Transcripts For CNNW CNN Newsroom 20111025

he will let you pay a flat 20% or stick with the current tax system. the centers for disease control is recommending boys ages 11 and 12 get vaccinated for the human pap loma virus or hpv. currently girls are vaccinated to cut the risk of their cervical cancer. the cdc says vaccinating boys will help slow hpv, which is spread by sexual contact. libya's new rulers say moammar gadhafi was buried in an unmarked grave today in the desert. his body was on display in a cold storage unit for several days. the national transitional council says he was captured during his crossfire, but there are strong indications the long-time dig tear or the was shot at point-blank range while in custody. hurricane rina could get a whole lot meaner. it is already pushing 100-mile-an-hour winds and forecasters say it could be a major category 3 hurricane when it swipes the mexican yucatan, probably thursday. the hurricane is then expected to loop around towards cuba. rescuers pulled several family members out of the earthquake wreckage in eastern turkey today. this 14-year-old baby girl and her mother were among those saved from the crumbled apartment building. turkish officials say the number of people killed in sunday's quake stands at 366. police in the dallas area are searching for a serial rapist today. they released this surveillance video showing the suspect. four women in their 50s and 60s have been attacked over the last year, all were members of the same sorority, delta sigma theta. the owners and players aren't talking so the nba is reportedly ready to cancel another two weeks of games. that means no basketball until the end of november at the earliest. the owners cannot agree on salaries and how to divvy out the billions the nba brings in each year. the northern lights put on a spectacular show of green, pink and purple. the solar flare that created the display was so powerful that people in memphis and atlanta saw the lights. the phenomenon happens when a burst of the sun's radioactive energy suddenly bombards the earth's magnetic field. so how often does this happen? chad myers is going to come up to tell us shortly. herman cain gave us 9-9-9. today rick perry is unveiling his economic plan, cut, balance and grow. he'll lay out the plan in a speech in south carolina that begins any minute now. we will bring you his remarks live. right now we'll bring in jim acosta in south carolina where perry will be speaking. and alison kosik is at the new york stock exchange. jim, perry is calling the plan cut, balance and grow. what exactly does that mean? >> reporter: that's right. well, i think he's hoping that this will grow his poll numbers, joe. cut, balance and grow, it basically -- you can slice it into three parts like cutting nestic spending to 18% of gdp, to see a balanced budget attempt and to grow the economy. he wants to grow the economy with a really radically different tax code than the american people are used to. he's talking about going over some of these details right now unveiling in the wall street journal. a 20% flat tax that would be offered to individuals that they could choose from, they could either have the flax tax or stay with their current income tax rate. he would lower the corporate tax rate to 20%. wipe out taxes on long-term capital gains and dividends and social security benefits. it is a radical plan. as you mentioned, it is sort of borrowing the page a little bit from herman cain's 9-9-9 plan very popular among the republicans minus the 9% sales tax where a lot of republicans think herman cain misfired on the sales tax, rick perry doesn't do that. folkslike dick army and a big tea party conservative say they like rick perry's economic plan. now he's going to be giving this message today with a bit of a distraction to his campaign over the weekend. as you know he gave the interview to "parade" magazine to resurrect the birther issue talking about the president's birth certificate, raising doubts as to whether that certificate is authentic, and meeting with donald trump to talk about the issue with the real estate mogul. he gave an interview this morning with cnbc in which he said basically he's not that worried about the president's birth certificate but likes to poke some fun at the president on this issue. and it is obviously an issue he thinks is going to resonate with conservatives. he's trying to woe many of the conservatives who like this campaign to come back to his campaign. the lone star governor is trying to avoid becoming a shooting star in this campaign, one that burns brightly on its assent but then fades out falling back to earth. >> jim, as you know there are people already saying that rick perry has now stepped on his own message by rolling out the tax plan on the same day he starts talking about birthers, but we'll get on to that in a bit. allison now at the new york stock exchange, we'll talk about the flat tax component of perry's plan. it has come up again and again in national politics, but for those who don't remember, lay out for us what a flat tax is. >> reporter: okay. flat tax 101, here it comes. it is one tax rate for everybody. the current tax code when you look at it has six tax rates depending on what your income is. that's the biggest difference. but there are also other nuances here. both the current system and the flat tax maintain the standard deduction. that's what you deduct based on your family size. in a true flat tax system that's the only deduction you get, but if you look at perry's modified plan it will allow for mortgage interest and charitable givings. there's another difference as well. how the flat taxes would treat savings and investment gains. capital gains and dividends are tax-free under a flat tax. this whole idea here behind the flat tax essentially is to free up cash for people to invest their money. joe? >> i know all of this hasn't been gained out yet and we'll hear a lot about it, but generally speaking who benefits from a flat tax? >> and that's a tough question to answer at this point because like when herman cain handed out the 9-9-9 plan, perry has only put out a little bit of his plan. just by looking at this from what we have, the poor, they are going to be hit the hardest by the flat tax because many don't pay income tax right now because their income is not high enough. so under a flat tax their tax rate would actually go up. so what it means is that the wealthy would benefit the most because their tax liability would go down or stay the same. joe? >> yes, that's pretty easy when you just look at the math. there are people up in the 29% to 30% tax rate and theirs would come down to 20%, but people in the 15% tax rate would actually go up. one of the main criticisms about the current tax code is that it is too long and too complicated and one of the advantages of this is that it is very easy to explain. but do you think a flat tax would be simpler in the long run? >> if you look at the proponents of the flat tax, they say one tax rate is simpler, clear and simple right there. it makes it much easier to do your taxes. it would also make it tougher to cheat on your taxes because there would be fewer loopholes, but critics of the flat tax actually say a true flat tax actually gets rid of a lot of deductions. but if you look at the perry plan it is not as simple as a true tax is expected to be. that allows them to benefit it the most to keep deductions alive for wealthy ridge. also implementing this system is costly. early analysis indicate that is revenue collections with the flat tax plan may not add up. the revenue may not be coming in and we end up having the debt troubles, the deficit troubles, so there's a lot that needs to be flushed out. we need more details at this point on perry's plan. >> yeah, it just seems like it is really hard to get the predictability factor into the tax code if you don't know who is going to opt in or opt out, but anyway we can talk about that a little bit later down the road. thank you so much, allison cost i can and jim acosta in south carolina. here's your chance to talk back on one of the big stories of the day. today's question, should president obama bipras congress to help the economy? carol costello is joining us live from new york with more. >> reporter: hey, joe. president obama went from, yes, we can, to we can't wait. the president is going rogue instead of waiting for congress to act. he's implementing a series of executive actions like new rules aimed at making it easier for homeowners to refinance. >> we can't wait for an increasingly dysfunctional congress to do its job. when they won't act i will. the barrier will be lifted that prohibits responsible homeowners from refinancing if their home values have fallen so low that what they owe on their mortgages is 25% higher than the current value of their home. >> reporter: that will not be enough to solve the housing crisis. republicans say it won't solve anything and that the president is simply using political gainsmanship to get around congress. >> we are ashamed to mention any of the things they do with republicans because it steps on their storyline. the storyline is there must be some villain out there keeping this administration from succeeding. >> reporter: what is clear? unless congress acts in a big way the economy will continue to suffer. and congress does not appear likely to do that. so president obama is moving forward on his own. monday the home mortgage plan, tomorrow a plan to help with student loans, the president's intent is to show americans he's doing something and to shame congress into acting. so the tough question for you today, should the president bypass congress to help the economy? facebook.com/carolcnn, facebook.com/carolcnn. i'll read your comments later this hour. >> thank you, carol. here's a rundown of some of the stories ahead. first, the big vote today to decide whether the cdc will recommend vaccinating some of your sons against hpv. then police make dozens of arrests in oakland after occupy movement demonstrators refuse to back down. also, rescued from the rubble in turkey. a baby is pulled out alive. details from the quake zone. and this -- >> there was a cutting backstage, there was -- i believe i was taken away in a straight jacket. >> a "saturday night live" comedian who made us roll with laughter describes painful memories of childhood abuse. uth is, nyquil doesn't un-stuff your nose. really? 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[♪...] >> announcer: now get a $250 airfare credit, plus save up to 65%. call 1-800-sandals. certain restrictions apply. a government panel just voted to recommend boys being vaccinated against hpv. the shot is already on the centers for disease controls vaccine schedule for girls. and that has sparked some controversy. our senior medical correspondent elizabeth cohen is here to explain. elizabeth, why is it that now they are talking about actually giving this to boys? >> right. hpv vaccine is for human pap loma virus. it says if guys get the shot it could prevent them from genital warts in the future or certain cancers in the future. and it can prevent them from giving that virus to girls when they are sexually active later in life. >> is there going to be an option here or do parents have to do this if they move forward? >> this is the interesting part. the cdc committee has now said we think boys aught to get this shot at age 11 or 12. then each state gets to decide whether they make it mandatory for school attendance, whether you have to get the shot to go to school. in the case of hpv for girls only one state in the district of columbia made it mandatory for attendance. 49 other states don't have it on the list. >> whenever the vaccines come out just for kids is, is it going to make my child sick? >> you will see controversy politically on this, you will see controversy among some online communities, there's really no controversy among doctors. in the medical world they say this is a safe vaccine giving it to millions of people around the world. we have not seen serious consequences. >> good to see you again. >> good to see you. you just heard republican presidential candidate rick perry lay out his economic plan, a corner stone of the plan allowing you to choose between your current income tax rate and a 20% flat tax. perry also wants to lower the corporate tax rate to 20% and cut capital gains and inheritance taxes. we want to drill down on the politics and economics of perry's plan. to help us do that, we'll bring in senior analyst david gergan. before we do that, let's just pop in and take a look at the rick perry event in south carolina because i hear he may be starting. >> thank you very much. it is an honor to see you here. he was one of the great conservative senators in our country, that's jim de mint. i want to thank the films for allowing you to have me here today. we will discuss a plan to get america working again. you know, today i lay before the american people my cut, balance and grow plan. it cuts taxes and it also cuts the spending. it balances the budget by 2020 and it grows jobs and it grows the economy. it neither reshovels the status quo nor does it expand the ways that washington can reach into your pocketbook. it reorders the way they do business in washington by reinventing the tax code and getting our nation back to a physical health through balanced budgets and entitlement reform. central to my plan is giving every american the option of throwing out that 3 million words in the current tax code, i might add the cost of complying with all of that code, in order to pay a 20% flat tax on their income. [ applause ] >> the size of the current code is more than 72,000 pages. that's represented by this palate right here and the reams of paper. that's what the current tax code looks like. the best representation of my plan is this postcard. this is the size of what we are talking about right here. taxpayers will be able to fill this out and file their taxes on that. and each individual taxpayer will have a choice. you can continue to pay your taxes as well as the accountants and lawyers and under the current tax system that we got, or you can file your taxes on this postcard with the detuxs deductions for your charitable giving, your state and local taxes, and then deduct those and send it in. under my plan you are no longer going to have to worry about paying taxes on social security when you retire. or your family members. yeah. [ applause ] >> or your family members paying the debt tax when you're gone. you can save -- you think about that, he's worked hard. he's going to pass this on to his family one of these days. and the idea that the federal government is going to take half that is nonsense. you may also wave good-bye to the capital gains tax as well as taxes on dividends. we'll increase the standard exemption for individuals and independents to $12,500. that means that families in the middle and on the lower end of the economic scale will have the opportunity to get ahead. you know, taxes will be cut across all income groups in america. and the net benefit will be more money in americans pockets with greater investment in the private economy instead of the federal government. now on the corporate tax side i'm offering an equally bold reform. i plan to close the corporate loopholes and end the special breaks for special interests and stop the gravy train of lobbyists and tax lawyers in washington, d.c. in exchange for a corporate-free or a corporate tax-free carveout of exclusions, i offer a much lower rate of 20% that represents the average corporate rate among the developed nations. and it will make our corporations much more competitive on the global scale. we'll shut down the cottage industry of corporate tax evasion by creating a tax that is broad and fair and low. and my plan also offers incentives for corporations to invest in america again with two major reforms. first we'll transition to a territorial tax system on corporation income that's earned overseas. what this means is that the companies that pay the appropriate taxes in the country where that income was earned but aren't taxed a second time when that income gets moved back to the united states. and i secondly -- all quarter profit that is are currently langishing overseas, i will offer a one-time reduced rate of 5.25% for a limited period of time on those dollars, to bring those dollars back to the united states. the u.s. chamber of commerce says that this one-time tax reduction would bring back over a billion dollars in capital back to the united states, creating up to 2.9 million jobs, and increase the economic output in this country by 360 billion dollars. in other words, it's the kind of economic stimulus that president obama could have achieved if he wasn't so hell-bent on passing big government scheme that is have failed american workers. now today's america combined corporate tax rate of 39.2% is the second high nest the developed world. it's time to overhaul our tax cuts so that companies like isopoly film can invest more in their people and products. tax rates have consequences. the liberals myopically ignore the reality of human nature. they think raising rates will raise revenues. what they don't understand is that large employers have choices. and i might add so do wealthy individuals, and that includes moving money offshore. when they tried to take -- when the federal government tries to take too much, they end up hurting the very people they supposedly seek to help, the working class. we need tax policy that embraces the world as it is, not what some liberal idealogue issues it to be. the goal of my cut and grow plan is to release job recreation while generating a stable source of revenue to address our record deficit and put our fiscal house in order. my plan should not be viewed in a vacuum, but in comparison to the continuation of the status quo. it provides employers and investors certainty, which is critical, john, in getting capital back into the economy. you know, the president's plan, it provides temporary tax relief, which it does nothing to encourage long-term investment because it doesn't provide the private sector any certainty. the way to stimulate the economy is not through temporary tax relief or government spending. it is to stimulate private spending through permanent tax relief. you see, the flat tax will unleash growth but growth is not enou enough. we must put a stop to this entitlement culture that risks the financial sovereignty of this country for future generations. i mean, the red flags are alarming. [ applause ] >> our children are born with a $46,000 debt, debra. every young child that's born has a $46,000 debt to the federal government. our credit was downgraded for the first time this past august in part because of the lack of seriousness about deficit reduction. you know, according to the white house office of management and budg budget, by the end of the year our debt will exceed the size of america's economy for the first time in 65 years. we are on the road to ruin paved by states served them. we need to free our children from financial disaster and it requires the courage to reform the entitlements. and my plan is establishing firm principles to preserve medicare and social security for today's beneficiaries while saving it for tomorrow's generations. i'm putting forward five principles to save social security for the long-term. first, we will protect existing benefits for current retirees. and we'll work with congress on the exact age where those nearing retirement are grandfathered out of the changes to the program. secondly, we will end the current pillaging of the social security trust fund by washington politicians. [ applause ] >> see, here's the hard fact. the trust fund is full of ious. without a single dime of money leftover from what workers have paid in, the politicians have borrowed against it for years. and in order to redeem those ious they will have to raise your taxes or cut spending on other programs to replenish it. those are the only two choices. now here's the other hard truth. if we don't act in 25 years, benefits will be slashed by 23% overnight. protecting social security begins by protecting the sovereigncy of the funds and stopping all the current borrowing from the fund just as we have done with the highway trust fund. a third principle of reform -- >> that is governor rick perry outlining plans of really sweeping economic programs that start with a 20% flat tax. that's something that has been talked about before in the united states that hasn't gone anywhere. nonetheless, he wants a flat tax saying it would cut taxes for all americans across the board. it would also give americans an option whether to use the tax plan or the old plan we are all familiar with now. he also says his plan would eliminate things like the debt tax, social security tax, capital gains taxes, taxes on dividends. he also says that his plan would protect social security by making it solvent and as well as what many people are interested in, growing the economy. so let's now bring in cnn political analyst david gergan and robinson williams at the tax policy center. david, politically, when you listen to this, is this or the sort of the hail mary campaign? now that he dropped the ball he has to get back in the game, does he not? >> i do think he's trying to reenergize his campaign. he has a new tough advisor with national experience who know how to bring a gun to a knife fight. and he's willing to spend more money now. now he comes along with a sweeping bowl, i would say a read call plan. come call it breathtaking. we have to talk about the content of this plan because it is one of the most dramatic proposals we have heard in the presidential campaign in some years. it could revisitize his campaign and that is what he intends. >> we have steve forbes on the list, a presidential candidate, and a man well-associated with "for or against" magazine. he proposed this flat tax himself. so let's go on over to robertson williams to talk with you now. you, of course, work with the tax policy center in d.c. you took a close look at herman cain's 9-9-9 plan. i realize we are just getting the outlines right now of what rick perry wants to do, but what do you make of it? >> what we make of it is that we don't really know what it is going to be. there are a lot of details still -- a couple things we do know, revenues will go down a lot because you have the choice between paying your tax that you have now or paying the alternative 20% tax he proposed today. you will pick the lowest one. and people at the top of the list will save a lot. they won't be taxed on capital gains or dividends, they get a savings on social security and the tax rate comes down to 20% on the rest of the income from the current 35%. it's a win/win situation for the rich. the rest of the population will be where they are a little bit better off. >> in other words the middle class and poor people will be where they are now, it won't get worse for them under this plan as you see it? >> well, it can't get worse in the short-run because they can still file taxes under the current law. the very benefit get the child record and furniture, so you will continue to get those sheer row payments, but won't lose out. the xermgs won't replace that old rule. one exception, how long will that last? will it be phased out over time? >> robinson williams, we want to do to a soundbyte of those just joining us. rick perry, the republican presidential candidate, has now unveiled his flat tax plan, really a bold, almost radical plan. let's listen to some of the highlights in this soundbyte. >> today i lay before the american people my cut, balance and grow plan. it cuts taxes and also cuts the spending. it balancing the budget by 2020. it grows jobs and then the economy grows. does it expand the way that washington can reach into your pocketbook? >> now, david, when you look at the whole campaign on the republican side, let's see, perry has a five-point plan. cain has a 9-9-9 plan. and romney has something like a 59-point plan. these are very different approaches, are they not? >> they are very different approaches. and it has made the perry plan make romney look more mainstream. that's part of the objective here to paint him as the accomplishment and to paint perry as the populist outsider winning against the establishment. i think it is a political matter. this perry plan is likely to be very well received among tea party types and on the right of the republican too. it is going to catch held from the left it could ease by will paying. it is a windfall for the wealthy. at the very time, we are talking about raising taxes on millionaires as a way to get more revenue in. this drops taxes, this lowers taxes on the affluent in all sorts of ways, cutting capital gains, cutting their dividend taxes to zero and then lowering their general income to 20%. at the same time -- we'll have to ge more with tax policies, but this is going to drop the ref new for the government. how is perry going to do that? he'll hold spending down to 18% of gdp. we have not been anywhere close to 18% for many years. what does that mean? a lot of government services will be going away. you can't get to 18% without reforming entitlement severely and removing a lot of the government services. if you look at it from that perspective, cuts from the services with a windfall from the community, that's going to remark a sad reaction. >> we appreciate you coming in to give us analysis as the news breaks out of south carolina. we appreciate your contribution. our fact-checking team is going over rick perry's tax plan to see how it stacks up. we'll tell you what they found in a live report coming up at 12:00 p.m. eastern. amazing rescue. a 2-week-old baby girl is saved after being buried alive for two days. we'll have details from you are the keys turkey's earthquake zone. if you've just signed up for medicare or will soon, there's no time like the present to consider all your health insurance options. does medicare alone meet your needs? would additional coverage be better for you? well, now is a good time to take a look at an aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company. get started by calling for your free information kit and guide to medicare. as you probably know, medicare only covers about 80% of your part b medical expenses. the rest is up to you. a medicare supplement insurance plan helps cover some of it. that could save you up to thousands of dollars a year in out-of-pocket costs. and you can visit any doctor who accepts medicare 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call now for your free medicare guide and information kit about aarp medicare supplement insurance plans, insured by unitedhealthcare insurance company. up next, after being displayed in a meat locker in libya, the body of moammar gadhafi is buried at a secret location. then a dramatic rescue of a baby in turkey. and later a personal comedian's horror story. child abuse that came from his own mother. miraculous moments in turkey's earthquake zone. rescuers today pulled a 2-week-old bail baby girl from the ruins of her home. then her mother and grandmother were found. diana mackey is there. >> reporter: we heard from the grandmother that the child was three weeks premature, so she really should be in the womb. she's already survived an earthquake 36 hours in the rubble. >> the official death toll from sunday's earthquake in eastern turkey is 366. next hour we'll check in with diana where rescuers are still scrambling for survivors. a 2-year-old is being hailed as a hero today. find out what she did to save her mother's life. checking stories our affiliates are covering, this cute 2-year-old in texas is credited with saving her mother's life. she called for help after her mother blacked out and fell down. little leah picked up the phone and called her grandmother who then called 911. mom said she didn't know leah knew how to use the phone. >> mommy fell down. >> she's been wearing a towel around the house calling herself a superhero because mommy told her about it. >> police in oakland, california, arrested dozens of protestors from the occupy movement early this morning. the city officials say protestors defied an order to abandon a makeshift encampment of 150 tents outside city hall. officials were concerned about rats, a fire hasard, public urination and acts of violence. but many cite they have been peaceful and their civil rights are being violated. this man put 1 million miles on his 1990 honda accord. he says his secret is nothing special. just keeping up with the manufacturer's man maintenance schedule. a bedtime story and a hug from a dad stationed thousands of miles away shows how far we have come. jeanne moos has this story for you. or creates another laptop bag or hires another employee, it's not just good for business. it's good for the entire community. at bank of america, we know the impact that local businesses have on communities. that's why we extended $7.8 billion to small businesses across the country so far this year. because the more we help them, the more we help make opportunity possible. but only one hair color has proven it. natural instincts. it's the only hair color that's clinically proven to be less damaging. shiny, healthy looking color... every time you color. ♪ for a healthy look... look no further than natural instincts. ♪ it's all good. and it's proven. get all the healthy look of natural instincts in our vibrant shades. consumers er wanchai ferry orange chicken... over p.f. chang's home menu orange chicken women men and uh pandas... elbows mmm [ male announcer ] wanchai ferry, try it yourself. i tell you what i can spend. i do my best to make it work. i'm back on the road safely. and i saved you money on brakes. that's personal pricing. moms and dads away from home can be there for their kids thanks to constantly evolving technology. sure, video chatting with children is no substitute for having dad actually there, but their joy when daddy pops up on the screen is undeniable. here's jeanne moos. >> reporter: it's like reading a bedtime story -- >> farmer mickey wakes at dawn. time to work the whole day long. >> reporter: only daddy lives inside a screen? >> the hen lays eggs. >> reporter: the airman is away from home for basic training posted this prerecorded video reading to his 2-year-old daughter. it has everybody talking about how cute it is. the only one who isn't talking is dad. >> daddy? >> reporter: she was trying to say silly kitty because mom tells cnn that the cat just knocked something off a shelf. someone posted that dad better get back home soon or that kid is going to be nearsighted. the adorability factor goes through the roof since the bedtime story ends. >> can i have a hug? >> love you. >> reporter: talk about a screen grab. every time her daughter asks to see daddy mom would play one of several prerecorded videos similar to the united through w play one of several prerecorded videos this is similar to the united through reading program, parents separated from their children, especially military parents record themselves reading allowed and send dvds home to the kids. >> what sound does a lion make? >> reporter: prerecorded story telling isn't as high tech as a soldier watching the birth of his first child live via skype. >> okay, babe, let's go. >> reporter: since army corporal greg bake on was in iraq, skype was the next big thing to being there. >> keep talking to me. >> this is the moment. >> hang on, honey. >> lots of pressure, lots of pressure, going to feel really funny. you see? >> i can see him. >> reporter: he finally saw him in person three months later. >> hi, buddy. >> reporter: you may think of cyber space as cold but this inspired us -- >> can i have a hug. >> reporter: to have a group hug. thank you. jeanne moos, cnn. >> bye. >> reporter: new york. >> i can't wait until they get to the hol lo graphic dad, that will be really cool. we'll have a story about a famous "saturday night live" funman but he said he was taking soul killing drugs to deal the with abuse he suffered as a child. >> stabbing, beating, being electrocuted, stuff like that. he wassed the comedian behind "saturday night live" but he reveals his childhood was a horror story. as a kid, his mother beat and stabbed and even electrocuted him. that abuse he says still haunts him today. >> i was never -- in a mental institution for a long time. i was in psych wards where i would go in and they go, is he going to kill himself? was wrong with him? i was diagnosed with everything from schizophrenia to multiple personality. and bipolar and all of the things that doctors have traditionally placed on people who are only really just trauma patients. with me, i was on as many as seven medications at one time. these doctors really didn't know what to do with me. there was cutting back stage, i was once taken to a psych ward. the week i did the gore debates, i believe i was taken away in a straight jacket. and there's no way that for people to know about that. >> >> you can see more of our interview with darrel hammond at cnn.com. a government advisory panel has just voted to recommend giving the hpv vaccine to boys, does that mean parents should go out and get it for their sons? we'll look at the recommendations in just a few minutes. i'm not a number. i'm not a line item on a budget. and i'm definitely not a pushover. but i am a voter. so washington... before you even think about cutting my medicare and social security benefits... here's a 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[ male announcer ] new glucerna hunger smart. a smart way to help manage hunger and diabetes. coming up on the top of the hour, let's take a quick check of the markets. the dow jones industrial average now down about 104 points. you've been sounding off on our talk back question, carol costello is here with your responses. carol? >> people had a lot to say about this, the talk back question today, should the president bypass congress if he thinks it will help the economy? michael, this does not seem interested in doing anything, why not? somebody needs to do something. this from mike, took him three years to discover we can't wait? i can't wait for this walking disaster to vacant the white house. the only thing he can accomplish is raising tons of money from hollywood fat cats and other naive folks. has the congress done one thing to assist in job creation? no, i say go for it, mr. president. this from keith, why do we have a congress again? have any of you read the constitution? you deserve to live in the tyranny you are wishing for. keep the comments coming. i'll be back with you in about ten minutes. thanks, carol. top of the hour, i'm joe johns. let's get you up to speed. a thrilling scene, two days after turkey's earthquake, live pictures right now of a rescue under way. we'll continue to monitor this and bring you any developments. [ applause ] >> earlier today rescuers pull a 2 week old baby girl to safety. they got her mother out alive too. they were trapped when their apartment building collapsed sunday. cnn's diana mag ney is at the stand. >> reporter: we heard from the grandmother that the child was three weeks premature so really still should be in the womb and already sur vafed an earthquake and 36 hours in the rubble. >> the baby's grandmother was pulled out too but it's not clear if she survived. turkish officials say the number killed has risen to 366 today. the refrigeration unit that held moammar gadhafi's body for several days is empty now. libya's new rulers say gadhafi was buried in secret today. the interim government says it will allow an investigation into gadhafi's death it remains unclear whether he was killed by cross fire or shot point blank while in custody. just a shocking allegation from amnesty international. they say syria is giving security forces free reign to torture protesters at government-run hospitals. for that rb those wounded in the struggle let the injuries go untreated. rick perry hopes his new tax proposals will fire up his republican presidential campaign. he announced plans for a 20% flat tax a short time ago at a stop in south carolina. get this, it's optional. you can stick with the current tax system if you want to. >> cuts taxes and it also cuts the spending. and it balances the budget by 2020 and it grows jobs and grows the economy. now, it neither reshuffles the status quo nor does it expand the ways that washington can reach into your pocketbooks. >> perry also wants to cut government revenue, he would roll back the corporate tax rate and kill the tax on long-term capital gains and estates. at the same time he promises to balance the budget. >> dr. conrad murray's defense team is trying to convince a los angeles jury michael jackson was to blame for his own death. two witnesses, a doctor and nurse, have testified for murray. they say the singer aggressively pursued them for anesthesia as a sleep aid. they refused but murray gave jackson propofol in the two months before his death. the researcher who suffered a stroke at the south pole is undergoing tests today. she's back in the u.s. at johns hopkins hospital in baltimore. the researcher was stranded in antarctica for six weeks. bad weather meant planes could not fly her out. >> it was extremely frustrating and it was just -- i think my -- the disillusionments started to set in. meet the doctors tomorrow morning and see what testing needs to be done and just see what i have to do for starting rehabilitation. >> of course there are doctors at the south pole but don't have the expertise nor the equipment to treat stroke victims. the owners and players aren't talking so the nba reportedly is ready to cancel another two weeks of games today. that means no basketball until the end of november at the earliest. owners locked players out in july, the two sides can't agree on salaries and how to difvy up the billions the nba brings in every year. a government panel has voted to recommend boys be vaccinated against hpv, the shot is already on centers for disease controls vaccine schedule for girls. and that has sparked some controversy. our senior medical correspondent elizabeth cohen is here to explain. elizabeth, let's talk again about why they are recommending this for boys. we so much about it being recommends for girls. >> we heard about hpv can cause cervical cancer. but what a lot of people don't know, hpv can hurt boys too. it can give them genital warts and certain types of cancer. they can also spread that virus to girls during sexual contact. so what the cdc said today, boys ages 11 and 12 should get the shot. >> should get it but don't have to do it. >> they do should, not have to. the states are the ones that say, your son or your daughter has to get a shot in order to go to school, whether it's measles or mumps or whatever. most states have not chosen to make hpv -- have not chosen to make it mandatory for school attendance. for girls only in virginia and d.c. do you have to get it to go to school. >> there's a big controversy about the mmr vaccine, whether it was safe for kids, even though a lot of studies said it was safe. do we know if this vaccine is safe? >> this vaccine may be controversial politically and may be controversial among parents groups online. it is not controversial among doctors. doctors agree that this shot is safe, been given to millions of people and there have not been serious side effects. >> thanks so much, elizabeth cohen. here's your chance to talk back on one of big stories of the day. today's question, should president obama bypass congress if he thinks it will help the economy? carol costello joins us for more with more from new york. >> hi, joe, president obama has gone from yes we can to we can't wait. since congress isn't eager to discuss any part of the president's jobs bills, he's going rogue. instead of waiting for congress to act, he's implementing a series of executive actions like new rules aimed at making it easier for home owners to refinance. >> we can't wait for an increasingly dysfunctional congress to do its job. where they won't act, i will. the barrier will be lifted that prohibits responsible homeowners from refinancing if their home values have fallen solo and what they owe on the mortgage is 25% higher than the current value of the home. >> that won't be enough to solve the housing crisis. republicans say it won't solve anything and that the president is simply using political gamesmanship to get around congress. >> there is shame to mention any of the things they do with republicans because it steps on their storely line. the storely line is that there must be some villain out there keeping this administration from succeeding. >> what is clear? unless congress acts in a big way, the economy will continue to suffer and congress does not appear likely to do that. so president obama is moving forward on his own. monday the home mortgage plan, tomorrow a plan to help with student loans. the president's intent, to show americans he's doing something and of course to shame congress into acting. the talk back question for you today, should the president bypass congress if he thinks it will help the economy? facebook.com/carolcnn. i'll read your comments later this hour. >> thanks for that, carol. >> here's a rundown of some of the stories we're covering this hour. first, another republican presidential hopeful with a flat tax proposal. it's time for a flat tax fact check. then, a serial rapist on the prowl in texas targeting sore roarty cities. police make dozens of arrests in oakland after occupy movement demonstrators refuse to back down. a northern lights show illuminating southern skies and the grueling work of rescue crews in turkey. moments like these that make it all worthwhile. >> the moment when he took the baby outside, was literally for him like having a second child. really extremely emotional moment. just one phillips' colon health probiotic cap a day helps defends against occasional constipation, diarrhea, gas and bloating. with three strains of good bacteria to help balance your colon. you had me at "probiotic." 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[ male announcer ] we're not employers or employees. not white collar or blue collar or no collars. we are business in america. and every day we awake to the same challenges. but at prudential we're helping companies everywhere find new solutions to manage risk, capital and employee benefits, so american business can get on with business. ♪ consumers er wanchai ferry orange chicken... over p.f. chang's home menu orange chicken women men and uh pandas... elbows mmm [ male announcer ] wanchai ferry, try it yourself. checking stories our affiliates are covering, this 2-year-old in texas is being credited for saving her mother's life after her mother blacked out and fell down. little leah picked up the phone and called her grandmother who then called 911. mom didn't even know leah knew how to use the phone. >> i fall down and mommy fall down. >> she's been wearing a towel around the house calling herself a super hero because mommy has told her about it. so definitely she's my little super hero. >> police in oakland california, arrested dozens of protesters from the occupy movement. protesters defied an order to abandon a make shift encampment of 150 tents outside city hall. officials were concerned about rats, fire hazard and public urination and acts of violence but the protester say they've been peaceful and cite their first amendment rights. republican presidential candidate rick perry lays out his plan to fix the country's economy. perry announced his cut, balance and grow proposal in a speech in south carolina last hour. it would allow you to choose between your current income tax rate and 20% flat tax. the flat tax would preserve some popular deductions like mortgage interest and charitable contributions for families earning less than $500,000. he wants to lower the corporate tax rate to 10% and phase out loopholes and special tax breaks. in addition to freezing federal hiring and spending, perry would repeal the health care reform law. he would also repeal parts of financial and wall street reforms. tom foreman joins us live from washington. tom, tell us which part of the plan you focused on and what you found out? >> joe, right now all of the policies are going cutting into the plan trying to figure out what it really means. the one part that caught our eye is probably the thing that most taxpayers in this country would hear if they heard that speech and probably hear all day long. listen to this one very profound statement by governor perry about the meaning of this plan. >> families in the middle and on the lower end of the economic scale will have the opportunity to get ahead. you know, taxes will be cut across all income groups in america. >> wow, think about that, taxes cut across all income groups in america. so we're talking about a massive level of tax cutting on the surface of it. part of the reason he says that is because he's talking about this standard deduction of $12,500. so for example, if you had a family with two parents and one child, they would quickly get over $36,000 of their income tax free because of the standard deduction. but whether or not middle and lower class people would get ahead under this system is what's not entirely clear. let's look at the couple of facts that are important to consider in this equation. if you have the standard exemption of 12,500, that does not complain all of the other changes he has in the tax code and there are many, many here, many of which would seem to benefit people who are wealthy. if you drop the rates on dividends and drop the rate on inheritance, that type of thing, those are things they tend to deal with more the more money they have. if you're making $25,000 a year, there's no inheritance involved, so a break on that doesn't help you any 51% of people in this country said they paid no taxes in 2009. so you can't actually cut none. those people would get nothing less. in the end, when you consider all of the things he's changing in the tax code here, joe and there's a tremendous amount of analysis to be done here, it's going to go across to true but incomplete in terms of that statement with a real em if a siz on incomplete. we have to do an awful lot of number crunching before we will know if this notion that everybody gets a tax break is true. that's why i say focus on the incomplete until we get further along. i think it's hedging an awful lot to lean too hard on the true. >> that's a fine point. many times you get the great flowering speeches, particularly from people running from office. when you finally look at it written out in almost legislative language, it looks a lot different. >> bear in mind, joe, one of things he said up front, if you want to stick with the old tax code, you can or go with any new code and do it on postcard. all of the changes he's implementing would affect the old tax code as well. it's not as simple as just have no change or accept the new change. the old would also change. you could stick with it but it would change. under that system you may find that you're not getting a tax break at all. >> and that option is a big question. how many people are going to go with the new plan? how many people are going to stay with the old plan and how does that affect the united states sort of economic and financial? >> absolutely. >> joe, i'm kind of wondering, i'm really wondering about that because i don't know how you get a bottom line on that calculation because if you're giving all of these people this choice, how do you know how many are going to choose to go this way or that way. it has to affect the revenue in either up or down. i don't know which. it seems like a very -- really a moving target here for your federal budget and i think as i said we'll spend all afternoon running the blenders and seeing if we can get more answers as the day goes on. >> tom foreman, keep those blenders going. >> see you, joe. a serial rapist targeting black sorority sisters, we'll take you live to dallas for the details. helps ease straining to make going easier. try colace® capsules for effective, comfortable relief from occasional constipation. now you can save big on colace® capsules! go to colacecapsules.com. ♪ whoa! hey! 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[ male announcer ] introducing cadillac shield. the most comprehensive suite of owner benefits offered by any luxury auto maker in the world. a serial rapist is on the loose in the dallas area, he's targeting alumni of a popular african-american sorority. ed lavandera joins us live from dallas. how many women have been saultded so far and what type of time period of we talking about here? >> reporter: there have been four attacks on women in the mid-50s to mid-60s and these attacks happened in three different suburbs north of the dallas area. so you've got a number of police agencies coming together and the last attack happened just last week. as investigators were all working on this and realized these women belong to the same sorority, were members of this predominantly african-american sororit sorority. 400 members in the dallas area. they started to realize the attacks were carried out much in the same way that these women were home alone, the attacked happened at night when these attacks happened and they realized also that the attacker knew specific information, not -- not saying what type of information it was, but the attackers seemed to know a little bit about each one of victims and it came back to the sorori sorority, authorities are urging people in the sorority to take precautions. what's even more disturbing, authorities are telling us yesterday, they believe this attacker was actually scouting out his victims. >> he made it obvious to our victims that he knew details or information about them personally. and that's what we gathered so far from our victims. as we move forward, we'll try to xpound on that and see how much more is it that he knows. >> right now we don't understand how he's obtaining the information. we don't know if he has a list of members or if he's simply looking for members that may be out there sporting different paraphernalia t hist shirts for the sorority, license plate placards things of that nature. we're requesting all members to not advertise their affiliation with the sorority for their own safety. >> joe, we were in one of the neighborhoods where one of the attacks happened yesterday, i have to tell you, you don't get the sense that you had to kind have known what you were looking for. this was a neighborhood you would have stumbled upon and happened to catch someone on the off chance that someone was alone in their house at the time of the attack. it's interesting backing up the point that they believe that this person is actually spent some time following his victims, learning about them, trying to make sure -- planning out the attacks, when would be the most opportune time. >> seems to know a lot about the victims. but how much do the police know about them? i assume they have a description. do they know a little bit more about why he's doing this? they other clues they are putting out publicly? >> reporter: the why is the big question although there's a big clue in the fact that all women are connected through this sorority. in terms of a description, they have released a surveillance video. you can see they believe the man is a suspect in the case and hoping the description and way he's seen walking in this video will offer clues or trigger someone's memory in the dallas ft. worth area. this is a man who just by sheer size alone would be a good indicator, he's described as a large man, 275 to 300 pounds, close to 6 feet tall, balding, receding hairline. they are hoping looking at that image, how he mighting learning about the sorority is not clear to the members. they are hoping someone who has seen him at these events they've done over the last few months, something like that that might be able to trigger a clue. >> ed lavandera, thanks for that. we'd like to maer more about that story. very disturbing. the freak show is over, the body of moammar gadhafi was buried at dawn after being on display for five days. we'll have a live report from tripoli. let me tell you about a very important phone call i made. when i got my medicare card, i realized i needed an aarp... medicare supplement insurance card, too. medicare is one of the great things about turning 65, but it doesn't cover everything. in fact, it only pays up to 80% of your part b expenses. if you're already on or eligible for medicare, call now to find out how an aarp... medicare supplement insurance plan, insured by unitedhealthcare insurance company, helps cover some of the medical expenses... not paid by medicare part b. that can save you from paying up to thousands of dollars... out of your own pocket. these are the only medicare supplement insurance plans... exclusively endorsed by aarp. when you call now, you'll get this free information kit... with all you need to enroll. put their trust in aarp medicare supplement insurance. plus you'll get this free guide to understanding medicare. the prices are competitive. i can keep my own doctor. and i don't need a referral to see a specialist. call now to get a free information kit. plus you'll get this free guide to understanding medicare. and the advantages don't end there. choose from a range of medicare supplement plans... that are all competitively priced. we have a plan for almost everyone, so you can find one that fits your needs and budget. with all medicare supplement plans, there are virtually no claim forms to fill out. plus you can keep your own doctor and hospital that accepts medicare. and best of all, these plans are... the only medicare supplement plans endorsed by aarp. when they told me these plans were endorsed by aarp... i had only one thing to say... sign me up. call the number on your screen now... and find out about an aarp medicare supplement insurance plan. you'll get this free information kit... and guide to understanding medicare, to help you choose the plan that's right for you. as with all medicare supplement plans, you can keep your own doctor and hospital that accepts medicare, get help paying for what medicare doesn't... and save up to thousands of dollars. call this toll-free number now. up next, the ends of a 42-year chapter, moammar gadhafi buried at down today at the secret location. also -- >> we've got the happy details after an infant is pulled alive from the rubble in turkey. later, look and enjoy, nature puts on a spectacular light show from north to south. moammar gadhafi has finally been buried. libya's new leaders say he was placed in an unmarked grave in the desert after being on display in a cold storage unit for several days. our dan rivers is in the libyan capital of tripoli. dan, do you have any details about the burial? >> reporter: well, we're being told that it happened at dawn this morning as you mentioned, that members of his gadhafi tribe were allowed to pray over the body before it was taken into the desert and buried in an unmarked undisclosed location. they are very keen to keep the location secret. they don't want it turning into a shrine for his loyalist supporters or as a target for his enemies. both he and his son wants him and the defense minister were buried and they are hoping that will draw a line on the affair but there are still awkward questions about how he died and they are promising an investigation into his death. one wonders how independent and thorough that will be though. that's the problem, i suppose, the perception, anyway, as to whether it could be independent and whether anyone international experts or so will be allowed to be involved with it. >> dan, have you been able to pick up information about the whereabouts of gadhafi's son saif? >> they held a press conference concerning that he is still on the run. they still don't know where he is. there have been various rumors in the past 24 hours about him possibly heading south, nothing has been confirmed. i think all we know at this point is that he is still out there and they haven't got him. >> dan rivers in tripoli, thanks for that reporting. we'll be checking back with you. the sky lit up last night, check out the gorgeous colors. we'll tell you what caused this amazing dazzling light show. but first, do you think a robot could do your job and do it well? a new book says we're going to lose more and more jobs to automation, here's a question for you. which of these jobs do you think can most easily be replaced by robots? a, food service industry jobs and b janitorial work and c raidologist. the answer coming up in a minute. or creates another laptop bag or hires another employee, it's not just good for business. it's good for the entire community. at bank of america, we know the impact that local businesses have on communities. that's why we extended $7.8 billion to small businesses across the country so far this year. because the more we help them, the more we help make opportunity possible. borrowed technology from ferrari to develop its suspension system? or what if we told you that ferrari borrowed technology from cadillac to develop its suspension system? magnetic ride control -- pioneered by cadillac, perfected in the 556-horsepower cts-v. we don't just make luxury cars. we make cadillacs. you know what else is early? medicare open enrollment. now through december 7th. can i stick with my old medicare plan? sure! or find a new plan with better coverage, less cost, or both. medicare plans give you free cancer screenings and wellness visits and 50% off on brand-name prescriptions when you're in the doughnut hole. it's part of the healthcare law. so it's time to look, compare... and choose the right plan for you. learn more at 1-800-medicare or medicare.gov. what did you guess? which job could most easily be done by robots in the future, food services janitorial work or radologist, the answer is r radioologist, they say they often require face to face interaction and don't cost many am salaries where a radioologist can analyze x-rays something a computer can do and they are vulnerable because they make good money. that is fascinating. did you see the sky last night? the brilliant lights known as the aurora borealis, folks across the united states even as far south as alabama, georgia, right here in atlanta got a glimpse you certainly would call it an eerie glow. chad myers, i've seen pictures from elementary school, fascinating. why does this happen? >> it's because there's plasma magnetic fields that charge leaves the sun and gets pushed out in the atmosphere now this this cmb was heading towards mars, we only got a piece of it. it was a very big ee jeks, it comes into the magnet issphere and it could have damaged satellites or even taken out grids. it did not. but this is -- i know it's pretty, i know the solar -- aurora borealis looks cool but there are other more sinister things that happen whether this type of ee jeks comes toward the earth. look at this. if the sun would be behind here, it's blocked out so it doesn't blind you. there is the ejection blowing off the screen. it's plasma and magnetism and all of those things that can hurt people down here. ask canada how they lost the power grid in the '80s for a while as a big one headed their way. it's rare to get rid. when you ged a red borealis, that means you're getting big time charged particles hitting up in the top of the atmosphere. when they get all the way down to missouri or even into parts of alabama and georgia, that can be a really spectacular show. when you get red you know it is a big ejection. we don't have any satellites lost and it could happen. the sun is in an active period for the next year and a half. we'll hear more about these for sure. >> corps roenal mass ejection has harder to say. a two week old baby girl and her mother found alive in the ruins of their collapsed home. diana, what's the thrill obviously, baby and mom being pulled out alive two days after a powerful earthquake strikes. fill us in. >> reporter: you forgot the grandmother. she was pulled out as well. all three of them from the rubble at this site behind me, really inkred ebl. basically the mother had made contact, they heard her knocking 8:00, 9:00 this morning. they managed to create a tunnel large enough to get this baby girl out. they had to use a thin rescue worker and picked i am especially because he was so thin. the mother handed this little girl over to him. they worked for another couple of hours trying to make the tunnel wider to eventually pull the mother and grandmother out. all three of them brought out alive. the mother and child have both been sent to the hospital, another addition here that makes it so extraordinary, this little girl was born three weeks premature. so she should actually still have been in her mother's tummy rather than being this unbelievably young earthquake victim and survivor. anyway, a miraculous story for the rescue workers, the guy who took out the baby said it was like having another child. he couldn't believe the moments. but of course, touched with that, it's the end of the day. at the same site people have just brought out three dead bodies from the rubble and the search continues along so many sites in this area, 2,000 3wi8d buildings destroyed. >> we did know about the grandmother but the question is whether she survived. do you have information on that? >> reporter: we spoke to the uncle who said that she had been transferred to a hospital in a nearby province. the other two had gone to an kerr ra hospital. we spoke to him about a half hour ago. he hadn't been alerted as to her condition. >> diana magnay, thanks so much for the reporting, a very dramatic story. scared you won't have enough money to retire? my next guest's claims says american companies took money from worker pensions to build or help build their bottom lines and sweeten retirement for top executives. but first, here's some free money advice from the cnn help desk. time for the help desk where we get answers to your financial questions, lynette cox, ask the money coach.com and david noef novak, a certified financial planner. this is a straightforward one comes from agnes. what's the best debit card for teenagers, assuming this might be for her son or daughter? >> what i would look at doing for the teenager, setting up a joint checking account savings or checking and keep 500 or 1,000 dollars in there. and it shouldn't have that much of an impact on financial aid. they can build a credit tri. >> debit card is the best one or they should look at that criteria. >> i would look at the debit card as opposed to a credit card, it is pulling the money out of the account you have. >> lynette, your question comes from craig in california. he writes his his father opened a 529 for craig's son and gave him the power of attorney over it. he's wondering if that account will be counted when his son applies for financial aid. >> 529 assets are counted when someone fills out a fafsa for college aid. the question is, who's name is it? and with a 529 plan the money rests with the donor so the grandparent who did it or if the father takes controls that advantageous, your financial aid reany assets specifically in the kids names, that will reduce your eligibility by about 20%. it's actually still advantageous for the family. >> very good to know. folks, if you have a question you want answered send us an e-mail any time to cnn help desk at cnn.com. accept it. you can't change the way banking works. just accept it, man. free ? doesn't close at five ? try nature. it's a bank. what do you want, a hug ? just accept it. hidden fees, fine print, or they'll stick it to you some other way. stay with the herd, son. accept it. just accept it. accept it. just accept it. accept it. if we miss this movie, you're dead. if you're stuck accepting banking nonsense, you need an ally. ally bank. no nonsense. just people sense. i'm not a line item on a budget. and i'm definitely not a pushover. but i am a voter. so washington... before you even think about cutting my medicare and social security benefits... here's a number you should remember. 50 million. we are 50 million seniors who earned our benefits... and you will be hearing from us... today and on election day. ♪ the occupy wall street protesters say they are trying to draw attention to corporate greed. so is my nest guest. is he said the corporate raiding of retirement funds has been going on for years. how companies plunder and profit from the nest eggs of american workers. you name several fortune 500 companies who you say siphon billions this their employees's pension funds. they use the money to increase the sides of executive pensions and also you say that pension money was used to sweeten merger deals all the way they are claiming they couldn't afford to pay the pension of baby boomers getting ready to retire. let's start by talking about what a pension is. in this day and age there are so many people who have 401(k). there may be a whole segment who's not sure. what is a pension? >> there are 44 million americans with pensions at private companies, it's essentially deferred compensation. they owe you $10, they'll pay you 9 now and other dollar in retirement. it's money set aside to pay you in retirement. >> one of your claims is that many companies use pension money essentially to finance executive compensation. what's the evidence for that? >> companies use complex loopholes that enable them to take pension money set aside for regular employees and use that to finance executive deferred comp and pensions. intel, for example, is able to use $200 million out of its pension plan to pay for deferred compensation for the top three to five percent of his workforce. it's not illegal and intel's pension plan is in great shape. but there are other companies that have used this strategy and their plans have failed. >> you say it's not illegal and that would subject it's been challenged in court and this sort of process has been upheld? >> it has not -- this process hasn't even been challenged in court. it's been investigated by the gao. but so far nothing has come of this. >> and i want to read a quote from your book, retirement heist. you say companies -- workforces, union contracts regulation, global competition, but the funding problems were largely self-inflicted had they not siphoned off the assets, they would have been a cushion that would have withstood even the market crash through march of 2009. how do companies pull assets away from retirement pensions without notifying the employees? >> well, again, it's not something -- it's sometimes hidden or illegal. what they have united statesed the pension assets for, they use it to pay severance type benefits when they restructure and get rid of thousands of workers. companies like dupont have used it for retiree health benefits. again, it's legal and it's not always hidden, sometimes it's disclosed in the 10 k but it does drain assets out leaving no cushion. >> how many of this is actually cash being taken and used for other things as opposed to cash being shown on the books for a particular purpose? are they actually spending that money or just showing that money on the books? >> when companies use pension assets to finance restructuring, essentially what they do is tell employees that they want to leave. tell you what, we'll give you pension but give you extra pension as well. that drains a lot of assets. when they use the assets to pay for retiree health benefits, that's a direct cash transfer. >> a lot of companies have moved away, if you will from the notion of pensions toward 401(k)s. is this sort of a sign of things to come or are we likely to see fewer pension in the future and more 401(k)s and the kind of abuses you assert could continue in other things like 401(k)s? >> a lot of companies are freezing pension plans and employees have to rely on 401(k)s. companies say they are good for employees but they are actually cheaper for companies. no one can save enough in these unless you're afluent and we saw when the market cratered in 2008, a lot of employers lost 40% of the money. they use the plans to the benefit of the company but not necessarily to the retirees. >> ellen shultz, thanks so much for that. and i'll be taking a look at your book. >> my pleasure, thanks. today's talk back question, should the president bypass congress if he thinks it will help the economy? michael says, one thing is obvious. this will either make sure he is a one term president or he'll be a hero. there will no longer be a middle ground. i would have liked to know? i like tacos. you invited eric? i thought eric gave you the creeps. [ phone buzzes ] oh. [ chuckles ] yeah. hey. [ male announcer ] don't be left behind. get it faster with 4g. at&t. ♪ see? he's taking his vitamins. new one a day vitacraves plus omega-3 dha is a complete multivitamin for adults. plus an excellent source of omega-3 dha in a great tasting gummy. one a day, gummies for grown-ups. you've been sounding off on our talk back question. carol is here with your responses. >> lots of responses this afternoon, joe, the talk back question, should the president bypass congress if he thinks it will help the economy? this from karen, absolutely. the only action congress will take is whatever they can to do to get rid much president obama. couldn't care less what happens to the rest of us. he should take whatever action he can to get things happening for america. congress is spoesed to block and give opposition, that what keeps america from becoming a dictatorship. this from thomas, it's understandable the worry of lowering the checks and balances but the countries would be farther along if he done this years ago. i think he should did he have in thely bypass congress. tired of all of this nonsense. i would rather he try something than do nothing. please continue the conversation, facebook.com/carolcnn. thanks as always for your comments. >> all right, thanks so much, carol. focus after the shot. it's a new era in photography, thanks to this camera. say good-bye to fuzzy photos we'll check this thing out. americans salaries have taken a big hit over the last ten years. here's a question for you. fill in this blank. half of all workers in the u.s. made less than what last year? less than $56,000, less than $36,000? or less than $26,000? the answer coming up in a minute. ♪ [ multiple snds ng melodic tune ] ♪ [ malennounc ] at northrop grumman, makthworld a feplace. th's value performance. northr gruan. o0 ♪ ♪ co-signed her credit card -- "buy books, not beer!" ♪ but the second that she shut the door ♪ ♪ girl started blowing up their credit score ♪ ♪ she bought a pizza party for her whole dorm floor ♪ ♪ hundred pounds of makeup at the makeup store ♪ ♪ and a ticket down to spring break in mexico ♪ ♪ but her folks didn't know 'cause her folks didn't go ♪ ♪ to free-credit-score-dot-com hard times for daddy and mom. ♪ offer applies with enrollment in freecreditscore.com™. but don't just listen to me. listen to these happy progressive customers. i plugged in snapshot, and 30 days later, i was saving big on car insurance. i was worried it would be hard to install. but it's really easy. the better i drive, the more i save. i wish our company had something this cool. yeah. you're not... filming this, are you? aw! camera shy. snapshot from progressive. plug into the savings you deserve with snapshot from progressive. less than 56,000? 36,000? or 26,000? the answer is c, can you believe half of all workers in the u.s. made less than $26,000 last year? here's what our income levels look like over time, in 1999, americans started to gain in salary but then when the recession hit after 2007, salaries took a nose dive. divided government has washington tied up in knots, any ideas on how to untangle the rope? erin burn net asked an analysis that. >> you can solve the world's problem, in washington, everybody hates each other. nobody will do anything together. >> really. >> how do you fix it, elmo? >> play dates. >> play dates, everybody has play dates. >> like put a democrat and republican play dates? >> yeah, harry reid, john boehner play dates? >> everybody brings their own food. >> yeah. >> you have to sing songs. >> i think that might solve it. it's better than anything we tried so far elmo. >> erin gets all of the great guests. erin burnett outfront, you never know who will stop by. they may look look regular shoes but they have been fitted with a transmitter for those with alz himer's or dementia. you'll have to set up a monitoring system but it could save lives and lower costs for police searches. there's a new camera on the market and it's changing the way you experience pictures. it's not how you set up the shop, it's what you can do with the picture after it's taken. dan simon has more. >> reporter: i'm holding in my hand which is billed as the first consumer light field camera. what this allows you to do, focus after you take the picture. you can see right away it doesn't look like a normal camera. i'm going to intentionally take some pictures out of focus and we'll see what it looks like. what would you say is the number one selling point? >> it's focus after the fact because focus after the fact means can you get your pictures with the right focus but also they'll find on the camera it means you get a really fast response. you click the shutters, it takes the picture right away because you don't have to wait for it to focus. >> why did you decide to make a product as opposed to license out the technology to a cannon or nikon. >> it needs to bring all of the benefits to the consumer. if you look at the camera market, things are incremental, we wanted to bring the full benefits in a hardware and software together and only way to do that was make it ourselves. >> if one of those big camera makers decides to create their own light field camera, will it be difficult to em late this or this something they can do? >> light field technology is the future of cameras and future of photography, i think we'll see just an explosion in this out in the world. we welcome all of that and looking to build a really big eco system. this is a very big market and we think it has a lot of room to gro further by plugging true innovation back in the market. >> there's an electric blue and graphite. they both have 8 gigabytes of storage and pricing is 399. the red hot has twice as much, 16 gig ga bites and that's priced at $499. >> dan simon joins us now. who are they marketing to, dan? what's going to buy that camera? >> reporter: well, first of all, unfortunately they are missing out on the holiday season. they can't get these made quickly enough. they'll b

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