help if your breathing suddenly worsens, your throat or tongue swells, you get hives, vision changes or eye pain, or problems passing urine. other side effects include dry mouth and constipation. nothing can reverse copd. spiriva helps me breathe better. does breathing with copd weigh you down? don't wait to ask your doctor about spiriva. lori: i am lori rothman with your fox business brief. the economy relent on jobless claims falling by 21,000 to 323,000, good news from the labor department. that is all lowest number since late september. it also beat the 335,000 estimate. the prior week revised a little higher by 5,000 initial jobless claims. the treasury plans to sell the remaining thirty-one million shares of general motors run by the government by the end of this year. since the government's $49 billion bailout in 2009 treasury said it recovered $38.4 billion. treasury cuurently holds 2.2% of gm's total outstanding shares. producer prices, inflation gauge for october down for a second straight month driven by lower gas prices, of of 0.2% from september matching the estimate. that is business giving you the power to prosper. dagen: seems like something out of the movie but police are testing gps rockets that could make high-speed car chase is a thing of the past. connell: dan spring rollover in seattle. does it work? >> how about at 007 movie? then we would not have the school police chases. essentially an air cannon, gps unit and supersticky glue. we look at a demonstration in des moines, iowa. the i can is on a patrol car at sponge bob. can income will two gps unit. when officer is close enough he files and the heated super glue ball causes the cbs track unit to stick on the back of a car. that car can be monitored at headquarters and by the officer who is trailing behind. began the company called stock chase, selling it as a way to lower the number of high-speed chases which could end up saving a lot of lives. >> a suspect will usually slow down to the speed limit, try to blend in with other cars. don't want to be noticed, they are thinking they got away from us. >> a short time later they an officer and others at the door. des moines, i will police had two cars and arrested the suspect both times. dagen: water the limitations? >> there are limitations. i spoke to an officer in austin, texas, they're using these units and he says they won't fire in the rain or at a car when swerving returning but overall they are working very hot. 11 hits of 15 shots taken and that is why other departments are showing interest. we all know how did leave these high speed chases can be. a person is killed every day in the u.s. and 42% of the time an innocent bystander or motorists is the victim. >> it allows the officers to use different tactics on what would be a traditional pursuits but run it differently and lower the adrenaline, lower the risk and it allows everybody to make better decisions, even the criminal. >> each of these costs $5,000 and each of the gps units costs $250. dagen: thanks for that story, dan springer from fox news. connell: we talked about goldman sachs, issued a dire forecast for gold, slam dunks fell is what they are saying about gold. dagen: sandra smith is here with today's trade from the pits of the cme. adam: gold bugs might turn away because the chief commodity analyst at goldman sacks out with another dire warning on gold prices saying they are probably going to fall 15% next year. the year end price target is now set at $1,050 a troy ounce. put that in perspective, today we are looking at goal that $1,240 a troy ounce though they are calling for gold to fall another $200 by next year from where it is today, another $18 right now. this obviously adding to the sell-off we have seen of late, gold prices fell $30 in yesterday after trading session basically saying the potential loss for gold is significant because of the improving -peconomic situation in the unid states. they said as that happens the fed is likely to raise interest rates, not have those buyers flocking to gold as we had when the fed implemented the easy money policy. gold year to date for this year down 5%, paid for its first annual drop dating all the way back to the year 2000 and also bearish on copper prices as well. we are at $12.40 an ounce right now. a pretty significant job next year. jeff kerri hasn't altogether been that wrong gold prices of late so this one will be taken seriously by everybody who owns or hopes to own some gold. back you guys. dagen: sandra smith in chicago. just in time for holiday shopping google has released a new prepaid debit card to compete with paypal. users will be able to access funds available in a google wall accounts to make in-store purchases and withdraw cash from atms. it can be used at all locations where master card is accepted and doesn't have any fees. debit card can be ordered online or through android, google wallet apps. google shares. connell: you don't think actual tangible items but i guess, why not. dagen: ken pruitt phones. connell: sprint dead last in consumer reports satisfaction survey from all telecom operators in the u.s. terrible marks, value voice text messaging and 4 g reliability. other than that sprint is great. verizon wireless was first. sprint has been losing customers steadily struggling to upgrade its network, stocks today, spokesperson for sprint says the company is disappointed but not surprised by the survey. dagen: this service is just awful. particularly in some cities. connell: kicking sprint when it is down. dagen: they deserved it. connell: easy time to kick somebody, when they are down. dagen: the sequel to the first hundred games catching fire? will set the box office ablaze starting tonight. dennis kneale will join us with more. connell: some of the winners on markets now we are seeing over there at the nasdaq. in today's markets, a lot can happen in a second. with fidelity's guaranteed one-second trade execution, we route your order to up to 75 market centers to look for the best possible price -- maybe even better than you expected. it's all part of our goal to execute your trade in one second. i'm derrick chan of fidelity investments. our one-second trade execution is one more innovative reason serious investors are choosing fidelity. now get 200 free trades when you open an account. and this park is the inside of your body. see the ecial psylliumiber in metamucil actually gels to trap some carb to help maintain healthy blood sugar levels. metucil. 3 amazing benefits in 1 superiber. connell: the sequel to hunger games which was accused at the box office hits theaters tonight, forecast from some people say this could be a record breaker. dagen: dennis kneale the joins us with a look ahead. dennis: this of and the week ago in brazil, three times the business of the first one, big international taken to will open 40 one hundred theaters in the u.s. tonight. if it can do more -- $116 million had not stopped the quagga -- twilights on that as the best opener of all time, could do $300 million worldwide. dagen: i actually heard and the cohan on bravo, his 11:00 show. he had been to lead the permit to do the show and he said this when you see the money on the screen. much better looking than the first one. >> lions eat stock doubled because of this buzz on catching fire. may not have known a huge hit it would have, bigger than expected so i imagine they would go and bank moron this and they have already killed or are filming the third and fourth films in this three book based film quadruple quartet, the first thing a year from now, the other one year after that every november. nice franchise. can you dignify it? can you turn it into toys and merchandiser happy meals when the theme is rather dark and dystopian and kids having to kill other kids? dagen: coming off of an oscar win. >> you would think this is a teenage girl film but maybe teenage boys want to watch it. connell: the oscar and win wouldn't help. doesn't help in a movie like this. you have to be into the hole -- few people know who she was but now everyone knows because of the oscar. if anything it could help. maybe it won't be decisive but it often does. connell: libya normal movie but i don't know what that means. in this type of movie you have to be into this or into the books or whatever it is to go see it now matter who is in. >> two female vehicles because you have -- disney film frozen, animated film for the lower age range about two twin princesses, an evil one and a nice one. that will be a two hundred million -- take your 13-year-old daughter to see kids killing kids or two princesses in a cute snow movie. dagen: thank you. connell: in new warning shot from health insurance trade group about a spike in medicare premiums and vice president will join sharyl casone and dennis kneale to explain all. dagen: a growing threat to our economy, the skills gap, industry struggling to find qualified workers, former labor secretary elaine chao and tongue gimbel coming up. " ♪ [ woman ] i'd be a writer. [ man ] i'd be a baker. [ woman ] i wanna be a pie maker. [ man ] i wanna be a pilot. [ woman ] i'd be an architect. what if i told you someone could pay you and what if that person were you? ♪ when you think about it, isn't that what retirement should be, paying ourselves to do what we love? ♪ paying ourselves to do what we love? sometimes they just drop in. always obvious. cme group can help you navigate risks and capture opportunities. we enable you to reach global markets and drive forward with oader possibilies. cme group: how the world advances. >> the american people want washington to work for american families once again. mr. president, i am on their side. which is why i am proposing an important plan to state senate. >> look, i get it. i want to be talking with something else as well. dennis: a war of words on the senate floor as a fight brews to get the nomination process for janet yellen and others on track. i am dennis kneale here with cheryl casone to take you through the next hour of "markets now." the latest on the battle over a major senate rule change. a warning from health insurance trade group, seniors should be aware of a spike in medicare premiums. and it is a growing threat to our economy, the skills gap. struggling to find qualified workers from labor secretary and la salle network sanitary here to highlight that issue. that and more on the next hour of "markets now." and meanwhile, $0.90 or so away from dow 16,000 again. cheryl: of course we want to bring in nicole petallides on the floor of the new york stock exchange. reversal from yesterday. all of that is this morning. lauren: it is very interesting. it really gives us a gauge of volatility and fear in the market. the dial is close to be 16,000 mark, so don't forget the highs of 16,016. even if we closed right here, right now, this would be record-breaking. 40th record of the year, the eighth this month. the s&p 500 up almost 12 points and the tech heavy nasdaq show a gain of 1%. i wanted to show you the vix because it is dropping to a three-month low below 12. over the last two days we have seen it getting highs around 1370. today pulling back again, down 6%. even the vix is seeing the volatility. showing volatility. cheryl: thank you, nicole. dennis: newly surfaced e-mails from the white house show officials were concerned obamacare exchanges website would not work before it launched on october 1. rich edson in washington, d.c., with more. >> concerns among top officials about the website a week before it went live as the white house insisted all was on track for its october 1 launch. messier as i house oversight and government reform committee have released e-mails from the deputy chief information officer to other staffers and contractors about the white house chief technology officer and cms administrator. writing when todd park was here yesterday, one of the things he conveyed was this fear the white house has about healthcare.gov being unavailable. he later writes you think about a better way to convey to the public when the site is not available? i'm picturing all the major print and online publications taking screenshots of what is below and just ramping up the hyperbole of healthcare.gov not being functional. what was below was the familiar shot of the website saying it was unavailable. white house officials say they have acknowledged they were concerned about glitches, one caused by too much weblnax traf. this is a good indication there are high demand for the insurance products. back to you. dennis: there always is. thank you so much, rich edson. cheryl: under obamacare, a threat to seniors, $200 billion scheduled to be cut under the law. america's health insurance plans sent a letter to the center for medicare and medicaid services yesterday but was anybody in washington listening? to find out and bring in, thank you for joining us on this one. you sent the letter, did you get a response? >> we have not gotten an official response, but we have had a lot of dialogue with the agency about this issue and very aware of the concerns we have raised. these cuts are still being phased in. the majority of the cuts to the medicare advantage are still being phased in an and are scheduled to go onto the next couple of years. as this happens it will face higher premiums, a reduction in benefits and some may have fewer health care choices. cheryl: not just fewer plans issue but many of these seniors. talking about 14 million of them along with americans with disabilities are losing the doctor choice. in particular for seniors a tough pill to swallow, no pun intended. seniors getting back to you, many senior groups are joining in this initiative you are fighting on behalf of the insurers. >> you add a new health insurance tax that starts next year, that will have a real impact on seniors. one of the ways to mitigate that is by setting up provider networks that are smaller but focused on those doctors to provide the highest quality of care and do it most efficiently without setting up those types of networks getting even higher premium increases. cheryl: cms has to improve that, that is what you're trying to get the high provider network strategy. >> correct. those are reviewed to make sure there is sufficient access for beneficiaries to carry the need. cheryl: you are an industry organization, leading with the insurance companies, all of the companies we talk about. i am curious what they are saying about the fact give you an edge or the example right now. 50,000 of its members explaining current plans are not going to be available next year. just in that state being told you do not have a plan for next year that you had this year. the president came out and said if you want to keep your plan, you can. is that dialogue happening or are insurance companies saying this is too compensated, we're canceling the plans to matter what. >> you cannot tax and cut the program as much as they have and not expect seniors to be impacted. we have been talking about the concerns with the cuts they are considering and they enacted into law. the impact that would have on seniors and the choice of doctors and benefits and premiums and unfortunately this is just the beginning. even larger cuts expected to take effect 2015, 2016, 2017. millions of seniors to have coverage they rely on today, evidence shows higher-quality than what they can get, they're going to see that coverage disrupted. dennis: i want to get your reaction to what we saw crossing yesterday. seven out of 13 states said they would continue plans into next year except medicare expansion. this is the same group you sent the letter to yesterday. it's medicaid expansion better option for insurance companies then following the letter of the law under obamacare? >> i think these are two separate issues. one it is expanding the medicaid population. we have to make sure there is a safety net so low income people can get the coverage they need and also need to look at the commercial marketplace and make sure that is working and that is viable so people can actually get enrolled. our focus is how we can get people in the system, but his only way we can have a marketplace that works. cheryl: thank you very much, robert. dennis: jobless claims coming and slower than expected, but many companies struggle to find the skilled workers they need, 20 applicants are unfit for the jobs were unwilling to do them, so let's toss around with our panel. let's start with you, in terms of trying to fill the skill gap, whose as possible he should it be mostly, the companies who need the workers, the government when the workers themselves? >> it is everybody's responsibility. we are now a knowledge-based economy, where a globalized economy which we are competing with workforce is all around the world. it is most important that all of us, the government, private sector and the workers themselves engage in lifelong learning and training to help the workforce to adapt to changing economic times. cheryl: tom, you are a staffing agency out of chicago. the industry for where the jobs are is technology, health care professional services, businesses, counting. we have not come that far. >> t you countably has to fall n the individuals. if you have been out of work for long time in your long-term unemployment, you have look at yourself, he up looking a mere mere wonder why can't i get a job. maybe you weren't as good at the job as he thought you were. he had to work hard to get the positions you can do it. maybe less money than what they were looking for, but they have to accept that. dennii: it is many of the individual. saying it is up to all of them. what if government were to grant is mrs. some sort of incentive tax breaks to load up on more training. >> charles: if you need in a nuclear engineer, you want to find that person in any way possible even if you may nurture them yourself. a great extent i know people who knew them are hospitals when to close in two years. they did not take nice course and learn a new job. that starts at a younger age. his ghost in the starting to show a greater interest in this. the government plays a role, but it is a serious major crisis. maybe 3 million jobs going begging at this very moment in this country. cheryl: i want to ask you about you instituted a problem with president bush and 167, 167 grants out. to get the money to train these workers. how did that play out? >> the federal government spent an enormous amount of money on overall jobs training. the federal government through the department of labor loan spent four to $7 billion per year, the whole federal government approximately 24 24-$34 billion spent on different kinds of job training program, some of them are duplicative, some of them are nestled in all different government agencies. so the government already is spending a great deal of money, our resources to address the issue of job training and skills. what is needed is a more coherent and rationalized approach that really helps the workers, so they get the training that is truly relevant that will help them get a real job that is needed. dennis: we are spending billions upon billions of federal tax dollars and yet we are here talking about this job cap. is it bad at it? >> we can talk about the things the government is bad at for a year and a half. the fact of the matter is we have to put training in the hands of private sector. you're talking about science technology, engineering and math skills and those type of jobs we can get into an immigration conversation because w we're keeping our best technological talent out of this country. we have to look at how we get people doing the right jobs and unfortunately a large percentage of the long-term unemployed in this country are unemployed for a reason. i am not an economist but there is an acceptable rate of unemployment. charles: the empire state survey, everybody does another supplemental survey and it is a whole lot of things hurting our workforce including not being prepared, but just these bosses complain more about guys getting to work on time, being courteous. there are so many problems. i think all of that is parcel of a workforce that is less entitled to more that they haven't earned, have not been trained properly, starting from third grade on up, it is partial of a mindset that is making us less prepared. >> we have so many jobs right now, so many people unemployed long-term, when the economy was good they took a new job are a few bucks more and build a shady resume of lack of stability and now they're wondering why nobody wants to hire them. the majority of companies, the reason they're in existence is to make money, not to serve a social good. dennis: bingo. >> the main goal of corporations is to make a profit otherwise why would you start one? dennis: is immigration the answer for these job skills gap or is it a bad thing to do because it keeps americans out of work? >> immigration is one issue we had to consider. increasing the visas. they live on the visa annually, it is just astonishing. much too low. 66,000 net new workers are allowed to come in. the economy is not well right now, so we are not as greatly. but the visa is just totally insufficient. so what we need to do is increase that. but the basic problem is how do we address this within our own workforce? how do we increase the quality of training for our own workforce? dennis: that will bring us to a close unfortunately. thank you for being with us. cheryl: we do have some breaking news. the senate right now is voting on the nuclear option. rich edson, this is something they have been fighting about all morning. bring us up to speed and tell us where we are on the senate floor. >> if it goes through, which it is expected to, it would change the rules of the senate and no longer allow the minority party to basically filibuster or delay or prevent votes on administrative or the ministrations of the president's nominees. it would work for judges nott% including the supreme court. you could still full buster a supreme court justice. what this does is lowers the threshold for nominees and appointments, and the ministrations picks on federal judges down from 60 votes where it is now all the way down to 51 votes. this is known as the nuclear option. there was a thought perhaps democrats would do this in summer, they decided not to. senate minority leader says they were not making enough progress on judges, they called the massive changes to the rules trampling on minority rights and one of the biggest controversies when it comes to business deals with the administrator, the top regulator for fannie mae and freddie mac. until now the top break later has refused to allow write-downs for the mortgages that they control. one of the first things we can see here is changes to the way that they deal with principal write-down on mortgages, something that could be a direct consequence of what we are seeing right now. cheryl: this is a very dangerous road to help for senator reed. what happens if republicans take the senate, take control of the senate, he actually is hurting his own party, the democrats in the future. was it something else that really got them? >> remember when the stars were aligned differently back in 2005, a republican senate back in those times, the roles were reversed, republican sta sarah t through with it, harry reid saying there is too much in the senate. these judges, the fight harry reid is choosing, they don't have the workload some of the other judges that have been confirmed by the u.s. senate has, so it boiled down mostly to other tenant secretaries, fed chair and once a vote is finished it would be 51, not 60. dennis: this seems a little bit add. i'm surprised you have the bandwidth available to focus on this kind of fight at a time when they're focused on obamacare and these other pressing issues. was this something summary got in the last day or two, or have they been planning this on the democratic side for days or weeks or something? >> it has been percolating for some time. a number of republicans charge the reason they are doing this now and the democrats have decided to make today the day is he have had so much bad press and so much discussion with the rollout of obamacare, people being unable to keep the plans they wanted to, shifting away from obamacare and to another fight in congress. this is the most significant story we have had in washington other than obamacare in quite some time. cheryl: this is a huge political risk for senator harry reid. he is taking it today. we will continue to monitor what you are saying. when we get the results of this vote, we will bring it to you. dennis: what is bugging me is social security and a bizarre new push for, causing liberals to save it. by spending even more on it. social security will pay out $816 billion to 58 million people. the next 75 years it owes $9 trillion more than it will take in. hear what to do increase spending even more. u.s. senator tom harkin of iowa has filed a bill to pay out for all current and future retirees forevermore. and that sweet? now how to pay for it. there is a cap on taxes, 12% for the first $113,000 per year in pay. half from you, half from your employer. but they want to slap the 12% tax on all income. even that won't save this program because it is simple math. as market on social securiiy, fewer workers spent the system to support us. even though we are living a lot longer on their dime. we support 45 million older americans today, that will hit 77 alien in 20 years. we had five workers for everyone but terry. now it is below three it will be only two. as social security began in 1935 come if you made it to age 65 that year he lived another 12 years did today live almost another 20 years on social security. she would make this burden even worse? this is cynical, deceptive at its worst. hell-bent on financial suicide. we need to cut this program and get real. not all ourselves into a stupor by going deeper into debt to buy more goodies for grandpa. do we need to cut social security or expanded? cheryl: going nuclear. live pictures coming from d.c. we are monitoring this. harry reid may be taking drastic measures today. this is the nuclear option to keep janet yellen nomination and othek. all of this going down right now. as we go to break i want to monitor the world currencies and how they are faring against the u.s. dollars. the most free research reports, customizable charts, powerful screening tools, and guaranteed 1-second trades. and at the center of it all is a surprisingly low price -- just $7.95. in fact, fidelity gives you lower trade commissions than schwab, td ameritrade, and etrade. i'm monica santiago of fidelity investments, and low fees and commissions are another reason serious investors are choosing fidelity. now get 200 free trades when you open an account. >> 25 minutes past the hour. hi, everybody, this is your fox news minute. the child to men accused of killing a british soldier begins today. back in may and officer was run over and stabbed repeatedly as he walked back to his barracks in southern london. the two denied killing him. 747 jumbo jet hauling parts for the dreamliner landed at the wrong airport last night. supposed to land at an air force base in instead touched down 8 miles north in kansas. that airport has pretty short runways that they expected to get off the ground. alex rodriguez says he does not have a chance to win an appeal of his 211 game suspension for alleged use of performance-enhancing drugs. he walked out of a grievance hearing yesterday after an arbitrator refused to make baseball commissioner bud selig testified. he called it an abusive process to make the players failed. right back to cheryl. cheryl: thank you so much. we continue to follow the breaking news out of washington. you are looking live pictures of the senate floor where the threat of a nuclear option is still hanging over the entire chambers. this would change the rules of the senate which have not been changed in decades. major implementations of janet yellen. let's start with what this means for the nomination process for janet yellen and the fed chair. >> to be easier for janet yellen to be confirmed. this is very topical today because we have heard from a spokesperson from senator rand paul, of kentucky that he still had planned to move forward with a filibuster hold on the nomination of janet yellen because he wants the senate to vote on his bill that would audit the fed more, provide more transparency to the fed operations according to him and his supporters. but if a nuclear option succeeds today, democrats can just ignore this veto threat by rand paul, plenty of votes to prove janet yellen. approved by vote of 14-8, and republicans who oppose her said they were concerned about support for continued quantitative easing and the impact of that on the economy as well as the strength of her comments on bank regulation. take a listen. >> since joining the board of vice chair, the nomination hearing that there be no prompt return policy on the horizon. i cannot vote in support of her nomination today. >> there's one democrat that joined seven republicans voting against janet yellen. it was joe manson, a conservative democratic candidate comments from his office on why he voted against janet yellen. back to you. cheryl: once again we are monitoring the rollout of this vote. we will bring you the results when it comes in. dennis: first-class upgrades are hitting the auction block allowing passengers bid on moving up front. is this a good idea or just more hot air? 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[ male announcer ] get the all-new 2014 cla250 starting at just $29,900. cheryl: we continue to monitor things that are happening in washington, but the markets right now you have a doubt that briefly went over 16,000 today. nicole petallides at the new york stock exchange. philip and watch me quite a space for us. to you first trying to break the 100 points marker right now. nicole: we have him back and forth across the dow jones industrial butler at near 16,000. take a look at the movers that are important to speak about. tesla has been beaten down, three cal car fires. consumer reports the survey showed 99 out of 100 near-perfect score for tesla. yahoo and new high as talking about possibly of acquisitions and even perhaps snapchat. looking at abercrombie and fit fitch. seven quarters in a row of calm sales that have been dropping. up 15%, and amazon black friday, so every 10 minutes there will be a sale. pretty good news if you're interested in that. phil flynn, what is going on in chicago? phil: we are getting about the manufacturing number in the oil market right now. the dollar getting a little bit weaker because of the chance of tapering going down a little bit. what is weird, this is coming at a time oil demand seems to be suggesting a boom in demand. we saw the oil prices reverse after that number, up over $1 right now, but we're still being led by the products. gasoline futures up over a nickel per gallon, but it is not all macroeconomics. the talks with iran are not going very well right now pu putting some of the risk premiums back into this market. some reports of some loose bombs in saudi arabia. it is putting the risk premium back in the market. for a long time we have been worried about what is going on in the middle east, but we are seeing that impact the oil market as well. they continue to be under pressure. gold down $12 today, silver down $0.4.8. natural gas today a whopper of a drawdown. apparently was a lot colder last week than people thought. but we're seeing the demand for natural gas really heat up. lot of that happening in a big way. cheryl: really quick with regard to the oil contract, we had seen oil 92, $93. that has been a trading range for several weeks now. how surprised me to see this big jump in the contract flung against what the fed says when we got the minutes yesterday. >> it is. we were tapering in a few months, but the market has been burned by what the fed has said before, so they are very much on guard. if they see something they don't like they will react and they did not like the spillover effect. cheryl: more breaking news. thank you very much. let's go out to what is happening on the senate floor. rich: the senate has changed its rules, complying with harry reid's request essentially what is happening, lot of procedure going on but now any time the president nominates a judge, nominates somebody to serve in his cabinet or administrative capacity except the supreme court it will only take 51 votes, a majority, to approve that nominee as operating procedure was in the u.s. senate for decades now, it was 60 votes threshold. republicans were abusing the filibuster. republicans than democrats started abusing it 10, 15 years ago under president bush so here we are where they have finally pulled the trigger and finally changechange the rules of the s. so long as they are not a supreme court justice and right now republicans are appealing that but the votes are there. back to you. dennis: does this apply to only nomination votes or does it now applied to all votes, one on obamacare? speakers is strictly judges and administrative picks. janet yellen to run the fed, not a supreme court justice, there would soon be subject to 60 votes. we talked a little bit earlier about this, i would say the most mythic and consequence will be likely the change in government policy when it comes to mortgage write-downs on mortgages the federal government controls. that is the acting director, holdover from the bush administration has resisted the administration calls to write down principal on mortgages, now you will likely have somebody, democrat from north carolina, he is president obama's pick to lead, a supporter of principal write-downs. trying to get this vote and nomination to the senate for months now, it appears the change in the rules they will actually have enough votes and get enough votes to instill him as a director. cheryl: a historic vote coming out of the floor on washington. thank you very much. dennis: time now for make it or break it, brands and companies fighting for survival. one is called the crackberry, the blackberry now facing a fight for its life. joining us now we have bgc partners senior analyst and intrintrabrands global ceo. does library definitely survive? >> i think they have a number of very important assets. they still have a lot of business users and they know about the business market. the one thing they had to step away from his thinking they are just a device manufacturer. they are playing the game at the moment, to have to focus on where their strengths are, that is understanding the business and enterprise market. dennis: does blackberry survive? >> the stock hit a 10-year low just today. look at the value of the company, the bulk of it is cash. we have lost 96% since 2008. there is a chance they could turn it around. an interim ceo turning around others, maybe he can do it again. a very long, hard road in front of him. dennis: isn't blackberry better off as a trinket on somebody's bracelet? >> it was once a very powerful brand and is still held a lot of people's hands, no doubt about that. they say it is not going to be an easy road. a history of having done this before, and they do still have a very well-known brand, and a very well-connected company. but this isn't going to be a case of coming out with a new handset, all intents and purposes they have lost the attention of the consumer. they still have the attention of some businesses and a lot of respects i would say within the business market, trusting blackberry to come back with something interesting, but they have to come back with something interesting. dennis: they got apple envy, not that their real life blood is corporate accounts, shouldn't they be bought by hewlett-packard or ibm? >> that is the belief, good enterprise software, software that allows you to bring your own devices. the issue here is this company has been run through the mud. this idea we will go private and they couldn't get the money together and posting losses and cutting jobs, the brand itself has been deeply damaged. iit's dropped off of the top 100 brands. it is not ranked anymore. it is going to be very tough for them even in the enterprise segment to retain their customer base. dennis: am kind of torn on this one because on one hand how much do you blame the makers of buggy whips by getting replaced by the automobile. on the other hand this company did a lot to screw itself up and shoot itself in the foot. they abandoned their first new remake, they are buying a jet when they're going south. how much is their fault? >> i think a lot of it comes down to any company who loses sight of its market is primary customer is only really getting itself to blame. i think a lot of people in the business world when they started focusing heavily on consumers and talking about getting kids to use bbm and the like raise an eyebrow. they walked away from the people he loved the most in the question is whether or not they will be invited back into the room. the world has changed a lot. he is to have services would only use blackberry, now most states people use and a different device, to be difficult for them to reengage. dennis: i'm going to wrap you guys there. thank you very much. cheryl: millions of americans expected to travel this holiday season. we will look at the best ways to keep cash in your pocket. dennis: and why "the hunger games" > sequel could bring in a hundred millio billion dollars worldwide. ♪ (train horn) vo: wherever our trains go, the economy comes to life. norfolk southern. one line, infinite possibilities. 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[woman]don't touch my side! >> i'm ashley webster with your fox business brief. the treasury plans to sell the remaining 31.1 million shares of general motors owned by the u.s. government by the end of the year. since the government $50 billion gm bailout back in 2009 treasury says it has recovered about $38.4 billion the treasury currently holds 2.2% of gm shares. medical device maker has adopted a poison pill strategy to protect itself from hostile takeover. this after activist investor carl icahn disclosed 12.63% stake in the company. google is launching a prepaid debit card, consumers can use that card to access funds stored in their google wallet account, atm and devices wherever mastercard is accepted. that is a very latest from the fox business network giving you the power to prosper. cheryl: it might be good to pack your patience of the plant to fly this thanksgiving holiday. one in five flights have already been delayed. bad news for 2.5 million travelers heading to airports for the holidays. travelocity senior editor courtney scott. travel is up, bookings are up, prices are up? this has got to be tough. >> it will be a tough season. they're watching a storm brewing on the eastern coast, so it could be a perfect storm for difficult travel season. airfare up 7% for things giving, 21.1 million people estimated to take to the skies, that means 85% full capacity on flights, it is going to be a really hectic time to leave lots of extra time to get to the airport. cheryl: international affairs are up as well. we should say they'r there is sl about 1.5% as well. >>cheryl: what i'm seeing is a huge jump. average domestic ticket is 450. 7.5% jump from last year. major price jumps. if you're looking at across the state flights. >> we are seeing to book now, no dips in the system and the prices from now through the christmas holiday so if you have not yet put your flight, now is the time. it is not time to look out. it depends on where you're coming from. cross-country flights are expensive. it might be the year to go abroad and get an escape out of this. cheryl: usually when consumers, business travelers as well, this might affect everyone if we get this nor'easter next tuesday, they do the last minute finagling or they change the dates of travel, that is when you get the deals. are you saying that is not happening this year? >> whether that will impact the holidays you are allowed the next available flight but given traveling such a busy time, that flight may not be in until 2014. cheryl: what is your best advice for people? prepare them for what will happen next week. >> you do have rights. you should be online looking at the carrier's website for the waiver code or the voucher code allowing you to unlock a free with no cancellation fees flight. you should be at the ticket counter as well at the same time you're on your mobile phone. mobile phones are your best friend. you cannot get through on the phone. you want to look for a hotel potentially in the area you can book as well, potentially not be sleeping in the airport. cheryl: isn't twitter becoming a big tool for business travelers and consumers? all the airlines are on twitter. it seems they're getting information passed to the passengers that have a twitter account. >> twitter works both ways as a passenger and a brand. it was an essential way for people to communicate information about delays, cancellations and your well-being as well. cheryl: i hope you're staying in new york next week. >> i am. cheryl: thank you very much. dennis: american airlines telling passengers to make an offer they can't refuse it airline announcing it is testing letting passengers bid for upgrade to premium cabins. they can submit a bid with a credit card number up to six days before their flight. winning bidders get priority check-in, baggage and kumble meant three food and beverage. one catch, passengers earn frequent flyer miles for the first ticket, not the upgraded class. good luck. and to save social security and we had to cut it or expanded? your response is coming up. cheryl: as we go to break, the winning names over on the nasdaq. green mountain. we will be right back. 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(vo) meee-ow, business pro. meee-ow. cheryl: actor ashton kutcher calling out the world's largest retailer after reading in ohio walmart is taking up an employee to employee food charity collection. in a tweet that started it all off this is what he wrote on twitter. walmart is your profit margin so important you can't pay your employees enough to be above the poverty line? including a link to the original article. 15 minutes later walmart fired back. it is unfortunate and active human kindness been taken so out of context. the exchange went on for about seven more tweets. you go, ashton. dennis: to save social security do we need to cut it or expanded? here's what some of you had to say. take it off the budget for the government cannot deplete it. and overhaul it, changes to a forced savings plan were all contributions are made by individuals and belonging to them. and limit payouts for those who paid in. if we need to debate a social safety net tax let's have the debate and finally james says better yet, do away with it and turn it into a 401(k). that is what is bugging me. something else hugging wrapper kanye west. we will talk about how zappos got in the last word. cheryl: is your tv watching you while you are watching it? the privacy concerns after allegations smart tv grabbing user data. adam and lori coming up for another hour of "markets now." stay with us. hi honey, did you get e toaster cozy? yep. got all the cozies. 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[ female announcer ] today, cisco is connecting the internet of everything. so everyone goes home happy. pop in the drum of any machine... ♪ ...to wash any size load. it dissolves in any temperature, even cold. tideod pop in. stand out. ♪ tideod ♪ no two people have the same financial goals. pnc works with you to understand yours and help plan for your retirement. visit a branch or call now for your personal retirement review. adam: welcome back adam shapiro. the study goes nuclear, historic vote moments ago on capitol hill that could have major implications on the icon formation of janet yellen as the next fed chair. adam: the ripple effect of a descent into junk, the u.s. or advising puerto rico as the territory teeters on the edge of a credit downgrade, three quarters of u.s. mutual funds may feel the effects. the contrarians take former keefe muni reading officer edison peer on why he believes concern about porter region that is overblown. lori: ashton kutcher and kanye west threading against retail. adam: the i know budget is not just on your wish list. give ramsey and his daughter rachel cruz, a following in his personal finance footsteps will join us to enter your money questions. lori: a rally underway. let's head to the stock exchange for a check in with nicole petallides. the s&p looking to snap three days of decline. nicole: the dow is doing great, the s&p 500 holding up. we will see if we can stop the recent declines we've seen, we had uncertainty, back and forth action. the dow went over the line 37 times yesterday. right now 15,974, crossing the 16,000 mark and not sure we have a closing a again, closing record and that will lead the 40th record of the year. let's talk about retailers here, dollar tree and target. these names and down arrows and dollar tree miss their quarterly numbers for the estimates and shares of been dropping, intense