Take up those who are not paying or who have coverage and 1 million . Neil i have plenty of drugs. Cannot believe when you went through the numbers then to see the final figure it was likely worse than you said because you left up those who lost coverage. Why arent more reporting this . Neil it was surprisingly easy to track. But were good at math than the numbers dont add up. But to be clear on what you have been asking if i thought the president might. I think technically he stated the overall number. 7. 1 billion people signing up for the new Health Care Law. He did not distinguish between those who had coverage versus those who did not and kept the big number off hoping that nobody will buck up the other numbers that were part of this. I say reports that big number but also how he arrived at that number period they dont add up. To wine key architect to says the president s numbers are wrong because his are even better than they would appear. I did this with some policy wonks where am i wrong . Because you are conflating to a different concepts you have noted the first issue is how many have signed up for health care. There is with the exchanges are a couple million 34 million on medicaid. Neil you just inflated right there. No the question is how many signed up for Health Insurance because of the Health Care Law that is more than 10 million. Neil before now i will by that because you dismiss prior when i talk about those that lost coverage i keep thematically by not doing the extrapolations that theyre all part of the same piece. Goahead. Ultimately here is the poinwe can agree so how many people paid to Insurance Coverage . One is wrong but we have a hard data survey cannot from the urban institute 5. 4 billion americans had the assurance of the First Quarter 2013 bin at the end. Neil that study did not account for those who had lost insurance. No. Those who signed up directly under this new law for insurance it didnt account for where they came from. If they have a reasonable doubt they should check out the urban Institute Study simply asks you have insurance . That includes those who lost or those who gained a and 5. 4 Million People gained. Neil but if you look at the survey of the conservative estimate of 20 percent who did not pay, i am not saying they are not duplicitous but as we indicated in the past that it is analogous liking your car to have not checked out you have not gotten it is it fair to say have not paid and wouldnt that be disingenuous to include them in that total . It would be. Neil so that breaking this you back to the urban institutes number do you think that is the number . The wrist to frustration says 7. 1 million. You took the 7 million then you tell people as the role that my number than mixed it up that calculation did not make sense. Neil i did not do that i took the number and would back get out those who were net new to this not going from coverage 82 coverage day and i had to go only with those numbers those that lost coverage as much as i left out those who because of this just to keep apples to apples and oranges to oranges. Then take this a day the survey the one question that we care about. Are you insured . 5. 4 million americans are insured more. Neil now hear the numbers i can get through with 46 million uninsured going into this. My math is 45 million with your math maybe 41 or 42. Do you think if we knew we would have this many uninsured that we will still have 30 million was it worth it . Symmachus is of a three year phaseout. Neil if we have 30 million uninsured was it worth it . Absolutely. Neil really . We covered half. Neil but we were to cover everyone. Nobody ever claimed everyone. Neil jonathan. Everyone will be protected in this country now you tell me they wont. You can be protected by the fact way you lose your Insurance Coverage. In 2012 3. 6 million americans lost their Insurance Coverage through job loss they had nowhere to go. Now they have the exchange to turn to. Neil i did not want to go long but to be clear you credit all of this to the Health Care Law maybe not even those from the frustration getting jobs and a better economy . Is that health care or for people getting jobs . If you look the short change from the end of 2013 through early 2014 i think it is the Health Care Law. Neil i appreciate your coming. Decide for yourself we will have all of the various calculations on the web site have added. I am not saying that the president lied about this but i think governor bob region doll did. To be did not look at the American People in the face and promise them to keep the doctor and the premium and keep their doctor no way this would have passed. So you think he lied . I will be a little more generous but the discussion about what these numbers mean has been extraordinarily misleading. Of governor hits the right point. The president keeps talking about the people who have been Health Insurance under the law that is the controversy that we talk about today but the bigger question is how many people have health care . Under obamacare providers to airdropping daughter of networks who cannot live up to the mandates and whether in the exchange your with private insurance are going to see the Health Care Provider then unable to get the care that they need. Neil when push comes to shove they and they shove numbers of this magnitude that have been told, you say what . First cbo told us all along after the tenure period we will still have about 30 Million People who are uninsured. So the question for the proponents is whether or not this lot is sufficient to say we have fixed the problems of the united states. 30 Million People is far too many to have unemployment that was to be comprehensive health care reform. Look at that cost. 6 million kicked off their Insurance Plan now buying into the exchange that is more expensive with less coverage. Not to mention the tax increases that has already gone into effect in still many more increases coming down the road. But the American Economy is huge for 1 million net new enrollees of health care. Neil is a mass. Coming up now the biggest loser. First she loses to a much now people are on her because she has gained too much. Take your cash and dash. There is a good chance your there is a good chance your money could be i know a thing about an ira and i got the tools to do it my way i got a lock on equities thats why im type e thats why im tyyyyype eeeee, i can do it all from my mobile phone thats why im tyyyyype eeeee, if i need some help im not alone were all tyyyyype eeeee, weve got a place that we call home were all type e but with so much health care noise, i didnt always watch out for myself. With unitedhealthcare, i get personalized information and rewards for addressing my health risks. But shes still gonna give me a heart attack. Thats health in numbers. Unitedhealthcare. Suddenly youre a mouthbreather. Well, put on a breathe right strip and instantly open your nose up to 38 more than cold medicines alone. So you can breathe and sleep. Shut your mouth and sleep right. Breathe right afghanistan, in 2009. Orbiting the moon in 1971. [ male announcer ] once its earned, usaa Auto Insurance is often handed down from generation to generation. Because it offers a superior level of protecon. And because usaacommitment to serve current and former military members andheir families is without equal. Begin your legacy. Get an Auto Insurance quote. Usaa. We know what it means to serve. Neil how good are you on cash right now . Hits your atm soon by next tuesday because that is when the atm could be at the mercy of cyberthieves the day that the software the power of the machine changes the opera the microsoft operating system goes away and many banks and not ready with software to replace it. Foldable. That is a prime target for those wanting to steal your cash. If you hear that sound as you approach the atm and that is a good sign you have problems. What happens on tuesday . If the banks dont get on the stick the cut consumers will suffer because the security of the software that they put in now the windows 07 software will prevent the hackers from getting in but the expiry software out there that hackers are breeding. Neil that phases out. We have known this for a while. Is new security that should be ready to go but a lot it is not. There are tremendous risk to be hacked where they can get into the atm. Not all the transfers of dollars but talking about information and hacking. They can get into the atm as soon as you put in the cards they take the information. Neil how . They are sitting in dark rooms with computers and they packed into the software they are able to get on line is through the xp software to take the intermission. Neil then it you get through it it says no Funds Available worstcase scenario. Neil are they protected . They are protected but the issue is that they will get their money eventually but they might have to wait. Neil i know you have Software Setup to replace this so you are not vulnerable so how do i know if mine is . If i was a consumer i would go to my bank immediately and ask if they have changed. Neil the big moneycenter banks . Limit they have not accomplished this yet. Neil lets just say that my bank has a chance that it may not. Absolutely. Neil this has to be in place by tuesday. It takes time. Neil they have had plenty of warning. I would say 25 percent is of lots of the industry that would be ready 75 percent is not. Neil the atm is vulnerable to hackers on tuesday . Absolutely the amount of atms out there is so great that theyve would have had to started months back preparing to change the software. Neil that is kind of liked y2k. Absolutely. The one bright spot is that a majority of the Community Banks like us and our size, we use software out side. So we contract with companies that has been guiding us through the change. They started a and they have sent us information and a playback sova Community Banks once again are probably the best protected that. Neil this is scary. Very. Very. He is handing out free monday. [laughter] not really. We have been trying to warn you about this but now it is out there you should check with your bank. Everything you have ever known about working throw it out because the new Health Care Law has turned this whole job thing and what is the job on its head. [ female announcer ] who are we . We are thinkers. The job jugglers. The up allnhts. And the ones who turn ideas into action. Weve made our passions our lifes work. We strive for the moments where we can s, i did it we are entrepreneurs who started it all. With a signature. Legalzoom has helped start over 1 million businesses, turning dreamers into business owners. And were here to help start yours. Turning dreamers into business owners. Gunderman group is growing. Getting in a groove. Growth is gratifying. Goal is to grow. Gotta get greater growth. Growth . Growth. I just talked to ups. Theyve got a lot of great ideas. Like smart pick ups. Theyll only show up when you print a label and its automatic. We save time and money. Time . Money . Time and money. Awesome. Awesome awesome awesome awesome awesome awesome awesome all awesome i love logistics. Work with equity experts. Who work with regional experts. Thats when expertise happens. Mfs. Because there is no expertise without collaboration. Your chance to watch full seasons of tvs hottest shows for free with xfinity on demand. Theres romance, face slaps, whatever that is, pirates, helicopters, piratecopters. Argh hmm. Its so huge, its being broadcast on mars. Heroes. Bad guys. Asteroids. Available only on mars. Theres watching. Then theres watchathoning. Neil though whole Health Care Law what what defines work. 18 democrats tried to restore the 40 hour work week that ever since obamacare started to define who gets coverage by the number of hours they work it has changed peoples perceptions of what is more. Normally if he were than 40 hours you dont have coverage so now they are defined of what is the workweek. The steeples cofounder says this is what happens when you come up with someing on the fly. What you make of this . Many of them voted for though lost to say we have to clarify the englishlanguage . What is crazy if you are a jobcreating business or service you feel like a punching bag. One week it is a 30 hour work week to cut everybodys hours which is painful the next week it is higher minimum wage so you cannot give the young kid a chance. Next they tried to take the assistant managers to make them pay by the hour with overtime. They want to be perceived as managers and not clerks. Every time you hurt people not thinking through the side effects and governing on the fly and it is a disaster. Neil during the 2012 campaign as a key adviser to mayor ron the use said be aware of the hypothetical consequences this is the unintended consequence even for those backers they are going back to say now what is the law . 35 changes to the of law. I am told roughly 30 are not constitutional since the law has been passed. Dont think one american can tell you what it says including the administration themself. It is a trade reck then they throw out moralize or deceptions so no 7 million signups. Have they told you how many were previously insured . How many were on medicare . How many are there just because they are part of the 1. 3 billion whose plans were canceled . Neil we got into those numbers a and we found out i know that this does not shock you it is closer at 1 million net. But the bottom line is. Out of 30 million uninsured. Neil actually it is 46 million buddies think we see this confusion but we will need clarification every day. We have that and the whole notion to do these data federal level. The cost of living is a lot different in new york city the and i was so why do we have a National Minimum wage it makes no sense. Then we have california who is a race with the obama to become frances first. If you hire a person with any manual work at all you did have a classaction lawsuits to say they deserve overtime so now the country moves to california. That is not a good thing. Neil they thought he was crazy for his concept with staples but dont call him that now. Thank you. Coming up, the biggest losers latest wait has people reaching out to. But first he took three days off for the birth of his first child now some diehard fans and commentators are upset that he did. News flash to the mets and their fans senate this is about the new york mets. The new york mets. If youve got copd like me. 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A, but the energy bp produces up here creates Something Else as well jobs all over america. Thousands of people here in alaska are working to safely produce more energy. But thats just the start. To produce more from existing wells, we neeadvanced technology. That means hitech jobs in california and colorado. The oil moves through one of the Worlds Largest pipelines. Maintaining it means manufacturing jobs in the midwest. Then we transport it with 4 stateoftheart, doublehull tankers. Some of the safest, most advanced ships in the world built in san diego with a 1 billion investment. Across the united states, bp supports more than a quarter million jobs. And no Energy Company invests more in the u. S. Than bp. When we set up operation in one part of the country, people in other parts go to work. Thats not a coincidence. Its one more part of our commitment to america. With the quicksilver cash back card from capital one, it means unlimited 1. 5 cash back on everything you purchase, every day. It doesnt mean, everything. As long as you buy it at theas station. It doesnt mean, everything. Unl you hit your cash back limit. It means earn 1. 5 cash back on every purchase, every place, every occasion, all over creation. Thats what everything should mean. So consider. Whats in your wallet . Should then take time off when children are born . I am from sweden. I took off one year. Are you following the story . Gimmicky took two days for i cannot blame him he should take time off. He cannot stay at the mets and the way. You cannot be tied it to your job is to have a new child. And they said have paternity leaves for saturdays i am sure she is exhausted and needs help anyone who loves their wife or kids will take time off to help both of them. Neil absolutely. [laughter] a lot if you are not playing ball but some diehard fans and commentators are very angry at Daniel Murphy for taking three a whole days of paternity leave for the birth of his first child. They are overreacting cut him some slack. It is the mets. It is his first child. Grrrr what about the fuss . Full disclosure i am a yankees fan like get matters. I was at my daughters birth personal experience. Then i had to go off to work the same day. Neil the same day . You are heartless what was so important . I had to go to work. Neil first child . I have a stepson as well as was not there for his birth but. Neil im sorry i thought you were a human being. But i work hard for a living but the point is that the very least he is married and staying with his