♪ welcome back, everybody to nd ahmadinejad. it is "money time" with christine romans. all the business news we need to know. >> good morning. stocks rose for the fourth session in a row on tuesday. that's good. the s&p 1% low it's all-time closing high. that's good, too but this bull run looks tired. the brand-new s&p pony pol predicts the s&p will end with a lower gain. hidden in cell phone bill, taxes, folks. 911 districts even school districts often tack on taxes to your wireless bill. and you probably don't even know about it. all together it adds 17.2% on average. that's according to the tax foundation. all right. this is the largest fine ever against a debt collector for harassing consumers. the federal trade commission