if the government shuts down at midnight on monday, millions of people will be affected. and while the military will still be expected to report to duty, many troops may not get paid on time. joining us now from washington, vivian greentree. she's a navy veteran and the director of research and policy with the blue star families. vivian, thanks for joining us. tell me, what are you hearing from the military families with blue star? what are their biggest concerns? >> well, we know from our research that financial health and readiness is a top concern for military families. we know that from our annual survey of military families. so even the threat of the shutdown has caused added anxieties. and if it is to occur and military families don't get paid, we also know that a lot of military families live paycheck to paycheck. and are single-income families. the military spouse unemployment rate is 26%. so we are in a dire situation, if our military families aren't being paid.