Cant. Just some back of the envelope calculations. Say youre a young person, 25, 27, you live in nashville, you earn 27,000 a year. Youve just seen your premiums double now, you add into that the deductible. Of course, the part you pay before, you know, the insurance kicks in. Those across the country have seen an average increase of 42 . So that same person, that young person that lives in nashville, they get sick in a year orthey happen to, you know, get some procedures done, they just saw an increase in their taxes, if you will, of 25 . I dont see, brenda, how that cant kill the economy . Well, chuck, less money in peoples pockets, doesnt that keep them from spending and hurt the economy . It reminds me of the old saying my granddaddy said, if you lie long enough about having a horse, eventually somebody will buy you a saddle. Lets not talk about what you may hear, lets talk about me. Today i wrote a check to Blue Cross Blue Shield for 500. Thats 275 less than i paid last month. Im a Small Business wner, i have three blows, and i was having to buy my own personal insurance. That 300 now i can invest in the economy. I think it will actually help the economy, but thats the reason we have elections. If there are enough people who like all the reports are going to be murt by this, it will hard for democrats to get elected. Well see what happens. Youre a lucky man, chuck. Hn, do you think thats the exception to the rule . Yeah, look, before we start calling people liars, chuck, what if your granddad had to take a horse to a vet and the Vets Health Care was on some Insurance Program for the United States and your premiums either doubled or tripled like happens in memphis, california, 900,000 people are losing their insurance, twothirds of those are not eligible for subsidies. These are not anecdotal exampl. My example is not anecdotal. Your example is one person, so it is anecdotal by the definition. The Health Care Tax itself on the Insurance Companies is going to raise Health Care Costs 3. 7 annually. This thing is not cheap. This thing is going to cost a lot. Its going to be paid for by tax dollars. Okay, tracy, just as we start spending, just as Small Business gets ready to hire, this kicks in, whats it mean . Yeah, i think its still the uncertainty. No one likes that word anymore, but its still the unknown. Were still trying to figure it out. Premiums are going up in 2014 and will continue to go up for the next five years or so. I dont know what thats going to cost. I dont know what thats going to do to me. To johns point, i have no idea what they are going to pass on to me, so we are in the same hamster on the wheel with the unknown coming out of the government. I dont know how to spend money because i think im going to need it to pay for something, but i dont knowat it is right now. And i think thats the conversation going on in a lot of homes across the country right now. Look, there are these one or two anecdotal examples that things are going really great and good for them that they win here, but so many other people lose. Still so many unknowns, including whether or not our young people are going to sign up, brenda. Thats a big if, jonas, what does that mean . Well, okay, ook, first of all, thank god they didnt go up two years ago when the economy was uncertain. Now we can hand it, so to say. Gary is making a good point, you have to pay 100 as a young person that you were going to pay before if you chose that Health Insurance, butt is just 100 you wont spend on movies, beer, pplebees, those businesses are going to get a hit. Health Care Companies are going to be forced to diverge your money to, thats why Health Care Stocks were the number one sector in s p last year up almost 50 . Coke wasnt up that much. All the other stocks were, because people are not going to spend less on anheuserbusch or whater or movies or more on Health Insurance because you are told to. Its not really a tax, youre just getting your spending diverted from where you want to spend it on tv to Health Insurance. Okay, gary v. , you take that on. Well, jonas makes that a good point. I dont think most people think of it that way. They dont think, oh, my gosh, listen, i get to spend less at the movies, but thank god etna gets to make more dough this year, like they need it. And getting back to chucks point, im sure there are examples across the board. I think johns point, not that im mr. Summary here, was that study after study has shown that if we take in all the data, both premiums and deductibles are going up. So, yes, you know, chuck might s nine other people that can tell their own story, like myself, for example. I couldnt find Health Care Plans where the premium actually was a little bit lower than im paying now, but the flip side was the deductible was a lot higher so my outofpocket by the end of the year, no matter which way i went, was going to be a lot more for me and thats a lot less i can spend on other things, except enriching Blue Cross Blue Shield. Right. And chuck, to tracys point, she talked about uncertainty. So you got a better deal than gary b. Did, we can talk about our own individual stories, but when youre uncertain about what your deal is going to be, and for most people, thats the truth, what does that do . Well, people do want certainty and people want a voice in the process. And i think that goes back to the political argument. Im a little nervous people knew the day i wrote the check to blue cross and blue shield and want to be clear about that point. My money didnt go to the government today. It went to a private Insurance Company who i pay all my bills to, and theyre controlling the marketplace and giving people options. Are there going to be spikes here and there . I dont have the answer and thats the uncertainty youre talking about and i would agree with some of the panelists to say that i dont think that the American Public wants that. The main thing they didnt want was a change to what they were happy with, and i will go along with this. John, is this going to the government . So many states said we dont want anything to do with this exchange, so the federal government has set them up. Well, yeah, so many of the states, 35 out of the 5 states, roughly twothirds of the states, sasaid they simply can afford these exchanges. So it is going to go on to the burden of the government. When you talk about options and choices, you look at Lamar Alexander in nashville, 105 insurance plans were canceled that you had the availability for. Your doctors are going to be limited, your interns are going to be limited, and well have what they have in europe. If youre rich, youll afford the best health care in the world. Youll have a bylevel system. If you are not rich where you can pay cash, go to the doctor to pay cash and see what kind of service youll get. Its different. If you are not, you are limited on doctors, on hospitals and your wait time will be extwo ordinary like it is in europe. Brenda, thats the bigger uncertainty to me, not knowing whether or not my doctor will stay and be in the plan and do i have to move. We have been following this fabulous story how one woman goes to sign up her five kids, and the stupid system recorded them as Illegal Immigrants and they didnt even apply. Meanwhile, the kids were all born in the United States, so the uncertainty of even registering on the website is still there. Like there are so many unknowns. This has to somehow affect the economy going forward. Thats going to behe last word, thanks, guys. Ready, set, hike running up the minimum wage, the new rage in 2014, but the caboodle on big business says it could sent job creators and workers into a real rage. Find out why at the bottom of the hour. But up first, while americans are saving money, a top resolution, whats congress doing . Doing . Get ready for a 1 trillion dentures are very different to real teeth. Theyre about 10 times softer and may have surface pores where bacteria can multiply. Polident kills 99. 99 of odor causing bacteria and helps dissolve stains. Thats why i recommend polident. [ male announcer ] cleaner, fresher, brighter every day. Jamie coy, more headlines 30 minutes away. Back to bulls and bears on fox. More americans ringing in the new year with a top resolution to save money. This as congress is reportedly set to unveil a 1 trillion spending bill this week, but with the National Debt topping 17 trillion, should coness take a cue from us . John . Yes. Look, i have a lot of faith in the American People. You look at what the American PeopleHousehold Debt has done since 2008, its gone from 12. 5 trillion down to 11. 3 trillion, down 10 . Look at what the Government Debt has done from 2008 to now, 2 trillion to 17. 3 trillion. With the budget control bipartisan, they are all going against it or most of them are against it. Before they even came out with a plan, the democrats, the republicans and the president denounced the plan the had never seen putting austety in place is going to take a politician with a backbone, thats something we donhave in washington, d. C. Gary, heres the big difference, we spend and save our own money. Congress spends and saves our own moy taxpayers, not the own. Exactly. Brenda, to bring us back down to the family, Heritage Foundation came up with a great example. Its like your family, the way the governments run using current budget numbers, its like youre a family that makes 52,000 a year, but instead you spend 64,000 a year, you put that 12,000 on credit. That makes sense. But you already have 312,000 existing debt out there so its just crazy. Were spending beyond our means, but we already have this pile out there, which is huge that we cant pay down interest alone is going to sink us, not to mention all the other entitlements we have. Brenda, its nuttiness, but thats what happens as you elude to, you spend other peoples money. Well, blame goes to both sides of the aisle, jonas, but youre not so worried because gdp is growing. Yesand i really dont have that much faith in the American Consumer spending. My new years resolution is to have kate moss, but i dont think its going to happen this year. I actually expect consumers to spend more consumer growth in the government this year. Its not government spending, i would like to see discretion, i like the cut,however, the important thing is the gdp is growing faster than the total dealt. If we do that forever, well have no debt some day. As long as we keep it going like last year,his year will be okay. Chuck, i dont want to hear about your resolutions with models, but a trilliondollar spending bill next week to avert another government shut down, is it worth it . So you kind of want to talk about this like its about policy. I run campaigns with this, and this has everything to do with politics. The republicans learned an important lesson during the shutdown, they want to spin this election cycle talking about obamacare like this entire panel wants to. They dont want to be put back in a corner to talk about the shutdown, so they will break their promises and do what all politicians do and what they care about, which is money and votes. Corporate america, they want to make sure their little piece is put in, but the American People will have their back turned on again. The debt will be thrust upon them. This is bipartisan avoid dance. Both sides of the table do not want to cutback. Sure, we have one or two voicing their opinions out there, but nobody has this defined to make a difference. So this will continue to go on. We have printing presses, so long as we can come up with money from some pawner in the basement of the federal reserve, everything is st fine and dandy, meanwhile the dollar is worth crap out there. And our foreign brethren are going to take advantage of it, but nobody sees that. Because chuck, chuck, to your pot, its about the next election and the next vote. Ifou get rid of the Voting System and the way we elect our officials, maybe then you start to see resolvement here. Okay, john . Butch calls the biblical flood and the bubonic plague. Thats the biggest garbage i have heard. Bipartisan in wrong, these guys need to get congress, they all want to get rereelected and to get reelected is not tolame the other party. We are kind of responsible for that, too, gary b. Between chuck and jonas, theres a point to be made. A ten chances of jonas being with kate moss are better right now than the government not spending the money chucks right, its built into the system. The only way were going to ever change is if we have a crisis, like greece, like canada was, canada managed to change. Until then, im betting on the Jonas Kate Moss thing. I know jonas wife, he would be dead and buried before that happened. Forget that. And shes prettier than kate moss anyway. Thanksguys. You want that flyer next to you pipe down . No problem, just pony up. [ male announ] this is the story of the lile room over the pizza place at 315 cnut street. The modest first floor bedroom in talln, tonia and the dusty basement at 1406 35th street. It is the story of the old dining room table at 25th and hoffman avenue. The southbound bus barreling down i95. And the second floor above the strip mall at roble and el camino. This magic moment it is the story of where every gre idea begins. So different and so new where those th endless vision and an equal amount oaudaciousness believed they had the power to do more. Time and time again. And then, it happene at dell, were honored to be part of some of the worlds great stories. Stories that began much the same way ours did. In a lite dorm room 2713. This magic moment smoke . Nah, im good. [ male announcer ] celebrate every win with nicoderm cq, the unique patch with time release Smartcontrol Technology that helps prevent the urge to smoke all day long. Help prevent your cravings with nicoderm cq. That helps prevent the urge to smoke all day long. Hey mom . I got the job you got the b. Welcome aboard. Ive got a job to do today. Have a good first day at work, mom narrator donate to goodwill. Help provide job training in your community. If inflight calls are cleared for takeoff, did flyers just give airlines a green light to charge them even more . Because the majority of passengers say they would shell out extra cash to sit in quiet zones away from the cell phone yappers. Tracy, is this the next airline fee . Yeah, it probably is. And im just darn sick of them all. Im not paying another fee, brenda. Its annoying how we are nickel and dimed just to go see grandma. And we have ceos coming out to say i dont care if its okay, we are still not dng it. Nobody wants to sit on a plane to listen to a rude yapper on the phone. And i certainly shouldnt have to pay more money to get a little quiet time. Gary, the whole delta thing, doesnt that just say let the market decide if you want to go on a plane that has a cell phone quiet zone or not, you can decide. Exactly. I think the airline should feel free to charge whatever they nt. When did they become i understand tracys point, but when did airlines become Public Utilities . Theres a lot of things i dont like. I dont like going to the supermarket to walk to the back of the store to get the milk. I dont like to go to the Movie Theater to pay an arm and a leg for popcorn, but thats what they do. I can choose not to go to the supermarket and not buy the milk. Tracy, if you dont like the airline ticket, take a bus or take a Different Airline that doesnt do that. Look, this is the free market. Th are not Public Utilities out there. They should do what they want, otherwise they all go out of business and we have governmentrun airline like they run out of the kremlin or something. Jos, you pay to take ramon, your dog, on the airplane, why not pay to talk on your cell phone, too . Those riffraffs cant afford a dog on the plane. The Business Model of air travel has become to put you in an uncomfortable position a make you pay to get out of it. You got a bag, you dont want to lift it up, you pay for this. It makes perfect sense to pay for this. The question is, do we charge the caller to use the power of the plane, or do we charge someone to get privacy from the yapper . One way or another, theres no free talking from your cell phone on air travel. Thats not going to happen, i decree. Chuck, are you feed up about this . Oh, man, i could talk about this for a while. This is an issue that i think is all across the board democrats, republicans, independents, people hate that rude person at your Holiday Party who we just got done dealing with, now you have to sit next to them the whole time on the airplane . Sure, the airlines are allowed to do what they want to do, but the smart aspect would be the airlines like delta who say you dont have to sit next to your rude cousin or the 13yearold girl talking to her best friend for three hours. We have special seats for them and they are on the wing. All right. John, nobody travels more on airplanes on this panel than you do, what do you think. Look, to gary b. s point, this is a matter of health. We dont allow smoking on airplanes as a matter of my health. We dont allow people, especially loud drks, talking on cell phones for their health, because i promise you, im going to stick that phone in somebodys ear and they are not going to like me very much. This is disaster. As orville and wilbur have flown, the airlines have lost money. If they have to nickel and dime us with fees to come to so sort of profit at the end of the day, they need to rethink the entire thing. Because beating people to death is not th