Candidates at town hall meetings, conferences and speeches. Monday morning at 10 00 eastern, live coverage from the province solvers convention. A republican and democratic president ial candidates talking on the issues of uniting the country, jobs creation, balancing the budget, and making America Energy secure. Tuesday afternoon at 12 30, we are alive with john kasich as he meetingn the town hall in new hampshire. Wednesday live at 7 00 p. M. Eastern, jeb bush will speak at a town hall meeting. Cspans campaign 2016 is taking you on the road to the white house on cspan, cspan radio, and cspan. Org. Public and president ial candidate marco rubio was in new york city. Proposals. Similar startups compete. Innovators, this is one hour. Good morning i am the founder. Welcome. For those of how have never been here before, civic hall is a Community Center and event space focused on civic innovation and a collaborative workspace for people who believe technology can make the world a better place. Its with great pleasure today that were able to host this event and so without further ado, i would like to present to you the junior senator from florida and president ial candidate 2016, senator marco rubio. [applause] mr. Rubio thank you, i appreciate that very much. I want to thank you all for participating in this a little loud. Is that better . So im here today not to just tell you my ideas, but to listen to yours. I think that the big part of what a campaign should be all about is the listening part. No one understands the needs of the ondemand economy as well as those of who you are building it. Coming into the discussion, heres something i can state to you with absolute confidence. If theres one thing that matters in the 21st century, its innovation. In order to be the leading economy on earth, america must be the most innovative economy on earth. Its that simple. Whenever we talk about innovation, what were talking about is problem solving. Were talking about finding ways to do things more efficiently, more affordably and more conveniently than ever before. I want to begin by telling you about a problem that i had earlier this year that american innovators, including many of you in this room, are attempting to solve. And then i want to tell you something you already know. Which is that the government is often getting in the way of solving it. So my problem was this. A few months ago my refrigerator at my home broke. It just stopped working. It died out. With four growing kids home for summer break in florida, you can imagine i was facing some pressure to get it fixed. So i googled Appliance Repair companies in miami and i made some calls. First of all, it was frustratingly difficult to get anyone to take me off hold or even to call me back. When i finally got in touch with a real person they said, no problem, we can have someone out to your house in three or four days to look at it. That just cant be how our economy works in the year 2015. Other things that took three days in the old economy now take three minutes or three seconds. What struck me in that moment was the following realization. Inevitably, somewhere not far away from me, there was someone who was capable of repairing appliances, someone who is just as eager to make extra money that day as i was eager to have a functional refrigerator. The only problem was this person and i had no way of finding each other or connecting. This is a problem that will not exist within a year or two. At least not if american innovators have their way. The reason is because of the ondemand economy. This is a revolution thats happening right before our isles. Also known as the sharing economy or the gig economy. The ondemand economy is allowing millions of professionals across multiple industries to connect directly with consumers. The most obvious examples, folks, are Companies Like uber and airbnb. Last week it was announced that amazon and google would be entering the ondemand market. Right behind these giants are thousands of small innovative startups and if you havent heard about them yet, just wait. The ondemand platform is one example of an important truth facing us in this election. Which is that the american economy, as the global one, is fundamentally being transformed. Uber didnt even exist when our current president was sworn into office. And today it is worth over 51 billion. And its not just the fact that the economy is changing. The fact is that the economy is changing faster than it has ever changed. For example, it took the telephone 75 years to reach 100 million users. It took candy crush one year to reach 100 million users. And yet while our economy is changing and changing fast, our government and its policies are not. Quite frankly, both parties are to blame. Never before, at least in my lifetime, has the political establishment in this country been more out of touch with the American People than it is today. The result is a worsening friction between our 20th century government and our rapidly changing 21st century economy. And nowhere is that friction more apparent than in the ondemand economy. Here you have Innovative Companies who are running up against an antiquated tax code, burdensome regulation and numerous, numerous outdated politicians. Thats not all. The companies are also victims of a coordinated attack from established businesses which influence the political process to pass new regulations that block competition. Weve seen this play out with Taxi Companies lobbying to stop uber and here in new york the government is spending millions to try and stop airbnb from threatening hotel chains. I want to give you another example today. I want to tell but a growing Company Based right here in new york that, like all businesses in the ondemand economy, is facing unnecessary challenges. As a result of the outdated government. Its a Company Called handy. And its c. E. O. Is here today. Handy is a Online Platform that allows consumers to connect directly with home cleaners, handymen, plumbers and other home service professionals. Its quickly growing, its now operating in 37 cities with over 11,000 professional as registered to use the platform. Handy is grown breaking for consumers for obvious reasons. It provides simple booking at the tap of a finger, a rating and review process that helps people find the best contractor for their needs, and an easy online Payment System that eliminates haggling over prices. But it isnt just great for consumers. One of the things i love most about the ondemand economy is the way it promotes upward mobility for the professionals who use it. Through handy, workers without the resources to start their own cleaning business, they can now have all the independence of selfemployment and the Customer Base of a large established business. Professionals who use handy can earn an average of 18 an hour, which is more than the typical worker in the field. Best of all, they set their own hours. Checking into the app whenever they have time to take on a job and signing out when they have other obligations. Many workers use this flexibility to pursue higher education, which is central to upward mobility in this new century. Others use it to spend more time with their children or work other jobs. Innovations like handy are part of the reason why im so optimistic, not only about saving the American Dream in this century, but actually about expanding it. To reach more people and change more lives than ever before. In the last century, my mother worked as a maid in hotels. She had no control over her schedule. No influence over how much she earned. And few opportunities to set herself apart. And yet she achieved the American Dream. Just think what she could have achieved cleaning homes through a company like handy. She would have had total control over her own financial life. The ondemand economy is a miracle that only American Free enterprise could produce. Thats why its so shameful shat that the biggest obstacles to the growth of this platform is our very own government. In fact, think about this. I met the c. E. O. Of an ondemand startup a few weeks ago and he asked me not to mention his Business Today out of fear, out of fear that he would attract attention from legislators, from lawyers and from competitors. What does this say . Do we want america to be a place where honest, innovative businesses have to hide their success . Of course we do not. We need to be the most business friendly economy on earth. But right now with the highest Corporate Tax rate in the developed world and a regulatory structure thats directly hostile to innovation, thats quite nearly impossible. Here are some of the obstacles that handy and Companies Like it face every day. First, an outdated tax code. Companies like handy have only two options for how to classify their professionals who utilize their services. They can either be classified as full w2 employees or they can be classified as 1099 independent contractors. But neither one of these makes perfect sense. Just last week, last friday actually, the chairwoman of the federal trade Commission Said that the ondemand economy would require, quote, targeted regulatory measures, unquote. We have to realize that all the best innovation in our economy is happening in the unregulated space. Yet washington has imposed 60,000 pages of new federal regulations just this year, costing our private economy almost over or almost 70 billion in total compliance costs. As president i will put an end to this. I will place a cap on the amount of regulations on the amount regulations can cost our economy each year. I will also require federal agencies to include an analysis of exactly how much proposed regulations would impact competition and ovation. I believe the more america regular late regulates, the more we create an opening for other countries to deregulate and draw jobs away from our shores. Other nations are already scrambling to cater to the ondemand economy. Germany, for example, has created a middle ground between full time employees and independent contractors. This classification is called independent contractors. It allows professionals to work for a sickle company, receive benefits and protections and yet retain control over their own work. Whether this model is the best option for america or not is something we should figure out. But heres what i know for sure. We have to change the way the political establishment in this country thinks about the new economy. Right now they recognize that the new economy doesnt fit our current tax code and our current way of doing things, so they ask themselves, how can we force the new economy to adopt to our pole, old policies rather than asking, how can we change our old policies to adapt to the new economy . This has always that has always been the american way. We are a unique nation in all the worlds history. A nation founded on the idea that government doesnt get to choose what our economy looks like. The American People and the private sector get to choose. And guess what . The American People have chosen. They have chosen a convenient, fast, techdriven economy, one with direct lane of access to the product and the services they want and need. The American People have chosen an economy in which the most valuable retailer in america, amazon, doesnt own a single store. They have chosen where the largest transportation company, uber, doesnt own a single vehicle. And where the largest accommodation provider, airbnb, does not own a single hotel. Free enterprise has brought us these developments and Free Enterprise will bring us even more developments in the years ahead. In fact, i believe Free Enterprise will work better in this century than it did in the last century. Because the new economy is all about innovation, creativity and productivity and we americans are the most innovative, creative and productive people on the earth. I believe the 21st century not only can be the american century, i believe it will be the american century. It will be as long as everyone in this room keeps doing what theyre doing and as long as we can get washington to stop doing what its doing and start looking for a better way. With that id like to hear your ideas and answer your questions. I thank you for the opportunity to talk about that today. Thank you. [applause] [captioning performed by the national captioning institute, which is responsible for its caption content and accuracy. Visit ncicap. Org] [captions Copyright National cable satellite corp. 2015] were going to do a little bit of a question and answer session. Ill start. If you have a question youd like to ask, in about 15 minutes, there are two microphones in the aisles. Were going to do it based on alternating between, so ill give you a signal when were about to take questions. Senator, thank you very much for coming to civic hall and for talking about this issue. Theres been lots of cases where incumbent Market Forces who have political influence have reacted to the competition that the sharing Economy Companies are giving them. And a theyre using their political connections to try and stop these Innovative Companies. This is all eventually tied to money and politics. Its great, and i hear you when you say that government is targeting, but if you follow the money, it goes back to the incumbent market. How do you break that cycle . Mr. Rubio thats exactly right. I think part of it is to explain to people, were not experiencing an economic down turn. We are experiencing a mass of economic restructuring. Its like the Industrial Revolution happening every five years. So our policies need to reflect that. And in reflecting that, thats why its so important for us not to ascribe to the new economy attributes of the old economy. So thats why i believe a limited government is the best approach for the 21st century. The larger the government, the more powerful the government is, the more influence the government has over the economy, the more the people or the companies that can influence the government win at the expense of everybody else. So you have massive thats why, for example, regulatory budget is so important. The favorite way of established industries to block an innovative competitor is to create a regulatory impediment to that competitor, to enter the space. I always use this example, it may not be perfect, but imagine a blockbuster who, if youre looking around this room, some of you probably dont know what that is, a Blockbuster Video had convinced federal government to pass a regulation saying, in order to rent movies you must come into a physical store and show your i. D. Buzz we want to prevent underage kids from renting rated r movie, theyd still be in business and we wouldnt have downloading. Thats the mentality that exists in established industries. They find some sort of argument and they use it to create a road block that the innovator cant meet. The reason theyre able to do that and create that is because they have access and that access is tied to giving money to political candidates or officials. Mr. Rubio part of it is electing people who wont fall for that and understand that thats an impediment to economic growth. Thats why the regulatory budget is one of the proposal as i have. Yesterday a new report came out from the Freelancers Union that states that 54 million american, almost 1 3 of the work force, is doing freelance work. Its not just in urban areas, its in rural areas, throughout the country. 86 of the nations freelancers are likely to vote in 2016. 62 are more likely to vote for a candidate who supports freelancers interests. Some of these people are not necessarily working for handy or for uber or any of the sharing companies, theyre just working on their own but they care about things like retirement savings, health care, Legal Support for nonpayment because somebodys not paying them. And other issues unique to this group. Whatever a worker really wants is Flexible Work but also stable work. What would you do as president mr. Rubio you raise a couple of interesting points. Our 21st Century Health care is on the worker model. We work for somebody, those people offer you an insurance plan, thats how you get your health insurance. In the 2169 century, that cannot be the corner stone of our system. We have to have a portable system of health insurance, which is why i believe every american should be allowed to control their own pretax health care money, whether its an employer that gives it to you, whether its your own money or a tax a credit. We should open up pell grant and Student Financial aid to High School Students who dual enroll. I also think well have traditional fouryear education. But ive argued that students deserve to know how much theyre going to make when they graduate from that school with that degree before they borrow money to pay for it. So i have a bipartisan bill called right to know before you go with ron white of oregon that requires that before you take out a loan, you are told how much people make when they graduate from that school. Thats a better way to raise wages. Is to both create the policies that allow america to be the easiest and best place in the world to create better paying jobs and make it easier, faster and cheaper for people to acquire the skills they need for those better paying jobs. You mentioned that you want to limit regulation but in some cases these Innovative Companies have fantastic services but there are collateral effects. For example, airbnb, which many people love, both the users on both sides of the transaction love, but in some cases low income people are using airbnb to subsidize their incomes. The