Website. I called up the attorney general when it switched me over to expeerion. I went out of my mind. I a dope addict answered the phone. I couldnt believe it. And i called the attorney general. He had to call washington in the beginning to find out if we were supposed to call expeerion. There was no communications between washington and what was supposed to go on with the act. But obamas good at talking talking rhetoric. But just give us solutions. Host talking about her experience in san antonio, texas. Well go to david in maryland on our line for those who are 35 and younger. A republican. Thanks for calling in this morning. Caller thank you. I just wanted to talk to the gentleman. Im 31 years old and going to the aca. Once you turn 30, you cannot have these quote unquote catastrophic plans any more. I wanted to say the plan that i have currently with aetna, which they are currently going to leave the state of maryland, and i cant say its because or not but my plan is 100 coinsurance with a 500 deductible. So the plans that are offered when the state, you know, the common ones are like a 6,000 deductible and would be 06 . Even the platinum plans are only 90 . So essentially you could pay more up to a high deductible and then pay part of a cost of the actual coverage once you use the plan which currently i wouldnt pay now, plus it doesnt include anything like dental or vision where mine now covers dental. Its just so ludicrous that these people once they use these plans will realize that the plans are absolute garbage compared to what quote unquote is junk now. Guest you mentioned the idea about catastrophic plans which again the Affordable Care act allouse people under 30 as you mentioned to sign up for these certain really smallscale plans. But even some of those smallscale plans have new requirements in them about minimum standards of coverage. So if you were in a plan that didnt meet those that may not be available any more. Because youre now over 30 you may not have access to the same kind of catastrophic level plan you described. Although there are other exemptions in the Health Care Law that would make you eligible for the plan. And then as you mentioned, too, some of these bronds plans are actually pretty barebones coverage. They come with new protections and benefits that may not have been available before the law. But because of the law, because the bronze plans themselves were meant to be sparor than some of the higher tears of coverage you may find yourself with a higher deductible. Host on this st. Patricks day well go to irish ice. Guest partly has to do with if youre eligible for tax credits and subsidies from the government, they do a sort of a detailed financial check on you that includes through the i. R. S. And homents and other aspects of government where they can verify your records and insure that you truly are eligible for a tax credit. Thats part of the process theyre using to verify the people who get those tax credits are expected or eligible for them. Host were talking with kyle cheney, Health Care Reporter with politico. Have about 15 minutes or so left to discuss the looming deadline for the Affordable Care act. Would love to hear your experiences. We have a special line set up for those age 35 and younger. The number is on your screen. Lets go to david in minnesota on our line for independents. Good morning. Caller good morning. My comment is pretty simple. Im a reasonably smart guy and i did the math. When i was working for Corporate America i went back and looked it up. My Monthly Health charge through the Company Insurance was 460. I called in to the one of the Affordable Care lines and got an estimate. The amount of money that i would have to pay and this is personally per month is 470 a month. So im looking at a yearly bill of 5,600. I am amonged the group of people who have lived a healthy lifestyle. I go out every other morning like clockworks a twomile walk. I havent had even a cold for 10 years. So i do myself more as being more in the 35 and under group instead of the 55yearold where im at. All i want from health care is pretty simple. Pay for the medications that i need right now. 90day supply of what i need is 100. I want regular checkups. I dont need anything else at this point in my life. As far as emergency care, i have the Reagan Health care reform from what was it 1998 that says no emergency room can turn me away. So at that point as opposed to the Affordable Care act, i am ctually saving myself over 3,000 a year. And if you add in the 700 fine per year from the i. R. S. For not signing up for it, well, then it, it is still close to 3000 a year i am saving. Host your thoughts. Sure the 700 fine. I think it varies depending on income. The first year, 95 or one percent of your income if you are supposed to get coverage and you dont. I wasnt clear from the caller if he has an employersponsored health land, and if the cost of that went up and if that was done by the employer may get a response to some changes. The callerre where would fit in in terms of having prices on theo exchange or tax Credit Availability and all of that. You do hear situations where people see their bills go up and immediately linked it to the Affordable Care act and if it is and if it is not clear whether the employer made. But the Affordable Care act becomes i dont want to say scapegoat that the cause of concern about seeing premiums rise. Host little rock, arkansas. Caller i am an underwriter. I went through several of the aca classes here in arkansas. Thecan tell by the way whole organization for this is put together that they did not bring in anybody who was an expert in any field of creating policies, such things, in the beginning. This think could not have been put together worse from word go. In the United States, insurance has been a regional animal because people make different incomes, have different health. To 6,000,table which is what most cannot afford but if you live in new york or isifornia, 6,000 adaptable probably what you will pay. You live in texas, kentucky, n south like that, you may not be able to get the money together. As far as people enroll now, we know at least 4 million, as many as 7 million Peoples Insurance was canceled but normally would not so of the people who signed up, we dont know how many are replacement policies. And all the people they put on medicaid, the reason these Emergency Rooms are even more full is because most doctors will not take medicaid. As far as the whole thing put together, the people thought the little too much about themselves about they could put something ranging from revising the curriculum at harvard to free coffee, which i would like to emulate. If there are any donors out there. Of then really being one great dean of harvard law school, of any law school. 2009, you were laminated nominated for solicitor general and became solicitor general in 2009. And then in 2010, you are named for the Supreme Court, succeeding in Justice Stevens court on Justice Stevenss chair on the court. But you are very kind. When people used to go through my resume like that when they were introducing me for something, i used to get up to the podium and say, well, now you know my secret. I cannot keep a job. [laughter] but i think my new job has solved that. [laughter] so, no longer. [laughter] very good. Im relieved to hear that. [laughter] so lets start again. When you were a kid, what were your first thoughts about what job you wanted to have when you grew up . Im not sure i remember all that well. I had my years when i was going to be a famous tennis player and stuff like that. I was a voracious reader, so i initely thought i wanted being a writer seemed a good thing to me. Being a lawyer, honestly, did not post out my father was a. Awyer did not my father was a lawyer. When i think about the kind of am ihat he practiced now very much understand why he had fun in the profession and why it was so meaningful to him, but i have to say that as a kid it did not seem that exciting to me. Mayor,eague, sonia soto talks about how when she was a kid she watched perry mason. This was before anyone in this rooms time, but. Mason was this great trial lawyer and there were all of these are hot moments all of when heha moments solves these great cases and it was all very exciting. Made her wanthat to be a lawyer. And when she told me that, i said oh, i knew that our kissing law was never like that. My father went to work and he never had those kinds of moments. He thought it was of terrible failure when he went to court. He had a small practice and just helped ordinary people solve their problems. Someplace along the line. Now and see what he did and think, what a meaningful way to spend your time in the profession. But as a kid, it did not seem very exciting. When did you think that you wanted to become a lawyer . Well, i never really did. [laughter] im sure you were a dean. I was a dean. I spent so much time talking to Prospective Students and said, dont just go to law school because you cannot think of anything else to do. There are all of the students who get out of college and they dont know what else to do and they think, well, i will go to law school because it will keep my options open, right . And for several years i said this to my students. And then i realized, that is why i went to law school, you know. Where does this advice come from exactly . School and major age in history in college. I thought about being an academic. Got to the end of my Academic Experience and got through a year of the senior thesis, which was a very big project at the college i went to, i thought there was no way im going to be historian. And i did not know what i wanted to do. I thought, i will go to law school and something will turn up. And that is why i went. But then instead, i went to law school and i fell into the lucky group where, really, from the first day, i loved every moment of it. I thought, my gosh, what a lucky thing that i ended up here. What did you like at law school . The combination of two things, i think. I likedt it was just thinking about it intellectually. I liked the puzzle aspects of law. Like one of these law students who always liked the technical classes. Thinking through really complicated problems. But i also liked the fact that it wasnt purely a puzzle and purely abstract. That there were ways that people could use the law to actually make a difference in the world. It seemed very practical and timeded to me, at the same as it seemed intellectually fascinating. That is what i like about it. As you were going through law school, did you have a sense of what you wanted to do next . I think i played with a lot of different possibilities. Anhought about being academic, and that was definitely something that i contemplated. But i also had a professor who said, you know, youve never really known anything but school. You should go out and get some do some other things. Get some other experiences before you decide you want to spend your life in an academic environment. So i tried to do that. I think i thought about academia. I thought about private practice. I suppose, i knew that at some point in life, professional life, i would go into Public Service. In some form. Have was lucky enough to this actually happened to me. I think i had hoped to have a career where i could experience a lot of Different Things, do a lot of Different Things, and during the course of my career. Maybe because i had a short attention span, or maybe because i thought a lot of Different Things would probably be interesting. I had hoped to be a person who bopped back and forth among a Different Number of areas. How do you think about your career . Do you focus on just her first job . On, this is where i want to be in 30 years . What advice do you have for people just starting out as they think about their career arc . Thinkinitely dont just about your first job. Try to be more holistic when you are thinking about the kinds of experiences you want to have and the kind of work you want to do just during the whole course of your career. Then also understand sometimes i think just saying that you should plan every step of the way, and i really dont think that. I actually think that law students tend to planned to plan too much. Or at least, i dont want this to be like an antiplan, that you should never she never plan anything. Because you should. You should think about the different types of experiences that you want to have, but realize it will not all happen in the order you think or the order you want. Different things are going on randomly, and will serendipitously present themselves. People who have the most fun legal careers are the people who are very open to serendipity in their lives. And who will be doing one thing and sort of thinking that is what they are going to do for a number of years, but then well see an opportunity and will seize that opportunity rather than say, oh, im sorry, this does not exactly fit into the plan i have and im going to wait for that for another x number of years. Life is sort of luck and opportunities presenting themselves in ways that you might not think that they would. And the people who end up, i think, with the great legal careers, they are the people who grabbed the things when they come. Is that what happened with your career . Is that how it was structured . I think i was lucky enough to do that. If you said to me, what was planned . Almost nothing was, actually. Different things presented themselves at different points in time. I was lucky enough, or maybe i knew enough to grab good things when they came up. You started by coursing. Yes. That was a great experience. I hope the clerks that i have love it. It is just a wonderful place to think about law for a little longer, but also to see it in action. A great mentor, of course, if you are enough to get the right one. And i was, i was lucky enough to get to great mentors, and to miraculous human beings. Great mentors and two miraculous human beings. It was a great experience for young person. For me, it was a great opportunity. What did you learn from them . All kinds of Different Things. First, i think i probably learned something just about the various kinds of nonlegal qualities and attributes that people have. Judge mix oh was one of the worlds most generous men. Year withthrough a somebody who had that sort of deep in his bones generosity and love for people was a great experience for me. Course, isshall, of an iconic figure. Was one of the great experiences of my life. He was Justice Marshall by the time i clerked for him. E was relatively elderly he had turned 80, but he was a little bit of an old 80 and he was looking back on his life at that point. And the clerks were lucky enough to be there with him at a time when he was really thinking about his life and what he had accomplished. He was the world greatest storyteller and raconteur. You would walk into his office and, first, you would talk about the cases and do all of your work, and then at a certain time he would just flip over and start telling stories. They were unbelievable stories, because they were stories about some of the most important aspects of 20th century american history. Nd there you were you are there, listening to this man who i believe was the finest youer of the 20th century, know, tell about his cases and the way he approached his cases and the decisions he made, and the difficulties he confronted, the dangers he faced, including the physical dangers. It was and am believable experience. It must have been incredibly inspiring, working for him. It was incredibly inspiring. If you are not inspired after a year of cooking for Thurgood Marshall, you are the dead to the world, honestly. [laughter] but it was a lesson in what the law can accomplish. I think he is the greatest 20thcentury american lawyer. He had all of these incredible skills, and i dont think there was anybody who combined what he did in Appellate Courts with what he did in trial courts and all of that will stop but look, and all of that. But look, if you are going to measure a person by the degree to which they promote justice in the world, which is one way, one important way to measure lives there isi dont think anyone who approaches him in that. I think that is right. Having the privilege of working for Justice Marshall, did that shape your career at all . Did it affect the decisions you made . I think both he and judge mix though were good lessons [indiscernible] about the way in which you could help people and make a difference in the world. Every individual, that will mean a different thing. There are very few deep, who have really fulfilling, meaningful legal wayers without finding some to things afference little bit bigger than themselves. How important our mentors for a lawyer . They have been really important in my life, and ive been lucky enough to have them every place i went. I mean, i had them in law school and i had them in these two men that i clerks for. And i had them as a young academic, and when i was a young lawyer in practice. Just each step of the way, people to learn from, and also people who make the next step and the next step and the next step a little bit easier. One of the things i did a few worry a few years after clerking, i went to the university of chicago to teach. Why did i get a job at the university of chicago . Parley, it was my resume and transcript and all of that stuff, but partly it was judge everybody in chicago. He had gone to the university of chicago and had very deep and close connections there. He picked up the phone and he talked to some people about me. Aboutd say that everything ive gotten in my life. Honestly, i think most people can. It is partly because of the hard work that you have put in and because of what you have accomplished. But it is partly because there are other people who you have run into along the way, who are there to do a good turn for you, and you hope that you